04.How to find a new fund
The first step is to take a good hard look at your existing fund. You may discover it gives you a competitive deal.
Every super fund must give you a Product Disclosure Statement (PDS) before you join. In each PDS, you’ll find a summary page listing the fund’s main fees, the number of investment choices, insurance option costs and how the fund communicates with you. Obtain a PDS and read if carefully for each fund you’re considering, including your existing fund.
Important criteria to evaluate for your existing fund and any new fund you may be considering include:
- Investment performance.More...
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Investment options. More...
- Fees. More...
- Insurance. More...
- Extra services, such as financial planning services and cheaper home loans.