Managing debt

Independent and trusted investigations and guides to help you manage debt and understand your credit rating.

Debt-Consolidation-LEAD

Consolidating your debt

Should you pay to have your debt administered?

22 Jun 2012 | By using a debt consolidation business you could end up paying more in the long run than you would dealing directly with the creditors.

Credit check - check your credit files

Credit Check

Lenders will check your credit report when you apply for credit.

18 Oct 2011 | If you plan to apply for credit in the near future - for example, if you’re looking to buy a house - it’s a good idea to check your credit file.

debt relief - cut up the credit card

Debt relief

If you lose your job, how will you pay your bills? CHOICE outlines your options.

20 Apr 2009 | Debt relief companies are reporting extreme cases of consumers carrying up to $400,000 in credit card debt on 50 separate credit cards.

 

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Polls

 
 

Have you recently asked your bank for a better home loan rate?

  
11%
 
Yes - and I got one
  
14%
 
Yes - but no go
  
73%
 
No