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Kogan Indoor Cat Cover

Limited illness cover for cats

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Description

Insurer
Kogan
Policy
Indoor Cat Cover
Underwriter
PetSure (Australia) Pty Ltd
Policy type
Limited illness cover
Animals covered
Cats

Cover summary

Minimum age for new cover
8 weeks
Maximum age for new cover
8 years
Maximum benefit per year
$5,000
Benefit paid per claim
  • Up to 8 years: 80% vet bill covered
  • From 8 years: 65% vet bill covered

Excesses

Excess
Choose excess from $0 or $50

Covered events

Injury
Illness
  • Limited cover
  • 30 day waiting period <b>Covers these specified illnesses only:</b>
  • cancer
  • feline lower urinary tract disease
  • gastrointestinal problems
  • ingestion of a foreign object
  • poisoning
  • diabetes
  • hyperthyroidism
  • heart disease
  • outer and inner ear infections
  • arthritis
  • renal disease
Vet consults
Up to $300
Emergency treatment
1
Pre-existing conditions
Can be covered if condition is temporary, fully cured and pet is symptom-free for 18 months

Additional benefits

Routine care
u0026#149; Optionalu003cbru003eu0026#149; Up to $80 for desexing, microchipping, heartworm control, teeth cleaning, prescription diets, cremation or burial, dental illness treatment, council registration fees, obedience training, behavioural therapy or alternative therapiesu003cbru003eu0026#149; Up to $40 for 1 of: vaccination or health check, flea/tick/worm control, blood screens
Alternative therapies
u0026#149; Optionalu003cbru003eu0026#149; Some cover available under routine care option
Lost animal
Necessary euthanasia
Telehealth vet service
u0026#149; Text or video call with vetu003cbru003eu0026#149; Available 24/7
Legal liability

Conditions

Allergic reaction
Brachycephalic Airway Obstruction Syndrome
Behavioural conditions
u0026#149; Not coveredu003cbru003eu0026#149; Some cover available under routine care option
Cancer
  • Covered as a specified illness
  • Standard waiting periods
Cruciate ligament conditions
Ear conditions
  • Covered
  • Specifically covered illnesses include outer and inner ear infections
  • Standard waiting periods
Eye conditions
Dental and oral health conditions
  • Not covered
  • Does cover oral tumours
  • Some cover available under routine care option
Ingestion of a foreign object
  • Covered as a specified illness
  • 30 day waiting period
Heart conditions
  • Covered as a specified illness
  • 30 day waiting period
Orthopaedic conditions
  • Covered
  • Standard waiting periods
Patella luxation
Joint conditions
  • Covered
  • 30 day waiting period
Intervertebral disc disease
Hereditary conditions
  • Covered
  • Standard waiting periods
Pregnancy and obstetrics
Illness caused by parasites
  • Not covered
  • Some cover available under routine care option
Skin conditions
Snakebite
Vaccinatable Conditions
u0026#149; Not coveredu003cbru003eu0026#149; Vaccine benefit available under routine care option

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