Credit card comparison, info guides and articles

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Credit cards

Don't like debt? We'll help you find the best value credit card with the lowest interest rate.

A credit card can be both a blessing and a curse. Sure, it can get you out of some sticky situations, but it can get you into some even stickier ones. If you've found yourself in the red thanks to a shopping spree or unexpected bills, you'll want to be sure that your card has the lowest interest rate around and no sneaky fees. Our articles and guide will help you compare credit card providers so you can choose the best – and get out of debt faster.

Buying guides

How to choose the best credit card Advice and tips to help you avoid falling into a debt trap.

Articles

Using your credit card to buy gift cards? You might be paying more than you think Helen was caught out by unexpected fees and high interest when using her CommBank credit card.

Harvey Norman and Latitude Finance’s appeal shut down in court The judgement from the Full Federal Court comes on the heels of a 2020 CHOICE Shonky for the lender and retailer.

NAB blames victims for unauthorised credit card charges Brian and his wife kept their card details safe, but the bank says the couple are to blame after a thief used their account and PIN.

Credit cards: The recurring charges even banks can't seem to stop Why won't banks help when a business keeps taking your money even after you've tried to cancel?

Harvey Norman's credit card deal through Latitude Finance misled consumers A recent ASIC win highlights misleading interest-free offers.

Government signals it’s willing to ban debit card surcharges Card payment costs are all over the shop, and they’re often not disclosed until it’s too late.

Latitude Finance interest-free offers can cost plenty Latitude Finance is partnering with Apple and others on interest-free credit card offers, but beware sky-high interest rates if you don't pay the balance in time.

Retirees denied credit cards: Responsible lending or discrimination? Retirees say they're being unfairly denied credit, but the banking industry says it's just following the rules.

Debt collectors often overstepping guidelines Financial counsellors say consumers are being harassed by debt collectors who ignore the regulator's guidelines.

Sky-high Velocity Global Wallet inactivity fees costing customers hundreds A radical change in the travel money card's terms and conditions has caught cardholders by surprise – and cost them plenty.

Keep safe lending laws intact, urge consumer rights groups The bid to scuttle consumer credit protections reaches the Senate.

How do card chargebacks work? We explain how to get a transaction reversed on your card and what you can do if you run into problems.

No interest, no late fees, no worries? NAB and CBA launch interest-free credit cards The big banks' latest push back on the fintech sector offers young Australians a whole new way to fall into debt.

The 10 costliest credit cards in Australia – and why you should avoid them With interest rates higher than 20%, these credit cards can really cost you in the long run.

The great credit card rip-off – and how much extra we’ve paid The cash rate has dropped from 4.75% to 0.25% since 2011, but credit card rates have barely budged. We list the worst offenders

What never-ending credit card debt is doing to Australians Easy credit – and the high interest that often comes with it – has tied many people to ongoing repayments they can’t afford.

Low-interest credit cards Why pay high rates with CBA, NAB, ANZ and Westpac?

Credit card cancellation traps Call, write or visit – but why can't we cancel a credit card online?

Payment card fraud and how to avoid it Are we in the midst of a financial fraud epidemic?

Car finance options – which loan is best for you? What to look out for and how to avoid car debt traps.

Interest free loans and credit card balance transfers 0% financing can be tempting, but many deals turn out to be duds.

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