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Travel insurance reviews - credit card

Last updated: 09 September 2019

We've independently reviewed 60 travel insurance policies that come with credit cards. Note: These reviews are an assessment of the insurance policy only. We don't assess the credit cards themselves, nor do we recommend any.

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Remember that credit cards come with high interest rates and fees. Factor in those costs if you're considering one of these cards and consider the financial risk if you can't afford to pay your balance right away. The average credit card holder pays $700 in interest a year if their interest rate is between 15 and 20%, according to ASIC.

How we score:

  • Cover – The cover score makes up 70% of the CHOICE Score and measures the level of cover for medical, cancellation, addditional expenses, baggage, rental car covered and more. For more information, see our articles on common travel insurance exclusionsmental health and travel insurance, and travel insurance and alcohol exclusions.
  • Annual fee - The price score makes up to 20% of the CHOICE Score and compares the annual fee of the credit cards to the competition.
  • Ease of use: The ease of use score makes up 10% of the CHOICE Score. This score rates how accessible a product's disclosure documents are (number of documents, word count), whether you can purchase and claim online and whether there is a 24/7 claims phone line.
  • Our reviews are rigorous and completely independent. See how we're different to other insurance comparison websites.

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Brand

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List of brands we tested in this review.

    enter value/s in increments of 1 between 0 and 0

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    Policy age limit

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    In years (up to and including given number).

      Included in this review

      Members-only access
      • Price score
      • Brand
      • Policy
      • Overall score
      • Ease of Use score
      • Cover score
      • Underwriter
      • Policy age limit
      • Medical expenses
      • Dental expenses for accident or injury ($)
      • Dental expenses acute pain ($)
      • Cancellation expenses
      • Additional expenses for interrupted travel ($)
      • Additional expenses for special event ($)
      • Additional expenses for pre-paid travel arrangements
      • Travel delay expenses ($)
      • Hours before travel delay covered
      • Limit per 24 hours for travel delay ($)
      • Baggage expenses
      • Single unspecified item ($)
      • Video or photo camera ($)
      • Laptop or tablet ($)
      • Smartphone ($)
      • Prescribed medications ($)
      • Limit for baggage lost temporarily
      • Family limit for baggage lost temporarily
      • Hours before cover applies for baggage lost temporarily
      • Rental car excess
      • Limit for rental car excess ($)

      Product selected for a detailed comparison

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