Back to Pet insurance

Trupanion Pet Insurance

Comprehensive injury and illness cover for cats and dogs

CHOICE Expert Rating

No expert rating available.

Good points

Good Points

Member only content

The product's best features and benefits

Bad points

Bad Points

Member only content

Drawbacks or issues you need to know about

CHOICE Tester
Unlock

Unlock our expert review and more

Check Reviews you can trust
Check Easy side-by-side comparison
Check Recommended products at a glance
Join CHOICE

Description

Insurer
Trupanion
Policy
Pet Insurance
Underwriter
The Hollard Insurance Company Pty Ltd
Policy type
Comprehensive injury and illness cover
Animals covered
Cats and dogs

Cover summary

Minimum age for new cover
No minimum age
Maximum age for new cover
13 years
Maximum benefit per year
No annual limit
Benefit paid per claim
90% vet bill covered

Excesses

Excess
Choose excess from $0–$1000

Covered events

Injury
  • Comprehensive cover
  • 5 day waiting period
Illness
  • Comprehensive cover
  • 30 day waiting period
Vet consults
Emergency treatment
1
Pre-existing conditions

Additional benefits

Routine care
Alternative therapies
Optional
Lost animal
u0026#149; Optionalu003cbru003eu0026#149; Up to $500 for local newspaper advertising and rewards
Necessary euthanasia
Telehealth vet service
Legal liability
u0026#149; Optionalu003cbru003eu0026#149; Up to $25000

Conditions

Allergic reaction
Brachycephalic Airway Obstruction Syndrome
  • Covered
  • Standard waiting periods
Behavioural conditions
u0026#149; Optional, bundled with other extrasu003cbru003eu0026#149; Standard waiting periods
Cancer
  • Covered
  • Standard waiting periods
Cruciate ligament conditions
  • Covered
  • Standard waiting periods
Ear conditions
  • Covered
  • Standard waiting periods
Eye conditions
  • Covered
  • Standard waiting periods
Dental and oral health conditions
  • Covered
  • Cover limited to periodontal disease, periodontitis, gingivitis, tartar, resorptive lesions and stomatitis
  • Does not cover preventative dental care, scale/polish, toothbrushes, toothpastes, dental foods, chews, rinse or open/closed roof planing
  • Covers conditions caused by complications from dental prophy
  • Insurer requires annual dental exam/treatment
Ingestion of a foreign object
  • Covered
  • Standard waiting periods
Heart conditions
  • Covered
  • Standard waiting periods
Orthopaedic conditions
  • Covered
  • Standard waiting periods
Patella luxation
  • Covered
  • Standard waiting periods
Joint conditions
  • Covered
  • Standard waiting periods
Intervertebral disc disease
  • Covered
  • Standard waiting periods
Hereditary conditions
  • Covered
  • Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
  • Covered
  • Cover includes tick paralysis
  • Does not cover controlling internal or external parasites
  • Standard waiting periods
Skin conditions
  • Covered
  • Standard waiting periods
Snakebite
  • Covered
  • Standard waiting periods
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Vaccination required for illnesses you have vaccinated your pet for on the recommendation of your vet

Looking for user reviews?

We don't offer user reviews anymore. Help us improve this expert review by sharing your feedback in a quick survey.