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Travel insurance reviews - annual multi-trip

Last updated: 30 May 2018

If you take more than one overseas trip in a year, you might benefit from year-long multi-trip travel insurance. We've independently reviewed 70 insurance policies to help you find the best one. 

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How we score:

  • Policy benefits – Our policy score forms 80% of the overall score and measures the level of cover for medical, cancellation, baggage, public liability, activities covered and more. For more information, see our articles on common travel insurance exclusions, mental health and travel insurance, and travel insurance and alcohol exclusions.
  • Claim service – The claims score makes up the other 20% of the overall score and uses the Financial Ombudsman Service's (FOS) data to assess how well insurers deal with claims disputes based on the number of consumers that lodged a dispute about an insurer with FOS in 2016–17, how far they progressed through that process and what the chance was of achieving an agreeable outcome.

Our reviews are rigorous and completely independent. See how we're different to other insurance comparison websites.

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Brand

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List of brands we tested in this review.

    enter value/s in increments of 1 between 0 and 0

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    Policy age limit

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    In years (up to and including given number).

      Included in this review

      Members-only access
      • Overall score
      • Policy score
      • Claims score
      • Price score
      • Brand
      • Policy
      • Provider
      • Policy age limit
      • Medical expenses
      • Dental expenses for accident or injury ($)
      • Dental expenses acute pain ($)
      • Cancellation expenses
      • Additional expenses for interrupted travel ($)
      • Additional expenses for special event ($)
      • Additional expenses for pre-paid travel arrangements
      • Travel delay expenses ($)
      • Hours before travel delay covered
      • Limit per 24 hours for travel delay ($)
      • Baggage expenses
      • Single unspecified item ($)
      • Video or photo camera ($)
      • Laptop or tablet ($)
      • Smartphone ($)
      • Prescribed medications ($)
      • Limit for baggage lost temporarily
      • Family limit for baggage lost temporarily
      • Hours before cover applies for baggage lost temporarily
      • Rental car excess
      • Limit for rental car excess ($)

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