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The best home and contents insurance policies
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Compare over 60 home insurers from across the market to help you find the right cover for your building and contents. Our comparison includes policies offered by Apia, NRMA, GIO, QBE, Budget Direct, Youi and more.
No phone calls, no commissions. Unlike other insurance comparison websites, we don’t get paid by any of the insurers we compare. This means you sometimes won’t see price scores for insurers like NRMA and RACV (because we rely on insurers voluntarily supplying their pricing data), but it also means we don’t recommend insurers based on how much they pay us. We only recommend the best insurance policies for you.
Results for paid members only
AAMI Complete Replacement Cover
Treats home insurance differently to other policies, in that you don't set a sum insured amount for your building. Instead, the cover limit for any one incident is the assessed quote to repair or rebuild the building.
AAMI Home and Contents
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. Fire cover includes indirect damage, such as from smoke from a nearby fire.
AANT Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
AANT Home Buildings and Contents Standard
A sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
AHM Basic
A straightforward sum insured policy. It's a white label of Huddle's policy, identical in cover (but not price) to Huddle Basic. It covers you for key perils like fire, theft, storm, impact and flood. But not accidental damage.
AHM Comprehensive
A straightforward sum insured policy. It's a white label of Huddle's policy, identical in cover (but not price) to Huddle Comprehensive. It covers you for accidental damage plus key perils like fire, theft, storm, impact and flood.
Aldi Household
Aldi only sells one level of cover, a sum insured policy. It's a white label of Honey's policy, identical in cover (but not price) to policies sold by Honey, Bank Australia and BOQ.
Allianz Home and Contents
Allianz only sells one level of cover, a sum insured policy with an optional 30% underinsurance safety net for your building. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra.
ANZ Home Buildings and Contents
ANZ only sells one level of cover, a sum insured policy with a 25% underinsurance safety net for your building. It covers you for accidental damage plus key perils like fire, theft, storm, impact and flood.
Apia Home and Contents
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. But not accidental damage. Fire cover includes indirect damage, such as from smoke from a nearby fire.
Apia Home and Contents Extra
A straightforward sum insured policy. It covers you for accidental damage plus key perils like fire, theft, storm, impact and flood. Fire cover includes indirect damage, such as from smoke from a nearby fire.
Australian Military Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
Australian Military Bank Home Buildings and Contents Standard
A sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
Australian Seniors Essential
A straightforward sum insured policy. It's a white label Hollard policy, identical in cover (but not price) to policies sold by Everyday Insurance and Real Insurance. It covers you for key perils like fire, theft, storm, impact and flood.
Australian Seniors Top
A sum insured policy. It's a white label Hollard policy, identical in cover (but not price) to policies sold by Everyday Insurance and Real Insurance.
Bank Australia Home and Contents
Bank Australia has one level of cover available, a straightforward sum insured policy. It's an Allianz white label, identical in cover (but not price) to eight other policies in our comparison.
Bank First Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
Bank First Home Buildings and Contents Standard
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
Bank of Melbourne Home and Contents
Bank of Melbourne has one level of cover available, a straightforward sum insured policy. It's a white label of Westpac's policy, identical in both cover and price. It covers you for key perils like fire, theft, storm, impact and flood.
Bank of us Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
Bank of us Home Buildings and Contents Standard
A sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
BankSA Home and Contents
BankSA only sells one level of cover, a sum insured policy. It's a white label of Westpac's policy, identical in both cover and price. It covers you for key perils like fire, theft, storm, impact and flood.
BCU Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
BCU Bank Home Buildings and Contents Standard
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
Bendigo Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
Bendigo Bank Home Buildings and Contents Standard
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
BOQ Household
BOQ has one level of cover available, a straightforward sum insured policy. It's a white label of Honey's policy, identical in cover (but not price) to policies sold by Honey, Aldi and Bank Australia.
Budget Direct Home and Contents
Budget Direct only sells one level of cover, a sum insured policy with an optional 25% underinsurance safety net for your building.
Bupa Basic
A sum insured policy. It's a white label of Huddle's policy, identical in cover (but not price) to Huddle Basic. It covers you for key perils like fire, theft, storm, impact and flood. But not accidental damage.
Bupa Comprehensive
A sum insured policy. It's a white label of Huddle's policy, identical in cover (but not price) to Huddle Comprehensive. It covers you for accidental damage plus key perils like fire, theft, storm, impact and flood.
Bupa Ultimate
A straightforward sum insured policy. It's a white label of Huddle's policy, identical in cover (but not price) to Huddle Black. It covers you for accidental damage plus key perils like fire, theft, storm, impact and flood.
CBA Building and Contents Cover Classic
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra.
CBA Building and Contents Cover Plus
A sum insured policy with a 25% underinsurance safety net for your home and contents. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra.
Coastline Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
Coastline Bank Home Buildings and Contents Standard
A sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
Coles Home and Contents
Coles only sells one level of cover, a sum insured policy with an optional 25% underinsurance safety net for your building.
COTA Home and Contents
COTA only sells one level of cover, a sum insured policy. It's an Allianz white label, identical in cover (but not price) to eight other policies in our comparison.
Defence Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
Defence Bank Home Buildings and Contents Standard
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
Everyday Insurance Comprehensive
A sum insured policy. It's a white label Hollard policy, identical in cover (but not price) to policies sold by Australian Seniors and Real Insurance.
Everyday Insurance Standard
A sum insured policy. It's a white label Hollard policy, identical in cover (but not price) to policies sold by Australian Seniors and Real Insurance. It covers you for key perils like fire, theft, storm, impact and flood.
GIO Classic
A sum insured policy with an optional 25% underinsurance safety net for your building. It's very similar to the equivalent policy from Suncorp with minor differences in some features.
GIO Classic Extras
A sum insured policy with a 25% underinsurance safety net for your building. It's very similar to the equivalent policy from Suncorp with minor differences in some features.
GIO Platinum
A sum insured policy with a generous 30% underinsurance safety net for your building. It's very similar to the equivalent policy from Suncorp with minor differences in some features.
Great Southern Bank Home and Contents
Great Southern Bank only sells one level of cover, a sum insured policy. It's an Allianz white label, identical in cover (but not price) to eight other policies in our comparison.
Guild Home Elite
A sum insured policy with a 20% underinsurance safety net for your building. It covers you for accidental damage plus key perils like fire, theft, storm, impact and flood.
Guild Home Essential
A sum insured policy with a 20% underinsurance safety net for your building. It covers you for key perils like fire, theft, storm, impact and flood. But not accidental damage.
HCF Home and Contents
HCF has one level of cover available, a straightforward sum insured policy. It's an Allianz white label, identical in cover (but not price) to eight other policies in our comparison.
Honey Household
Honey only sells one level of cover, a sum insured policy. It has very similar cover to RACQ, and is identical to policies by Aldi and BOQ. It covers you for key perils like fire, theft, storm, impact and flood.
Horizon Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
Horizon Bank Home Buildings and Contents Standard
A sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
Huddle Basic
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. But not accidental damage.
Huddle Black
A sum insured policy. It covers you for accidental damage plus key perils like fire, theft, storm, impact and flood. We've scored this policy on cover only, because the insurer doesn't share its price data.
Huddle Comprehensive
A straightforward sum insured policy. It covers you for accidental damage plus key perils like fire, theft, storm, impact and flood. Fire cover includes indirect damage, such as scorching without a flame.
Hume Bank Home and Contents
Hume Bank has one level of cover available, a straightforward sum insured policy. It's an Allianz white label, identical in cover (but not price) to eight other policies in our comparison.
ING Home and Contents
ING only sells one level of cover, a sum insured policy with an optional 25% underinsurance safety net for your building.
Kogan Home and Contents
Kogan has one level of cover available, a straightforward sum insured policy. It's an Allianz white label, identical in cover (but not price) to eight other policies in our comparison.
MOVE Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
MOVE Bank Home Buildings and Contents Standard
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
MyState Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
MyState Bank Home Buildings and Contents Standard
A sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
NAB Home and Contents
NAB has one level of cover available, a straightforward sum insured policy. It's an Allianz white label, identical in cover (but not price) to eight other policies in our comparison.
National Seniors Home and Contents
National Seniors only sells one level of cover, a sum insured policy. It's an Allianz white label, identical in cover (but not price) to eight other policies in our comparison.
NRMA Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. NRMA may be IAG's flagship brand, but the cover is almost identical to a raft of white label policies underwritten by the insurance giant.
NRMA Home Buildings and Contents Standard
A straightforward sum insured policy. NRMA may be IAG's flagship brand, but the cover is almost identical to a raft of white label policies underwritten by the insurance giant.
Over Fifty Home and Contents
Over Fifty has one level of cover available, a straightforward sum insured policy. It's an Allianz white label, identical in cover (but not price) to eight other policies in our comparison.
Ozicare Home and Contents
Ozicare only sells one level of cover, a sum insured policy with an optional 25% underinsurance safety net for your building.
P&N Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
P&N Bank Home Buildings and Contents Standard
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
People First Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
People First Bank Home Buildings and Contents Standard
A sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
Qantas Home and Contents
Qantas has one level of cover available, a sum insured policy with an optional 25% underinsurance safety net for your building.
QBANK Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
QBANK Home Buildings and Contents Standard
A sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
QBE Home
QBE has one level of cover available, a sum insured policy with a generous 30% underinsurance safety net for your building. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra.
Queensland Country Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
Queensland Country Bank Home Buildings and Contents Standard
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
RAA Home and Contents
RAA only sells one level of cover, a sum insured policy with a 10% underinsurance safety net for your home and contents. It covers you for key perils like fire, theft, storm, impact and flood.
RAC Building, Contents And Personal Valuables
RAC has one level of cover available, a straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra.
RACQ Household
RACQ has one level of cover available, a straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra.
RACT Home, Contents and Portable Items
RACT only sells one level of cover, a sum insured policy with a 25% underinsurance safety net for your building. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra.
RACV Home Buildings and Contents
RACV has one level of cover available, a straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra.
Real Insurance Essential
A sum insured policy. It's a white label Hollard policy, identical in cover (but not price) to policies sold by Australian Seniors and Everyday Insurance. It covers you for key perils like fire, theft, storm, impact and flood.
Real Insurance Top
A straightforward sum insured policy. It's a white label Hollard policy, identical in cover (but not price) to policies sold by Australian Seniors and Everyday Insurance.
St.George Home
St.George has one level of cover available, a straightforward sum insured policy. It's a white label of Westpac's policy, identical in both cover and price. It covers you for key perils like fire, theft, storm, impact and flood.
Summerland Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
Summerland Bank Home Buildings and Contents Standard
A sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
Suncorp Classic
A sum insured policy with an optional 25% underinsurance safety net for your building. It's very similar to the equivalent policy from GIO with minor differences in some features.
Suncorp Classic Advantages
A sum insured policy with a generous 30% underinsurance safety net for your building. It's very similar to the equivalent policy from GIO with minor differences in some features.
Suncorp Classic Extras
A sum insured policy with a 25% underinsurance safety net for your building. It's very similar to the equivalent policy from GIO with minor differences in some features.
Sure Home & Contents
Sure has one level of cover available, a straightforward sum insured policy sold only in regional Queensland. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra.
The Capricornian Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
The Capricornian Home Buildings and Contents Standard
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
The Mutual Bank Home Buildings and Contents Plus
A sum insured policy with a 25% underinsurance safety net for your building. It's a white label IAG policy, identical in cover (but not necessarily price) to policies sold by 17 other brands in our comparison.
The Mutual Bank Home Buildings and Contents Standard
A straightforward sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra. We've scored this policy on cover only, because the insurer doesn't share its price data.
TIO Territory Home
TIO has one level of cover available, a sum insured policy with a generous 30% underinsurance safety net for your building. It's very similar to underwriter Allianz's own policy, with some minor differences.
Westpac Home
Westpac only sells one level of cover, a sum insured policy. It's very similar to underwriter Allianz's own policy, with some minor differences. It covers you for key perils like fire, theft, storm, impact and flood.
Youi Building And Contents
Youi only sells one level of cover, a sum insured policy. It covers you for key perils like fire, theft, storm, impact and flood. Accidental damage is an optional extra.
