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Home loans

Home loans


Independent and unbiased information to help you find the best value mortgage.

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Owning your own home may be the great Australian dream, but decades of debt and unpredictable interest rates can turn the dream into a nightmare for some unlucky people. Hunting for the right home loan is just as important as hunting for the right home – it's just not as much fun! Luckily CHOICE has done the hard yakka already, and we're here to share our research and expertise with you.

Buying guides

How to choose a home loan We help you navigate the mortgage maze.

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What to look for, what to avoid, and how to stay out of trouble when borrowing.

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Trusted knowledge for smarter retirement decisions.

Personal finance and money advice

Unbiased advice on insurance, banking, loans, tax and investments, including independent reviews and comparisons of financial products and institutions.

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We at CHOICE acknowledge the traditional custodians of this land on which we work, and pay our respects to the First Nations people of this country. CHOICE supports the First Nations people's Uluru Statement from the Heart.

In our role as a consumer advocate, CHOICE may publish opinions of the general insurance market, with the intention of improving general insurance for Australian consumers. In addition, ACA Insight Pty Ltd (AFSL 550139) (ACA Insight), owned by CHOICE, provides any general advice on general insurance products. This advice does not take into account your objectives, financial situation or needs. Consider the appropriateness of the advice before acting on it. Read the Product Disclosure Statement relating to any insurance product before making a decision to buy it.