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Petsy Kitten Protection Plus

Comprehensive injury and illness cover for cats

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Description

Insurer
Petsy
Policy
Kitten Protection Plus
Underwriter
Pacific International Insurance Pty Ltd
Policy type
Comprehensive injury and illness cover
Animals covered
Cats

Cover summary

Minimum age for new cover
6 weeks
Maximum age for new cover
1 year
Maximum benefit per year
  • Choose from $6000, $12000 or $30000 if pet insured before 6 months old
  • Choose from $5500, $11000 or $27500 if pet insured before 1 year old
Benefit paid per claim
Choose from 80% or 90% vet bill covered

Excesses

Excess
Choose excess from $0, $150, $200, $300 or $500

Covered events

Injury
  • Comprehensive cover
  • 1 day waiting period
Illness
  • Comprehensive cover
  • 14 day waiting period
Vet consults
Optional
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is on insurer's list of reviewable conditions and approved by insurer review

Additional benefits

Routine care
Alternative therapies
u0026#149; Optional, bundled with other extrasu003cbru003eu0026#149; Pet must be under 3 years when first taking out this option
Lost animal
Necessary euthanasia
Telehealth vet service
Legal liability

Conditions

Allergic reaction
Brachycephalic Airway Obstruction Syndrome
  • Optional
  • Insurer requires you to apply for cover
  • Standard waiting periods
Behavioural conditions
u0026#149; Optional, bundled with other extrasu003cbru003eu0026#149; Pet must be under 3 years when first taking out this optionu003cbru003eu0026#149; Cover includes dietary indiscretion, excessive licking, fur pulling, pacing, destructive chewing, anxiety, aggression and obsessive behavioural disordersu003cbru003eu0026#149; 6 month waiting period
Cancer
  • Covered
  • Standard waiting periods
Cruciate ligament conditions
  • Covered
  • 6 month waiting period
Ear conditions
  • Covered
  • Standard waiting periods
Eye conditions
  • Covered
  • 6 month waiting period for cherry eye, entropion and ectropion
  • Standard waiting periods for other conditions
Dental and oral health conditions
  • Not covered by default
  • Included in bundle of optional extras
  • Cover includes dental diseases, gingivitis, periodontal disease, gingival disease and tumours/growths
  • Pet must be under 3 years when first taking out this option
  • 14 day waiting period
  • Treatment includes dental cleaning/scaling
  • Does not cover aesthetic/cosmetic dental procedures, caps, crown amputation, crowns, elective/routine procedures, endodontic procedures, fillings, implants, orthodontics, removal of deciduous teeth or root canals
Ingestion of a foreign object
  • Covered
  • Standard waiting periods
Heart conditions
  • Covered
  • Standard waiting periods
Orthopaedic conditions
  • Covered
  • Standard waiting periods
Patella luxation
  • Covered
  • 6 month waiting period
Joint conditions
  • Covered
  • 6 month waiting period for hip dysplasia, elbow dysplasia and osteochondritis dissecans (OCD)
  • Standard waiting periods for other conditions
Intervertebral disc disease
  • Covered
  • 6 month waiting period
Hereditary conditions
  • Covered
  • Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
  • Covered
  • Does not cover parasite prevention
  • Standard waiting periods
Skin conditions
  • Covered
  • Standard waiting periods
Snakebite
  • Covered
  • Standard waiting periods
Vaccinatable Conditions
u0026#149; Coveredu003cbru003eu0026#149; Insurer requires documented evidence of up to date vaccinations for canine distemper virus (CDV), canine adenovirus (CAV), canine parvovirus (CPV-2), parainfluenza virus (PI), Bordetella bronchiseptica (Bb), leptospira interrogans, Feline Parvovirus (FPV), feline calicivirus (FCV), feline herpesvirus (FHV-1), feline leukaemia virus (FeLV) and Feline Immunodeficiency Virus (FIV) and chlamydia felis

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