Limited injury and comprehensive illness cover for cats and dogs
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Description
- Limited injury cover
- Comprehensive illness cover
Cover summary
Excesses
Covered events
- Limited cover
- No waiting period <b>Covers these specified injuries only:</b>
- motor vehicle incident
- burn or electrocution
- reaction to a bite from an insect, spider or scorpion
- near drowning incident
- bone fracture
- traumatic tooth fracture
- snake bite toxicity
- ingestion of a foreign object
- poisoning
- traumatic ligament or tendon injury
- bite wound or fight wound abscesses
- lacerations or abrasion of tissue, skin or mucous membrane due to external trauma
- cruciate ligament condition
- Comprehensive cover
- 30 day waiting period
Conditions
- Covered
- Standard waiting periods
- Not covered
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered as a specified injury
- Up to $4000 per leg
- Cover includes partial/complete rupture of cruciate ligament, meniscal tears, looseness of the cruciate ligament and complications following surgery
- 6 month waiting period
- Covered
- 30 day waiting period
- Covered
- Standard waiting periods
- Not covered
- Does cover traumatic tooth fracture, oral tumours and tooth extraction due to stomatitis
- Some cover available under routine care option
- Covered as a specified injury
- 30 day waiting period
- Covered
- 30 day waiting period
- Not covered
- Specifically covered injuries include bone fracture
- Covered
- Standard waiting periods
- Covered
- Covered treatments for joint condition include total hip replacement
- Up to $6000 for hip joint surgery (per hip)
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- Standard waiting periods
- Covered
- No cover for conditions caused by external parasites, ticks, fleas or skin/ear mites
- Up to $2000 for tick paralysis
- Standard waiting periods
- Some cover available under routine care option
- Covered
- Standard waiting periods
- Covered
- Vaccine benefit available under routine care option
Additional benefits
- Optional
- Up to $100 per year
- Up to $50 for vaccinations or health checks
- Up to $50 for one of: desexing, heartworm preventative, dew claw removal, prescription diets, microchipping, teeth cleaning, cremation or burial, council registration fees, dental illness treatment, alternative therapy, behavioural therapy (by qualified animal behavioural therapist or vet) or obedience training (at recognised facility)
- Not covered
- Some cover available under routine care option
- Text or video call with vet
- Available 24/7
Claims
- Customer web portal
- E-claim (vet submits on your behalf)
- GapOnly (vet submits on your behalf)
- Mail claim form (vet must fill out a section)
- GapOnly
- Participating vet practices only
- Available weekdays 8am֪10pm, Saturday 8am֪5pm (excluding NSW public holidays)
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