Travel rewards credit cards

CHOICE identifies the cards that offer the best value for your spending levels.
 
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03.Full table for flights rewards value

Here are the full flights values for all cards surveyed.

Blue = Best Buys | Red = Worst Buys

Flights Value table
Company Card and reward program Total Annual Fee Return for monthly spend ($ p.a.)
  $1000 $2500 $5000
Virgin Velocity Amex Visa/MC Amex Visa/MC Amex Visa/MC
American Express Amex Green Card (Enrolled in Ascent) $160 $13.75 - $274.38 - $708.75 -
American Express Amex Gold Card (Enrolled in Ascent) $210 -$36.25 - $224.38 - $658.75 -
American Express Amex Gold Ascent Card $0 $86.88 - $217.19 - $434.38 -
American Express Amex Platinum Credit Card $395 -$134.37 - $256.57 - $908.13 -
ANZ Rewards $89 $65.45 $26.83 $297.11 $200.58 $683.23 $490.17
ANZ Rewards Gold $129 $102.67 -$13.17 $450.17 $160.58 $1029.34 $450.17
Citibank Citibank Silver $89 - $26.83 - $200.58 - $297.11
Citibank Citibank Gold $149 - -$33.17 - $140.58 - $430.17
Citibank Citibank Platinum $250 - -$134.17 - $39.58 - $329.17
Commonwealth Bank Commonwealth Awards $89 $41.31 -$2.12 $236.78 $128.19 $272.98 $272.98
Commonwealth Bank Commonwealth Awards Gold $144 $29.75 -$57.12 $290.38 $73.19 $561.86 $290.38
Commonwealth Bank Commonwealth Awards Platinum $280 -$19.37 -$193.12 $371.57 -$62.81 $878.34 $154.38
NAB Velocity Rewards $65 $65.31 $21.88 $260.78 $152.19 $586.57 $369.38
NAB Velocity Rewards Gold $150 $23.75 -$63.12 $284.38 $67.19 $718.75 $284.38
Virgin Money Virgin Flyer $95 - $74.75 - $248.5 - $465.69
Westpac Altitude Rewards $100 $73.75 -$13.12 $334.38 $117.19 $768.75 $334.38
Westpac Altitude Gold Rewards $150 $23.75 -$63.12 $284.38 $67.19 $718.75 $284.38
Westpac Altitude Platinum Rewards $295 -$34.37 -$208.12 $356.57 -$77.81 $1008.13 $139.38
Company Card and reward program Total Annual Fee Return for monthly spend ($ p.a.)
  $1000 $2500 $5000
Qantas Frequent Flyer Amex Visa/MC Amex Visa/MC Amex Visa/MC
American Express Qantas American Express Card $149 $12.85 - $255.63 - $660.25 -
American Express Qantas American Express Premium $249 -$46.69 - $256.78 - $762.56 -
American Express Qantas American Express Ultimate Card $450 -$207.23 - $156.94 - $763.88 -
ANZ Qantas Frequent Flyer Standard $95 $66.85 -$14.08 $309.63 $107.31 $714.25 $309.63
ANZ Qantas Frequent Flyer Gold $195 $7.31 -$114.08 $310.78 $7.31 $816.56 $209.63
ANZ Qantas Frequent Flyer Platinum $295 -$52.23 -$214.08 $311.94 -$92.69 $918.88 $109.63
Citibank Citibank Rewards Platinum (QFF option) $299 - -$137.15 - $105.63 - $510.25
Commonwealth Bank Commonwealth Awards with QFF option $99 $22.39 -$18.08 $170.75 $103.31 $238.19 $103.31
Commonwealth Bank Commonwealth Awards Gold with QFF option $154 $7.85 -$73.08 $250.63 $48.31 $452.94 $250.63
Commonwealth Bank Commonwealth Awards Platinum with QFF option $290 -$47.23 -$209.08 $316.94 -$87.69 $654.13 $114.63
Diners Club (D) Qantas Frequent Flyer $150 $11.85 - $254.63 - $659.25 -
Jetstar (J) Jetstar MasterCard $49 - $71 - $251 - $451
Jetstar (J) Jetstar Platinum MasterCard $149 - $91 - $451 - $1051
NAB Qantas Standard $65 $96.85 $15.93 $218.24 $76.62 $258.7 $96.85
NAB Qantas Gold $145.5 $16.35 -$38.68 $259.13 $121.55 $501.9 $281.78
NAB Qantas Platinum $290 -$47.23 -$183.18 $316.94 -$22.95 $923.88 $244.11
Westpac Earth $75 $86.85 $5.93 $329.63 $127.31 $734.25 $329.63
Westpac Earth Gold $125 $36.85 -$44.08 $279.63 $77.31 $684.25 $279.63
Westpac Earth Platinum $250 -$7.23 -$169.08 $356.94 -$47.69 $963.88 $154.63
Qantas Frequent Flyer Amex Visa/MC Amex Visa/MC Amex Visa/MC

Table notes

Where programs are provided with more than one card, a return for spending on both Amex and Visa/MasterCard options has been calculated. A card may be a Best Buy for Amex and a Worst Buy for Visa/MasterCard. In some cases, the average across all three monthly spend levels was used to calculate a Best Buy or Worst Buy.
Blank spaces (-) represent if a card type was not offered with the program.
No figures have been excluded from this table.
(D) Diner's Club Card function (not Amex).
Total Annual Fee includes any rewards program fees the provider charges, but not charges (if any) to join the accompanying airline loyalty program. This card povides (J) Jetstar vouchers only.

 

 
 

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