22 April 2026
The cost of living is surging, with turmoil in the Middle East driving up fuel prices, and flowing through to groceries, travel and postal costs.
“With prices rising everywhere, staying on top of expenses can be overwhelming. That’s why CHOICE experts have collated their top tips to help you manage these pressures and save money,” says CHOICE journalist, Liam Kennedy.
CHOICE’s top tips on how to save money:
1. Shop smart for fuel
“Comparing fuel prices is one of the best ways to save money. Australia has dozens of free fuel price apps and websites to check prices nationwide, and many states have upgraded their own platforms to make finding the cheapest fuel even easier,” says Kennedy.
2. Choose cheaper groceries
“The fuel crisis is expected to push up food prices, so it’s important to shop smart on your grocery runs. In our latest supermarket report, we found a $25 difference for the same basket of groceries across the major supermarkets,” says Kennedy.
“One of the best ways to find savings is to spread your grocery shop across multiple supermarkets. By doing so, you can take advantage of each store’s discounted items and find the best deals.”
3. Know your travel rights
“If your airline cancels your flight, you’re usually entitled to a refund or credit, but if you cancel, you’re unlikely to get your money back, depending on the airline’s terms and conditions. So, if you’re unsure about travelling, we suggest you wait and see what the airline does,” says Kennedy.
“Travel insurance is essential for overseas trips, but amid the current crisis, it’s worth knowing that many policies don’t cover claims related to war. If you’re stranded due to a cancelled flight, still be sure to contact your travel insurer and provide details – they will determine whether your claim is covered.”
4. Shop the sales
“If you’re planning a big purchase, we recommend waiting for the sales period to avoid paying full price. Last year, the end of financial year sales started in early May, with discounts averaging 20-50%,” says Kennedy.
5. Reach out for help
“With prices rising and scam losses increasing for the first time in several years, many consumers are feeling the strain. If you’re struggling, contact the National Debt Helpline on 1800 007 007 for free advice with a financial counsellor. You may also be eligible for a No Interest Loan to help with the cost of essential goods and services,” says Kennedy.
