How do I switch health insurance funds?

Switching made easy in seven simple steps

New fund

1. Get a detailed quote, including:

  • Government rebate
  • Lifetime cover rating surchage

2. Apply for cover

  • Ask for cover to start only when old cover is cancelled.

Old fund

3. Request:

  • Clearance certificate
  • Itemised claims statement 

Make a copy and send to new fund.

4. Cancel old cover

  • Cancel direct debit with fund and your bank.

New fund

5. Notify new fund to start the cover.


6. Check your bank statement to make sure:

  • New cover has started
  • Old cover has been cancelled
  • There is no overlap

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