enter value/s in increments of 1 between 0 and 0
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Policy type
Cover score (%)
We assess the policy benefits, including medical, cancellation, additional expenses, baggage and rental car cover. A higher score is better.
enter value/s in increments of i between 34 and 81
Price score
Scores the average cost of the policy compared to other policies of the same type (single trip or annual multi-trip). The higher score, the cheaper the policy is on average. N/A means the prices aren't available for this policy.
enter value/s in increments of i between 5 and 99
Policy age limit
In years, up to and including the age stated. Restrictions such as a higher excess and reduced sublimits may still apply to older travellers below the age limit. Policies with no age limit are listed as 110.
enter value/s in increments of i between 66 and 110
Annual travel duration
For annual policies this is the limit for the number of consecutive travel days per trip. Where multiple numbers are listed, this indicates that you can choose between these options – the more days of cover you choose, the higher your premium will be. Older travellers may be restricted to fewer days of travel.
Medical expenses
Limit for medical expenses for illness or injury. Some policies may have a lower limit for emergency evacuation and repatriation. And policies may have a higher limit for couples or families.
Cancellation expenses
Limit for cancellation or amendment expenses. 'Cover chosen' means variable cover options are available. Policies may have a higher limit for couples or families.
Baggage cover
Does the policy cover you for stolen or damaged personal belongings or do you have to pay an optional extra fee.
Limit for baggage expenses
The overall limit for lost or stolen belongings. Policies may have a higher limit for couples or families.
enter value/s in increments of i between 0 and 25000
Limit for a smartphone
Limit for a smartphone.
enter value/s in increments of i between 0 and 6000
Limit for a laptop or tablet
Limit for a laptop or tablet.
enter value/s in increments of i between 0 and 6000
Rental car excess
Is the collision damage excess for a hire car covered or do you have to pay an optional extra fee.
Limit for rental car excess
Limit for collision damage excess for a hire car. Some policies may allow a higher excess for an extra premium.
enter value/s in increments of i between 0 and 10000
Scuba diving
Does the policy cover scuba diving over 12 metres deep, if you are appropriately certified or diving with a qualified instructor?
Skiing and snowboarding on-piste
Does the policy cover skiing and snowboarding on-piste?
Skiing and snowboarding off-piste
Does the policy cover skiing and snowboarding off-piste withing the resort boundaries?
Tobogganing
Does the policy cover tobogganing on snow?
Moped 50cc
Does the policy cover riding a moped with an engine capacity 50cc or below, with a helmet and driving license valid in the country the policy holder is in, but without an Australian motorcycle license
Moped 125cc
Does the policy cover riding a moped with an engine capacity 125cc or below, with a helmet and driving license valid in the country the policy holder is in, but without an Australian motorcycle license
Motorcycle
Does the policy cover riding a motorcycle with an engine capacity above 125cc with an Australian motorcycle license and a helmet?
Included in this comparison
- Policy age limit
- Dependant age limit
- Annual travel duration
- Medical
- Cruises
- Pregnancy
- Pregnancy stage covered
- Childbirth costs
- Pre-existing conditions covered without application
- Pre-existing conditions covered on application
- Time period for existing conditions
- Medical expenses
- Expenses for a person to accompany a sick policyholder
- Daily hospital cash allowance
- Hours of hospitalisation before receiving allowance
- Dental expenses for accident or injury
- Dental expenses for acute pain
- Overseas funeral costs
- Additional travel expenses for injury or sickness
- Additional expenses for interrupted travel
- Travel insurance extension for a delayed trip
- Additional expenses for a lost passport
- Additional expenses for a sick relative
- Additional expenses for resumption of journey interrupted for a relative
- Cancellation expenses
- Cancellation for frequent flyer points
- Cancellation expenses for travel agent fees
- Cancellation for insolvency of a travel agent
- Cancellation for insolvency of a travel services provider
- Cancellation expenses for redundancy
- Cancellation expenses for defence and emergency workers
- Cancellation expenses for cancellation of work leave
- Baggage cover
- Limit for baggage expenses
- Limit for a single unspecified item
- Limit for a video or photo camera
- Limit for a laptop or tablet
- Limit for a smartphone
- Limit for prescribed medications
- Overall limit for specified items
- Cover for baggage in a car during the day
- Cover for baggage in a car overnight
- Cover for valuables in a car
- Cover for lost or stolen cash
- Limit for baggage lost temporarily
- Hours before cover applies for baggage lost temporarily
- Additional expenses for a special event
- Additional expenses for pre-paid travel arrangements
- Limit for travel delay expenses
- Hours before travel delay covered
- Limit per 24 hours for travel delay
- Rental car excess
- Limit for rental car excess
- Mopeds and motorcycles
- Snow sports
- Scuba diving
- Abseiling
- Bungee jumping
- Hang gliding
- High altitude hiking
- Horse riding
- Hot air ballooning
- Kayaking
- Paragliding
- Sky diving
- White water rafting
- Cover for transport incidents
- Cover for strikes
- Cover for mental health
- Cover for COVID-19
- Cover for pandemics
- Cover for natural disasters
- Cover for civil unrest
- Cover for terrorism
- Cover for war