In the past we've seen debt reduction, mortgage minimisation and other schemes promising to unlock mysteries and provide new ways to clear your home loan sooner.
Some suggested you could repay your loan quicker without making extra payments or even benefit by paying thousands of dollars for a plan that explains how you can save, you guessed it, thousands of dollars.
But the real secret to clearing most mortgages sooner is there is no secret. The quickest way to pay off any loan is to just pay it off.
This report tells you five ways to fast-track your mortgage, explains the pros and cons of refinancing and highlights some of the mortgage schemes you should think twice about.
Making extra repayments can have a huge effect. Several of our case studies were amazed at how modest extra payments could save them tens of thousands of dollars in interest in the long-run.
Compare mortgage rates
Read our report How to choose the right home loan and use the interactive calculator to compare today's top 25 interest rates for different types of mortgages.
Please note: this information was current as of March 2008 but is still a useful guide to today's market.