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Kogan Indoor Cat cover

Limited illness cover for cats

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Description

Insurer
Kogan
Policy
Indoor Cat cover
Underwriter
PetSure (Australia) Pty Ltd
Policy type
Limited illness cover
Animals covered
Cats

Cover summary

Minimum age for new cover
8 weeks
Maximum age for new cover
8 years
Maximum benefit per year
$5,000
Benefit paid per claim
  • Up to 8 years: 80% vet bill covered
  • From 8 years: 65% vet bill covered

Excesses

Excess
Choose excess from $0 or $50

Covered events

Injury
Not covered
Illness
  • Limited cover
  • 30 day waiting period <b>Covers these specified illnesses only:</b>
  • cancer
  • feline lower urinary tract disease
  • gastrointestinal problems
  • ingestion of a foreign object
  • poisoning
  • diabetes
  • hyperthyroidism
  • heart disease
  • outer and inner ear infections
  • arthritis
  • renal disease
Vet consults
Up to $300
Emergency treatment
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months

Conditions

Allergic reaction
Covered
Brachycephalic Airway Obstruction Syndrome
Not covered
Behavioural conditions
  • Not covered
  • Some cover available under routine care option
Cancer
  • Covered as a specified illness
  • Standard waiting periods
Cruciate ligament conditions
Not covered
Ear conditions
  • Covered
  • Specifically covered illnesses include outer and inner ear infections
  • Standard waiting periods
Eye conditions
Not covered
Dental and oral health conditions
  • Not covered
  • Does cover oral tumours
  • Some cover available under routine care option
Ingestion of a foreign object
  • Covered as a specified illness
  • 30 day waiting period
Heart conditions
  • Covered as a specified illness
  • 30 day waiting period
Orthopaedic conditions
  • Covered
  • Standard waiting periods
Patella luxation
Not covered
Joint conditions
  • Covered
  • 30 day waiting period
Intervertebral disc disease
Not covered
Hereditary conditions
  • Covered
  • Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
  • Not covered
  • Some cover available under routine care option
Skin conditions
Not covered
Snakebite
Not covered
Vaccinatable Conditions
  • Not covered
  • Vaccine benefit available under routine care option

Additional benefits

Routine care
  • Optional
  • Up to $80 for desexing, microchipping, heartworm control, teeth cleaning, prescription diets, cremation or burial, dental illness treatment, council registration fees, obedience training, behavioural therapy or alternative therapies
  • Up to $40 for one of: vaccination or health check, flea/tick/worm control, blood screens
Alternative therapies
  • Optional
  • Some cover available under routine care option
Lost animal
Not covered
Necessary euthanasia
Telehealth vet service
  • Text or video call with vet
  • Available 24/7
Legal liability
Not covered

Claims

Howtoclaim
  • Customer web portal
  • E-claim (vet submits on your behalf)
  • GapOnly (vet submits on your behalf)
  • Mail claim form (vet must fill out a section)
Quickeasyclaims
  • GapOnly
  • Participating vet practices only
  • Available weekdays 8am֪10pm, Saturday 8am֪5pm (excluding NSW public holidays)
Directpayments
GapOnly claims only

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