Currency: Singapore dollar ($SGD)
Tell your bank about your travel plans two weeks before you leave. Card activity in a foreign country could be mistaken for fraud and you could find your
Cash machines are widespread in Singapore and you'll rarely have trouble finding one. Remember, you'll pay a transaction fee and a conversion fee every time you use your
Citibank and ANZ operate in Singapore, so Australian customers can save on some fees by using their ATMs. You'll still pay more than you would in
Australia, though, thanks to conversion fees.
Credit cards are accepted almost everywhere, including hotels, shops and restaurants, but a minimum spend of $20 often applies. Most taxis accept credit cards, but
charge a hefty 10% fee. Remember, you'll be charged higher rates by your bank for using your Australian credit card overseas.
Currency exchange can be found at Changi Airport, in hotels, shopping malls and in popular tourist areas like Orchard Road and Little India. It's better to change most of
your money once you're in Singapore, rather than in Australia, as Singaporean money changers don't charge commission (but will obviously make money from
their choice of exchange rate). You're unlikely to get the best rates at the airport or in hotels.
These aren't widely used these days, but you'll still find some places in Singapore that will cash them. If you want the security of carrying money that can be cancelled if stolen, consider a travel money card (below).
Travel money cards
These cards can be pre-loaded with foreign currency and cancelled at any time, giving you the security of travellers' cheques with the versatility of a debit or credit
card. Read our article on travel money cards to find out which ones are best for you.
Carry at least two cards and more than one cash currency (Australian and Singaporean). Split your money and cards between separate bags. That way if you
lose one, you have a back-up.
For more advice on overseas spending see our travel money guide.
Goods and services tax of 7% is included in the price of most goods and services. Tourists can claim a GST refund on some purchases over
$SGD100 when they leave the country.
Tipping is not necessary, but it is appreciated. Some restaurants add a service charge to the bill - but this is not a tip for the service staff. Even if you leave
money on the table the restaurant owner may pocket it, so make sure you hand your tip directly to the staff member.