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Travel insurance reviews - single trip

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Last updated: 06 March 2020

An international travel ban is currently in place. Many travel insurers have suspended policy sales so products listed in this review may not currently be available. See travel insurance and coronavirus for more information.

We compare 132 travel insurance policies from 58 insurers offering seniors, couples and family travel insurance to recommend the best policy for you.

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  • Cover – The cover score makes up 70% of the CHOICE Score and measures the level of cover for medical, cancellation, addditional expenses, baggage, rental car covered and more.
  • Price – The price score makes up 20% of the CHOICE Score. The higher the price score, the cheaper the policy is compared to other insurers. It's based on the average premium for singles, couples and families for travel annually worldwide.
  • Ease of use – The ease of use score makes up 10% of the CHOICE Score. This score rates how accessible a product's disclosure documents are (number of documents, word count), whether you can purchase and claim online and takes into account complaints to the Australian Financial Complaints Authority.
  • Our reviews are rigorous and completely independent. See how we're different to other insurance comparison websites.

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    List of brands we tested in this review.

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      Included in this review

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      • Recommended
      • Overall score
      • Cover score
      • Ease of use score
      • Price score
      • Brand
      • Policy
      • Underwriter
      • Policy age limit
      • Medical expenses
      • Expenses to accompany
      • Additional travel expenses for sickness
      • Daily hospital cash allowance
      • Hours of hospitalisation
      • Dental expenses for accident or injury
      • Dental expenses acute pain
      • Funeral
      • Medical terrorism
      • Medical hijack
      • Medical civil unrest
      • Medical military action
      • Medical pandemic
      • Medical disaster
      • Medical mental illness
      • Cancellation expenses
      • Cancellation detail
      • Frequent flyer
      • Cancellation cover for agent fees
      • Cancellation terrorism
      • Cancellation hijack
      • Cancellation civil unrest
      • Cancellation military action
      • Cancellation pandemic
      • Cancellation disaster
      • Cancellation mental illness
      • Cancellation retrenchment
      • Cancellation defence and emergency workers
      • Cancellation of leave
      • Cancellation transport
      • Cancellation strike
      • Cancellation travel provider insolvency
      • Cancellation travel agent insolvency
      • Additional expenses for interrupted travel
      • Travel insurance extension for delayed trip
      • Kennel costs
      • Additional expenses terrorism
      • Additional expenses civil unrest
      • Additional expenses military action
      • Additional expenses pandemic
      • Additional expenses disaster
      • Additional expenses mental illness
      • Additional expenses documents
      • Additional expenses quarantine
      • Additional expenses collision
      • Additional expenses transport
      • Additional expenses for sick relative
      • Resumption of trip
      • Additional expenses for special event
      • Additional expenses for pre-paid travel arrangements
      • Special event terrorism
      • Special event pandemic
      • Special event disaster
      • Special event transport
      • Travel delay expenses
      • Hours before travel delay covered
      • Limit per 24 hours for travel delay
      • Delay terrorism
      • Delay pandemic
      • Delay disaster
      • Delay transport
      • Baggage expenses
      • Single unspecified item
      • Video or photo camera
      • Laptop or tablet
      • Smartphone
      • Prescribed medications
      • Overall specified item
      • Single specified item
      • Lost or stolen cash
      • Limit for baggage lost temporarily
      • Family limit for baggage lost temporarily
      • Hours before cover applies for baggage lost temporarily
      • Cover for cash in hotel room
      • Cover baggage in a car during the day
      • Cover baggage in a car overnight
      • Cover valuables in a car
      • Cover for valuables in check-in luggage
      • Cover for valuables left in public place
      • Cover for valuables left in locked accommodation
      • Rental car excess
      • Limit for rental car excess


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