Travel insurance buying guide

Are you paying too much to insure your holidays? Here's how to find a good deal on travel insurance.
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This article helps you decide on travel insurance for international travel, tells you about cover and exclusions and gives tips about how you can save money.

  • What's covered and the traps to watch out for
  • How to save: Could the internet, membership discounts or negotiating with your travel agent save money on your premiums?
  • FAQs: Questions about insurance, including government travel advice, tour operator cover and gold card cover
  • Special needs: Cover for pre-existing medical conditions, older travellers and single parents
  • Checklist and contacts

Check and double-check: Travel insurance coverage is limited. Conditions, exclusions, amounts of cover and premiums vary greatly from policy to policy. Read several policies carefully before making your final decision to understand exactly what's covered. If you have any questions, double-check with the insurer.

Read what travel vaccinations you do and don't need.

Please note: this information was current as of May 2008 but is still a useful guide to today's market. For more recent information, see our Travel insurance reviews 2010.



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