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International travel insurance comparison

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Last updated: 23 October 2023


Checked for accuracy by our qualified fact-checkers and verifiers. Find out more about fact-checking at CHOICE.

If you're going overseas, travel insurance is just as essential as your passport. Use our free comparison tool to weigh up international travel insurance from over 60 single trip and annual multi trip policies offering cover for COVID-19, existing medical conditions, car rental and more.

Travelling Australia and looking for cover? Check out our domestic travel insurance comparison.

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Travel insurance is a portable version of health, home, contents, life, public liability, and car rental excess insurance all packaged in one to take on holidays with you. But with all those insurances piled into one product, navigating your way through the terms and conditions to find the loopholes can be very challenging.

Use our travel insurance comparison to compare over 70 features of 61 travel insurance policies to make sure you're getting the best cover for your needs when on holiday.

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List of brands we tested in this review.

    enter value/s in increments of 1 between 0 and 0

    Policy type

      Policy age limit

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      In years (up to and including the number stated). For policies listed as '100+', there is no age limit.

        Included in this comparison

        Members-only access
        • Insurance provider
        • Policy age limit
        • Dependant age limit
        • Pregnancy
        • Pregnancy stage covered
        • Childbirth costs
        • Pre-existing conditions covered without application
        • Pre-existing conditions covered on application
        • Time period for existing conditions
        • Medical expenses
        • Expenses for a person to accompany a sick policy holder
        • Daily hospital cash allowance
        • Hours of hospitalisation before receiving allowance
        • Dental expenses for accident or injury
        • Dental expenses for acute pain
        • Overseas funeral costs
        • Medical expenses for terrorism
        • Medical expenses for hijacking
        • Medical expenses for civil unrest
        • Medical expenses for military action
        • Medical expenses for COVID-19
        • Medical expenses for pandemic
        • Medical expenses for natural disaster
        • Medical expenses for mental health
        • Additional travel expenses for injury or sickness
        • Additional expenses for pandemic
        • Additional expenses for COVID-19
        • Additional expenses for mental health
        • Additional expenses for interrupted travel
        • Travel insurance extension for a delayed trip
        • Additional expenses for terrorism
        • Additional expenses for civil unrest
        • Additional expenses for a natural disaster
        • Additional expenses for a lost passport
        • Additional expenses for a transport accident
        • Additional expenses for a sick relative
        • Additional expenses for resumption of journey interrupted for a relative
        • Cancellation covered
        • Cancellation expenses
        • Cancellation for frequent flyer points
        • Cancellation expenses for mental health
        • Cancellation expenses for COVID-19
        • Cancellation expenses for a pandemic
        • Cancellation expenses for terrorism
        • Cancellation expenses for hijacking
        • Cancellation expenses for civil unrest
        • Cancellation expenses for a natural disaster
        • Cancellation expenses for travel agent fees
        • Cancellation for insolvency of a travel services provider
        • Cancellation for insolvency of a travel agent
        • Cancellation expenses for redundancy
        • Cancellation expenses for defence and emergency workers
        • Cancellation expenses for cancellation of work leave
        • Additional expenses for a special event
        • Additional expenses for pre-paid travel arrangements
        • Additional expenses for a special event interrupted by terrorism
        • Additional expenses for a special event interrupted by a pandemic
        • Additional expenses for a special event interrupted by a natural disaster
        • Limit for travel delay expenses
        • Hours before travel delay covered
        • Limit per 24 hours for travel delay
        • Travel delay expenses for terrorism
        • Travel delay expenses for pandemic
        • Travel delay expenses for natural disaster
        • Baggage
        • Limit for baggage expenses
        • Limit for a single unspecified item
        • Limit for a video or photo camera
        • Limit for a laptop or tablet
        • Limit for a smartphone
        • Limit for prescribed medications
        • Overall limit for specified items
        • Cover for baggage in a car during the day
        • Cover for baggage in a car overnight
        • Cover for valuables in a car
        • Cover for lost or stolen cash
        • Limit for baggage lost temporarily
        • Hours before cover applies for baggage lost temporarily
        • Rental car excess
        • Limit for rental car excess


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