Our insurance experts have reviewed Gold hospital insurance policies from 22 health funds to find the best ones.
- Jump straight to The best Gold health insurance (members-only content) to see all the policies we recommend in each state.
Gold health insurance is the highest level of private hospital cover available in Australia. Consider a gold policy if you need cover for things such as pregnancy and birth, cataract eye surgery and hip or knee replacement.
- Not sure what level hospital insurance you need? Take our quick quiz.
We select the best gold health insurance policies based on price, out-of-pocket costs, and claims performance.
Our health insurance reviews are for members. We've got lots of helpful free content in our Health insurance section, but joining CHOICE gets you access to all our recommendations and could save you money.
Some people will save over 30 times the cost of a quarterly CHOICE membership by finding a cheaper policy with our health insurance recommendations.
Plus, you'll get access to all our home, car and travel insurance reviews as well.