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Compare RACQ insurance

What to know about RACQ insurance, including customer satisfaction ratings and available discounts.

Royal Automobile Club of Queensland insurance logo
CHOICE staff
CHOICE staff
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Checked for accuracy by our qualified verifiers and subject experts. Find out more about fact-checking at CHOICE.

The Royal Automobile Club of Queensland, RACQ, provides roadside assistance, motoring services, insurance, banking, travel and solar products. It has over 1.7 million members and was formed in 1905.

Phone: 131 905

Website: racq.com.au

Who owns RACQ?

RACQ is a mutual company and owned by its members. Originally founded to provide advocacy for Queensland's motorists, it started its insurance business in 1971.

Is RACQ Australian-owned? Yes

Is RACQ nonprofit? Yes

Is RACQ listed on the stock exchange (ASX)? No

 Where does RACQ operate?

  • Queensland

Which types of insurance does RACQ offer?

How satisfied are RACQ insurance customers?

In our customer satisfaction survey, RACQ was rated the best for home insurance and second best for car insurance.

Customer satisfaction with home insurance

Of the RACQ customers we surveyed, 91% rated their experience with home insurance as above average or excellent. Only 9% of RACQ customers rated the insurer as average or below – not one respondent rated their experience with RACQ as poor.

Customer satisfaction with car insurance

Of the RACQ customers we surveyed, 85% rated their experience with car insurance as above average or excellent.

How does RACQ rate on claims?

Home insurance claims

RACQ came in second best for home insurance claims, with 88% of home insurance customers who had made a claim rating their claims experience as above average or excellent.

24/7 helpline: No (7am to 7pm)

Car insurance claims

Of the insurers in our survey, RACQ had the best result, with 85% of customers who made a claim rating the company as above average or excellent.

24/7 helpline: No (7am to 7pm)

Does RACQ offer insurance discounts?

RACQ offers various discounts for insurance, including: 

  • $25 off your first year when taking out car, home or contents insurance online
  • $50 off your first year when taking out combined home and contents insurance online
  • $50 off your first year per pet when taking out pet insurance online
  • up to 13% off a combined home and contents insurance
  • up to 5% off (for each policy) if you have multiple policies with RACQ. 

Does RACQ let you claim online or in-app?

You can start home, car and other insurance claims online. However, claim updates aren't available online.

RACQ has several apps, including Roadside Assistance, but it doesn't have one for insurance.

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Stock images: Getty, unless otherwise stated.