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Last updated: 27 May 2025
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Checked for accuracy by our qualified verifiers and subject experts. Find out more about fact-checking at CHOICE.

Compare over 60 home insurance policies from across the market to help you find the right cover for your building and contents. Our comparison includes policies offered by APIA, Australian Seniors, National Seniors, NRMA, GIO, QBE, Budget Direct, Youi and more.

No phone calls, no commissions. Unlike other insurance comparison websites, we don't get paid by the insurers we're comparing and we won't harass you. Save money and get better cover with insurance policies recommended by CHOICE - independent and not-for-profit.

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List of brands we tested in this review.

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Price score

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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.


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Sold in the ACT

Sold in NSW

Sold in the NT

Sold in North Queensland

Sold in South Australia

Sold in South Queensland

Sold in Tasmania

Sold in Victoria

Sold in Western Australia

Included in this review

Members-only access
  • Recommended
  • CHOICE Expert Rating
  • Cover score
  • Price score
  • About the insurer
  • Claims satisfaction
  • Customer satisfaction
  • Building cover
  • Contents cover
  • Legal liability cover
  • Pay-by-the-month charge
  • ACT price comparison
  • NSW price comparison
  • NT price comparison
  • North Queensland price comparison
  • South Queensland price comparison
  • SA price comparison
  • Tasmania price comparison
  • Victoria price comparison
  • WA price comparison
  • Cover for theft
  • Cover for fire
  • Cover for flood
  • Cover for storm and cyclone
  • Cover for storm surge
  • Cover for action of the sea
  • Cover for tsunami
  • Cover for explosion
  • Cover for earthquake
  • Cover for vandalism
  • Cover for impact
  • Cover for animal damage
  • Cover for sudden escape of liquid
  • Cover for accidental breakage of glass
  • Cover for accidental damage
  • How to claim
  • Settling your claim
  • Cash settlements for building claims
  • Cash settlements for contents claims
  • New for old replacement
  • Motor burnout
  • Key/lock replacement after theft
  • Gardens and landscaping
  • Costs to comply with building regulations
  • Professional fees
  • Mortgage discharge fees
  • Debris removal and demolition
  • Temporary accomodation
  • Cover for unspecified portable contents
  • Optional cover for individual portable valuables
  • Contents in the open air
  • Emergency storage
  • Jewellery
  • Artworks
  • Collections (e.g. stamps, coins)
  • Digital media
  • Spoiled food
  • Visitors' contents
  • Pet cover
  • Overlapping cover at a new house
  • Cover for contents while moving house
  • Fire, storm and theft
  • Flood
  • Underinsurance protection

Results

Displaying all 64 products

Sorted by Brand (A-Z)
  • Recommended
  • CHOICE Expert Rating
  • Price score

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AAMI Complete Replacement Cover

Total building replacement & sum insured contents policy. Provided by Suncorp. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 60%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Complete replacement of building. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
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AAMI Home and Contents

Sum insured policy. Provided by Suncorp. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 60%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

AHM Basic

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

AHM Comprehensive

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


Unlock this by becoming a member.

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

Aldi Household

Sum insured policy. Provided by RACQ. Available in all states & territories.
CHOICE Expert Rating
Expand to view more details.

The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


Unlock this by becoming a member.

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

Allianz Home and Contents

Sum insured policy. Provided by Allianz. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 55%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

ANZ Home Buildings and Contents Plus

Sum insured policy with 25% building safety net. Provided by IAG. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


Unlock this by becoming a member.

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 67%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Bulding covered up to the sum insured plus a 25% underinsurance safety net. Contents covered only up to the sum insured.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

Apia Home and Contents

Sum insured policy. Provided by Suncorp. Available in all states & territories.
CHOICE Expert Rating
Expand to view more details.

The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


Unlock this by becoming a member.

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Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 59%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

Australia Post Home

Sum insured policy with 30% building safety net. Provided by QBE. Available in all states & territories.
CHOICE Expert Rating
Expand to view more details.

The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


Unlock this by becoming a member.

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Building covered up to the sum insured plus a 30% underinsurance safety net. Contents covered only up to the sum insured.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

Australian Seniors Essential

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
Expand to view more details.

The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


Unlock this by becoming a member.

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

Australian Seniors Top

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
Expand to view more details.

The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


Unlock this by becoming a member.

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

Bank Australia Household

Sum insured policy. Provided by RACQ. Available in all states & territories.
CHOICE Expert Rating
Expand to view more details.

The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


Unlock this by becoming a member.

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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

Bank of Melbourne Home and Contents

Sum insured policy. Provided by Allianz. Available in all states & territories.
CHOICE Expert Rating
Expand to view more details.

The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


Unlock this by becoming a member.

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Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

BankSA Home and Contents

Sum insured policy. Provided by Allianz. Available in all states & territories.
CHOICE Expert Rating
Expand to view more details.

The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


Unlock this by becoming a member.

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Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

BOQ Household

Sum insured policy. Provided by RACQ. Available in all states & territories.
CHOICE Expert Rating
Expand to view more details.

The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


Unlock this by becoming a member.

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Already a member? Log in now

Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

Unlock this by becoming a member.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
Back to filters Go to compare selected box

Budget Direct Home and Contents

Sum insured policy with optional 25% building safety net. Provided by A&G. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
Expand to view more details.

The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 58%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood optional cover
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Underinsurance protection Building covered up to the sum insured plus an Optional 25% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Bupa Basic

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Bupa Comprehensive

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Bupa Ultimate

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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CBA Home and Contents

Sum insured policy with 25% safety net. Provided by Hollard. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 51%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured for building and contents plus a 25% underinsurance safety net.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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CGU Accidental Damage

Sum insured policy. Provided by IAG. Available in Victoria.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 48%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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CGU Fundamentals

Sum insured policy. Provided by IAG. Available in Victoria.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 48%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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CGU Listed Events

Sum insured policy. Provided by IAG. Available in Victoria.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 48%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Coles Home and Contents

Sum insured policy with optional 25% building safety net. Provided by A&G. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 69%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood optional cover
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Building covered up to the sum insured plus an Optional 25% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Everyday Insurance Comprehensive

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 57%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Everyday Insurance Standard

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 57%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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GIO Classic

Sum insured policy with optional 25% building safety net. Provided by Suncorp. Available in ACT, NSW, NT, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 55%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Underinsurance protection Building covered up to the sum insured plus an Optional 25% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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GIO Classic Extras

Sum insured policy with 25% building safety net. Provided by Suncorp. Available in ACT, NSW, NT, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 55%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Building covered up to the sum insured plus a 25% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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GIO Platinum

Sum insured policy with 30% building safety net. Provided by Suncorp. Available in ACT, NSW, NT, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 55%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Underinsurance protection Building covered up to the sum insured plus a 30% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Great Southern Bank Home and Contents

Sum insured policy. Provided by Allianz. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Guild Home Elite

Sum insured policy with 20% building safety net. Provided by Guild. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Underinsurance protection Building covered up to the sum insured plus a 20% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Guild Home Essential

Sum insured policy with 20% building safety net. Provided by Guild. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Building covered up to the sum insured plus a 20% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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HCF Home and Contents

Sum insured policy. Provided by Allianz. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Honey Household

Sum insured policy. Provided by RACQ. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Huddle Basic

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Huddle Black

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Huddle Comprehensive

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Hume Bank Home and Contents

Sum insured policy. Provided by Allianz. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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ING Home and Contents

Sum insured policy with optional 25% building safety net. Provided by A&G. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood optional cover
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Underinsurance protection Building covered up to the sum insured plus an Optional 25% underinsurance safety net. Contents covered only up to the sum insured.
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Kogan Home

Sum insured policy with 30% building safety net. Provided by QBE. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Building covered up to the sum insured plus a 30% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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NAB Home and Contents

Sum insured policy. Provided by Allianz. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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National Seniors Home and Contents

Sum insured policy. Provided by Allianz. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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NRMA Home Buildings and Contents Plus

Sum insured policy with 25% building safety net. Provided by IAG. Available in ACT, NSW, NT, Qld, SA, Tas & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 61%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Building covered up to the sum insured plus a 25% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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NRMA Home Buildings and Contents Standard

Sum insured policy. Provided by IAG. Available in ACT, NSW, NT, Qld, SA, Tas & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 61%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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People's Choice Accidental Damage

Sum insured policy. Provided by IAG. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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People's Choice Listed Events

Sum insured policy. Provided by IAG. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Qantas Home and Contents

Sum insured policy with optional 25% building safety net. Provided by A&G. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 42%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood optional cover
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Underinsurance protection Building covered up to the sum insured plus an Optional 25% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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QBE Home

Sum insured policy with 30% building safety net. Provided by QBE. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Building covered up to the sum insured plus a 30% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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RAA Home and Contents

Sum insured policy with 10% safety net. Provided by RAA. Available in SA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 86%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured for building and contents plus a 10% underinsurance safety net.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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RAC Building, Contents And Personal Valuables

Sum insured policy. Provided by RAC. Available in WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 78%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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RACQ Household

Sum insured policy. Provided by RACQ. Available in Queensland.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
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The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 91%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Flood covered
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Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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RACT Home and Contents

Sum insured policy. Provided by RACT. Available in Tasmania.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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RACV Home Buildings and Contents

Sum insured policy. Provided by IAG. Available in Victoria.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 72%
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We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Real Insurance Essential

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Real Insurance Top

Sum insured policy. Provided by Hollard. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
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St.George Home

Sum insured policy. Provided by Allianz. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
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Suncorp Classic

Sum insured policy with optional 25% building safety net. Provided by Suncorp. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 65%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Building covered up to the sum insured plus an Optional 25% underinsurance safety net. Contents covered only up to the sum insured.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Suncorp Classic Advantages

Sum insured policy with 30% building safety net. Provided by Suncorp. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 65%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Building covered up to the sum insured plus a 30% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Suncorp Classic Extras

Sum insured policy with 25% building safety net. Provided by Suncorp. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 65%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Building covered up to the sum insured plus a 25% underinsurance safety net. Contents covered only up to the sum insured.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Sure Home & Contents

Sum insured policy. Provided by Liberty Mutual, Pacific International, New India Assurance and Chubb.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
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TIO Territory Home

Sum insured policy with 30% building safety net. Provided by Allianz. Available in NT.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Building covered up to the sum insured plus a 30% underinsurance safety net. Contents covered only up to the sum insured.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Virgin Money Home and Contents

Sum insured policy with optional 25% building safety net. Provided by A&G. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
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Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood optional cover
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Building covered up to the sum insured plus an Optional 25% underinsurance safety net. Contents covered only up to the sum insured.
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Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
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Westpac Home

Sum insured policy. Provided by Allianz. Available in all states & territories.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction N/A
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
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Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
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Youi Building And Contents

Sum insured policy. Provided by Youi. Available in ACT, NSW, Qld, SA, Tas, Vic & WA.
CHOICE Expert Rating
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The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.


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Price score
Expand to view more details.
The higher the percentage score, the cheaper the policy compared to other products. This score is across all policies Australia wide, but premiums can differ a lot, depending on where you live. Check the $ sign price rating for your region or state to find a closer price indication for your home. "N/A" means the insurer doesn't operate here, or doesn't participate in the premium sharing program we use to collect pricing data.

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Customer satisfaction 67%
Expand to view more details.
We surveyed customers to ask them about their overall experience with the insurer. This score represents the percentage of people who rated their experience as above average or excellent. N/A means there was no result for that insurer. This score does not contribute to the CHOICE Expert Rating.
Fire, storm and theft covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for fire, storm and theft.
Flood covered
Expand to view more details.
Use the Compare All feature for more details on this policy's cover for flood.
Underinsurance protection Covered up to the sum insured only for your building and contents.
Expand to view more details.
Some policies cover above the sum insured amount if the loss is more. Complete replacement means the total cost of re-building is covered.
Results for paid members only
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