05.Performance
Super is a long-term investment so don’t judge any fund on the basis of short-term performance figures. Table 1, below, will help you to ‘position’ your current fund’s performance and any others you’re evaluating.
Does each fund perform above or below average over at least three years for the particular investment option you’re considering?
Be sure to compare ‘crediting rates’ to ascertain a fund’s performance net of fees and taxes.
Use the Top Performers table to identify consistent performers over the long term across a range of investment options.
| |
|
Returns after all fees &
taxes |
| Investment option |
|
1 yr (%) |
3 yrs
(%pa) |
5 yrs
(%pa) |
| Growth |
Best |
18.0 |
10.6 |
9.7 |
| Average |
13.4 |
4.5 |
4.0 |
| Worst |
2.2 |
-9.6 |
-0.2 |
| Balanced |
Best |
19.1 |
9.4 |
9.2 |
| Average |
11.3 |
5.1 |
4.7 |
| Worst |
3.2 |
1.4 |
2.0 |
| Capital stable |
Best |
13.5 |
7.6 |
7.3 |
| Average |
7.3 |
4.8 |
4.6 |
| Worst |
2.3 |
1.7 |
2.1 |
| Capital guaranteed |
Best |
9.7 |
5.4 |
6.0 |
| Average |
5.2 |
3.9 |
4.1 |
| Worst |
0.8 |
0.7 |
1.3 |
| Australian equities |
Best |
58.6 |
22.5 |
15.7 |
| Average |
23.6 |
9.3 |
8.2 |
| Worst |
-5.9 |
-15.1 |
2.0 |
| International equities |
Best |
16.0 |
3.2 |
0.1 |
| Average |
5.9 |
-5.4 |
-7.4 |
| Worst |
-4.6 |
-17.1 |
-22.4 |
| Property |
Best |
21.7 |
15.1 |
14.6 |
| Average |
15.2 |
11.3 |
11.7 |
| Worst |
6.9 |
5.9 |
8.0 |
| Australian fixed
interest |
Best |
6.5 |
8.7 |
6.8 |
| Average |
3.7 |
4.6 |
4.4 |
| Worst |
0.5 |
1.5 |
1.7 |
| Cash |
Best |
5.1 |
4.9 |
5.0 |
| Average |
3.8 |
3.5 |
3.8 |
| Worst |
0.9 |
0.5 |
0.6 |
| |