Compare all products
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Type
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|
Brand
|
1300
|
1300
|
Australian Seniors
|
Australian Seniors
|
Australian Seniors
|
Australia Post
|
Australia Post
|
Australia Post
|
Bondi Vet
|
Bondi Vet
|
Bow Wow Meow
|
Bow Wow Meow
|
Bow Wow Meow
|
Bow Wow Meow
|
Bupa
|
Bupa
|
Bupa
|
Guardian
|
Guardian
|
Guardian
|
Guide Dogs
|
Guide Dogs
|
Guide Dogs
|
HCF
|
HCF
|
HCF
|
HIF
|
HIF
|
HIF
|
KOGAN
|
KOGAN
|
KOGAN
|
KOGAN
|
Medibank
|
Medibank
|
Medibank
|
Mipet
|
MiPet
|
MiPet
|
National Seniors Insurance
|
Petbarn
|
Petbarn
|
Petbarn
|
Petcover
|
Petcover
|
Petcover
|
Petcover
|
Pet Insurance Australia
|
Pet Insurance Australia
|
Pet Insurance Australia
|
Petinsurance.com.au
|
Petinsurance.com.au
|
Petinsurance.com.au
|
Petinsurance.com.au
|
Petinsurance.com.au
|
Petinsurance.com.au
|
Petinsurance.com.au
|
Petmed
|
Petmed
|
Petmed
|
Petplan
|
Petplan
|
Petplan
|
Petplan
|
PetSecure
|
PetSecure
|
Pounce
|
Pounce
|
Pounce
|
Pounce
|
Prime
|
Prime
|
Prime
|
PROSURE
|
PROSURE
|
PROSURE
|
RAC
|
RACQ Insurance
|
RACV Pet Insurance
|
Real
|
Real
|
Real
|
RSPCA
|
RSPCA
|
RSPCA
|
Trupanion Insurance
|
|
Policy
|
Accidental Injury Protect
|
Comprehensive Protect
|
Accident Only Cover
|
Essential Accident and Illness Cover
|
Top Accident and Illness Cover
|
Bronze
|
Gold
|
Silver
|
Comprehensive
|
Medical Essentials
|
Accident Plus Plan
|
Indoor Cat Plan
|
Peace of Mind Plan
|
Ultimate Care Plan
|
Basic
|
Standard
|
Ultimate
|
Gold Cover
|
Platinum Cover
|
Silver Accident Cover
|
Basic Care
|
Comprehensive Care
|
Premium Care
|
Pet Essential
|
Pet Premium
|
Pet Premium plus Routine Care
|
Basic Cover
|
Middle Cover
|
Top Cover
|
Indoor Cat Cover
|
Pet Luxury Cover
|
Pet Primary Cover
|
Pet Value Cover
|
Emergency Pet Care
|
Essential Pet Care
|
Ultimate Pet Care
|
Basic
|
Top Cover
|
Vital
|
Pet Insurance
|
Essential
|
Saver Plus
|
Ultimate
|
Economy
|
Entry
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Mid-point
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Superior
|
Accident Cover
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Comprehensive Cover
|
Major Medical Cover
|
Cat Accident and Illness Cover
|
Cat Accident Cover
|
Dog Accident and Illness Cover
|
Dog Accident Cover
|
Indoor Cat Illness Cover
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Puppy Accident and Illness Cover
|
Puppy Accident Cover
|
Basic
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Standard
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Ultimate
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12 Months Essential
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Covered For Life Classic 1
|
Covered For Life Classic 2
|
Covered For Life Ultimate
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Accidental Injury Cover
|
Accidental Injury & Illness Cover
|
Basic
|
Indoor Cat
|
Premium
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Standard
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Imperial
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Royal
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Sovereign
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Gold Cover
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Platinum Cover
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Silver Cover
|
Pet Insurance
|
Pet Insurance
|
Pet Insurance
|
Accident Only
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Premium Accident + Ilness
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Standard Accident + Ilness
|
Basic
|
Economy
|
Ultimate
|
Pet Insurance
|
|
policy
Expand to view more details.
There are four types of cover: Accident cover: for example for broken bones, spider and snake bites. Special events: accidental injuries and some major illnesses. Illness only: cancer and other illnesses. Accident and illness Most comprehensive includes accidental injuries, cancer and other illnesses. |
Accident only
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Accident & Illness
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Accident only
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Accident & Illness
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Accident & Illness
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Accident & Illness
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Accident & Illness
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Accident & Illness
|
Accident & Illness
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Accident only
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Accident only
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Illness only
|
Accident & Illness
|
Accident & Illness
|
Accident only
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident only
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident only
|
Accident & Illness
|
Accident & Illness
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Accident only
|
Stated benefits only
|
Accident & Illness
|
Illness only
|
Accident & Illness
|
Accident only
|
Accident & Illness
|
Stated benefits only
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident only
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Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident only
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Accident & Illness
|
Accident only
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Illness only
|
Accident & Illness
|
Accident only
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Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident only
|
Accident & Illness
|
Accident & Illness
|
Illness only
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident only
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident only
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
|
Accident only
|
Accident & Illness
|
Accident & Illness
|
Accident only
|
Accident & Illness
|
Accident & Illness
|
Accident & Illness
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|
Covered
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats only
|
Cats & Dogs
|
Cats & Dogs
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Cats & Dogs
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Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
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Cats & Dogs
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Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats only
|
Cats & Dogs
|
Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
|
Cats & Dogs
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Cats & Dogs
|
Cats & Dogs
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Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
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Cats only
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Cats only
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Dogs only
|
Dogs only
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Cats only
|
Dogs only
|
Dogs only
|
Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
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Cats & Dogs
|
Cats & Dogs
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Cats & Dogs
|
Cats & Dogs
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Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
|
Cats only
|
Cats & Dogs
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Cats & Dogs
|
Cats & Dogs
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Cats & Dogs
|
Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
|
Cats & Dogs
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Cats & Dogs
|
Cats & Dogs
|
Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Cats & Dogs
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Comments
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Includes routine care cover such as for vaccinations at no extra cost
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Covers accidents and major illnesses including cancer, check with insurer for details
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Covers accidents and major illnesses including cancer, check with insurer for details
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Benefit decreases for older pets, check with insurer for details.
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Option of $15,000 (dogs) and $10,000 (cats) benefit limit for an extra fee. Benefit decreases for older pets, check with insurer for details.
|
Benefit decreases for older pets, check with insurer for details.
|
Benefit decreases for older pets, check with insurer for details.
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$3000 maximum benefit for accidents and $3000 for illness.
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Covers puppies from 8 weeks to 6 months
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Covers puppies from 8 weeks to 6 months
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Benefit decreases for older pets, check with insurer for details.
|
Benefit decreases for older pets, check with insurer for details.
|
Benefit decreases for older pets, check with insurer for details.
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Benefit decreases for older pets, check with insurer for details.
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Vet consults not covered
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Includes routine care cover such as for vaccinations at no extra cost
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Includes routine care cover such as for vaccinations at no extra cost
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Unlimited maximum cover limit and no sublimits. Vet consults not covered
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Provider
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Underwriter
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
RACQ Insurance Limited
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
MS Amlin Syndicate 2001 at Lloyd's
|
MS Amlin Syndicate 2001 at Lloyd's
|
MS Amlin Syndicate 2001 at Lloyd's
|
MS Amlin Syndicate 2001 at Lloyd's
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
MS Amlin Syndicate 2001 at Lloyd's
|
MS Amlin Syndicate 2001 at Lloyd's
|
MS Amlin Syndicate 2001 at Lloyd's
|
MS Amlin Syndicate 2001 at Lloyd's
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
RACQ Insurance Limited
|
RACQ Insurance Limited
|
RACQ Insurance Limited
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
The Hollard Insurance Company
|
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Phone number
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1300 467 872
|
1300 467 872
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1300 794 915
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1300 794 915
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1300 794 915
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1300 503 806
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1300 503 806
|
1300 503 806
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1300 702 838
|
1300 702 838
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1800 668 502
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1800 668 502
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1800 668 502
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1800 668 502
|
1300 948 567
|
1300 948 567
|
1300 948 567
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1301 652 372
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1302 652 372
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1300 652 372
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13 63 00
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13 63 00
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13 63 00
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1800 630 681
|
1800 630 681
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1800 630 681
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1300 367 229
|
1300 367 229
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1300 367 229
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1300 001 738
|
1300 001 738
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1300 001 738
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1300 001 738
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13 23 31
|
13 23 31
|
13 23 31
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1300 568 469
|
1300 568 469
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1300 568 469
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1300 50 50 99
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1300 618 412
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1300 618 412
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1300 618 412
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1300 731 324
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1300 731 324
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1300 731 324
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1300 731 324
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1800 043 552
|
1800 043 552
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1800 043 552
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1300 855 663
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1300 855 663
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1300 855 663
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1300 855 663
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1300 855 663
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1300 855 663
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1300 855 663
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1300 732 172
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1300 732 172
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1300 732 172
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1300 738 225
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1301 738 225
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1302 738 225
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1303 738 225
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1300 855 160
|
1300 855 160
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1300 457 046
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1300 457 046
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1300 457 046
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1300 457 046
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1300 881 735
|
1300 881 735
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1300 881 735
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1800 424 917
|
1800 424 917
|
1800 424 917
|
13 17 03
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13 19 05
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1300 884 849
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1300 367 325
|
1300 367 325
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1300 367 325
|
1300 855 150
|
1300 855 150
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1300 855 150
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1300 328 042
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Website
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Purchasing details
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||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Minimum age to get cover
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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9 years
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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6 months
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6 months
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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8 weeks
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Maximum age for new cover - years
Expand to view more details.
Most policies won't offer new cover to animals over the age of 7 or 8. Older animals that first got cover when they were younger will continue to be covered. |
No age limit
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8
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No age limit
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8
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8
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No age limit
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8
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8
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8
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No age limit
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No age limit
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8
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8
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8
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No age limit
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8
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8
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8
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8
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No age limit
|
No age limit
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8
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8
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No age limit
|
8
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8
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No age limit
|
8
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8
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8
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8
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No age limit
|
No age limit
|
8
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No age limit
|
8
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No age limit
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8
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8
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8
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8
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No age limit
|
8
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No age limit
|
7
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7
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7
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No age limit
|
8
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8
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8
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No age limit
|
8
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No age limit
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8
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0.5
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0.5
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No age limit
|
No age limit
|
No age limit
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No age limit
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7
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7
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7
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No age limit
|
8
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5
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8
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8
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8
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8
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No age limit
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8
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8
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8
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No age limit
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8
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8
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8
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No age limit
|
8
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8
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No age limit
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8
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8
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13
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Benefit stays the same for older pets
Expand to view more details.
Some insurers lower the benefit percentage for example from 100% of the bill to 80% of the bill and you have to foot the rest. |
Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Lower benefits for older pets
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Lower benefits for older pets
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Yes
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Lower benefits for older pets
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
|
Lower benefits for older pets
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Lower benefits for older pets
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Lower benefits for older pets
|
Lower benefits for older pets
|
Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
|
Yes
|
Lower benefits for older pets
|
Lower benefits for older pets
|
Lower benefits for older pets
|
Lower benefits for older pets
|
Yes
|
Yes
|
Lower benefits for older pets
|
Lower benefits for older pets
|
Yes
|
Yes
|
Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Yes
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Excess options
Expand to view more details.
If you choose to pay an excess you will pay a lower premium, but you'll pay it if you have a claim. |
0
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0
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0
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0
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0
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$0; $100; $200 (mandatory for pets over 6)
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$0; $100; $200
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$0; $100; $200
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0
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0
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0
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0
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0
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0
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$0; $100; $200
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$0; $100; $200
|
$0; $100; $200
|
0
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0
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0
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$0; $100
|
$0; $50
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$0; $50
|
$0; $50; $100; $200
|
$0; $50; $100; $200
|
$0; $50; $100; $200
|
0
|
0
|
0
|
$0; $50
|
$0; $50; $100
|
$0; $50
|
$0; $50
|
$0; $100; $200
|
$0; $100
|
$0; $100; $200
|
$0; $100; $200
|
$0; $100; $200
|
$0; $100; $200
|
$0; $100; $200
|
$0; $100
|
$0; $100
|
$0; $100
|
$150 (dogs); $125 (cats)
|
$150 (dogs); $125 (cats)
|
$150 (dogs); $125 (cats)
|
$150 (dogs); $125 (cats)
|
$0; $100; $200
|
$0; $100; $200
|
$0; $100; $200
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
$0; $99; $199
|
$0; $99
|
$0; $99
|
$150 (dogs); $125 (cats)
|
$150 (dogs); $125 (cats)
|
$150 (dogs); $125 (cats)
|
$150 (dogs); $125 (cats)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
$0; $100; $200
|
$0; $100; $200
|
$0; $100; $200
|
0
|
0
|
0
|
0
|
0
|
0
|
$0 - $1000 in $10 increments
|
|
Benefit percentage paid (%)
Expand to view more details.
Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 claim, you pay $200 and the insurer pays $800. |
75%
|
75%
|
80%
|
75%
|
80%
|
65%
|
80%
|
80%
|
70%; 80%
|
70%; 80%
|
80%
|
80%
|
60%; 70%; 80%
|
80%
|
80%
|
80%
|
80%
|
75%
|
80%
|
80%
|
75%
|
80%
|
85%
|
80%
|
80%
|
80%
|
65%; 75%
|
65%; 75%
|
60%; 70%; 80%
|
80%
|
80%
|
80%
|
70%
|
80%
|
70%
|
80%
|
70%
|
85%
|
80%
|
80%
|
80%
|
50%
|
80%
|
100%
|
100%
|
100%
|
100%
|
80%
|
80%
|
80%
|
80%
|
80%
|
80%
|
80%
|
80%
|
80%
|
80%
|
65%
|
80%
|
80%
|
100%
|
100%
|
100%
|
100%
|
75%; 85%
|
75%; 85%
|
90%
|
80%
|
85%
|
80%
|
80%
|
80%
|
85%
|
80%
|
80%
|
80%
|
80%
|
80%
|
80%
|
80%
|
80%
|
75%
|
80%
|
75%
|
80%
|
90%
|
|
Dogs annual max ($)
Expand to view more details.
Maximum benefit per year. For accident and illness policies the maximum limit is normally combined for accidents and illnesses. |
$6000
|
$10000
|
$8000
|
$12000
|
$12000
|
$3000
|
$15000
|
$10000
|
$20000
|
$10000
|
$10000
|
$
|
$15000
|
$20000
|
$6000
|
$12000
|
$20000
|
$12000
|
$12000
|
$8000
|
$15000
|
$15000
|
$20000
|
$8000
|
$12000
|
$12000
|
$5000
|
$8000
|
$15000
|
$
|
$15000
|
$8000
|
$8000
|
$8000
|
$4000
|
$15000
|
$5000
|
$12000
|
$11000
|
$12000
|
$15000
|
$10000
|
$20000
|
$7000
|
$10000
|
$15000
|
$20000
|
$8000
|
$15000
|
$15000
|
$
|
$
|
$10000
|
$10000
|
$
|
$10000
|
$8000
|
$5000
|
$10000
|
$18000
|
$7000
|
$10000
|
$15000
|
$20000
|
$8000
|
$12000
|
$5000
|
$
|
$20000
|
$13000
|
$14000
|
$10000
|
$14000
|
$12500
|
$14500
|
$8000
|
$12000
|
$12000
|
$12000
|
$8000
|
$12000
|
$12000
|
$7000
|
$11000
|
$11000
|
$Unlimited
|
|
Cats annual maximum ($)
Expand to view more details.
Maximum benefit per year. For accident and illness policies the maximum limit is normally combined for accidents and illnesses. |
$6000
|
$10000
|
$8000
|
$12000
|
$12000
|
$3000
|
$15000
|
$10000
|
$20000
|
$10000
|
$10000
|
$5000
|
$15000
|
$20000
|
$6000
|
$12000
|
$20000
|
$12000
|
$12000
|
$8000
|
$15000
|
$15000
|
$20000
|
$8000
|
$12000
|
$12000
|
$5000
|
$8000
|
$15000
|
$5000
|
$15000
|
$8000
|
$8000
|
$8000
|
$4000
|
$15000
|
$5000
|
$12000
|
$11000
|
$12000
|
$15000
|
$10000
|
$20000
|
$7000
|
$9000
|
$10000
|
$15000
|
$8000
|
$15000
|
$15000
|
$6000
|
$3000
|
$
|
$
|
$5000
|
$
|
$
|
$5000
|
$10000
|
$18000
|
$7000
|
$9000
|
$10000
|
$15000
|
$8000
|
$12000
|
$5000
|
$6000
|
$20000
|
$13000
|
$14000
|
$10000
|
$14000
|
$12500
|
$14500
|
$8000
|
$12000
|
$12000
|
$12000
|
$8000
|
$12000
|
$12000
|
$7000
|
$11000
|
$11000
|
$Unlimited
|
|
Pre-existing conditions covered
Expand to view more details.
Policies usually do not cover pre-existing conditions but may allow them on application - check with insurer for details. |
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
|
Hereditary conditions
Expand to view more details.
Will the policy cover hereditary or genetic conditions? |
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
No
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
|
Chronic conditions
Expand to view more details.
Many policies do not cover a condition if it recurs again the next year. |
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
No
|
No
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
No
|
No
|
No
|
Yes
|
Yes
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
No
|
No
|
No
|
No
|
Yes
|
|
Bilateral conditions
Expand to view more details.
A bilateral or 'whole of body' condition affects body parts of which the pet has at least two, e.g. the knees. If the policy applies an exclusion, the animal will not be covered for a condition in one knee if it was previously affected in another knee. |
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
No
|
Yes
|
|
Cover for life offered
Expand to view more details.
Some insurer guarantee to allow you to renew the policy - other could reject renewals, for example, after you had a large claim. |
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
No
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
No
|
No
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
No
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
|
Benefits
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
Vet consult sublimit
Expand to view more details.
Is there an annual sublimit for vet consultation claims? |
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
No limit
|
300
|
300
|
300
|
300
|
300
|
No limit
|
300
|
300
|
300
|
No limit
|
No limit
|
No limit
|
No limit
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
No limit
|
No limit
|
No limit
|
No limit
|
300
|
300
|
Not covered
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
300
|
No limit
|
No limit
|
No limit
|
300
|
300
|
300
|
300
|
300
|
300
|
Not covered
|
|
Tick paralysis
Expand to view more details.
Paralysis ticks are common on the east coast of Australia and can require intensive emergency treatment. |
No
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
No
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
|
Tick paralysis sublimit ($)
Expand to view more details.
Is there an annual sublimit for tick paralysis claims? |
No
|
500
|
No
|
1000
|
1200
|
1000
|
1500
|
1000
|
2500
|
2000
|
1200
|
No
|
2000
|
3000
|
No
|
1000
|
1500
|
1000
|
1200
|
No
|
1500
|
2000
|
2000
|
No
|
1000
|
1200
|
1250
|
1250
|
1250
|
No
|
2000
|
1200
|
1200
|
1200
|
1000
|
1200
|
1000
|
1000
|
1000
|
No limit
|
1200
|
1000
|
1500
|
No limit
|
No limit
|
No limit
|
No limit
|
No
|
1000
|
1200
|
1000
|
500
|
1000
|
1500
|
No
|
1000
|
1500
|
500
|
1000
|
1000
|
No limit
|
No limit
|
No limit
|
No limit
|
No
|
500
|
1000
|
No
|
1500
|
1000
|
1000
|
No
|
1200
|
500
|
1000
|
No
|
No limit
|
No limit
|
No limit
|
No
|
1200
|
1200
|
No
|
1000
|
1200
|
No limit
|
|
Cruciate ligament injury sublimit ($)
Expand to view more details.
Is there an annual sublimit for cruciate ligament injury claims? (All policies cover this.) |
3200
|
3200
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
No
|
2600
|
3200
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
3200
|
3200
|
3200
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
No
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
No limit
|
2600
|
2600
|
2600
|
No limit
|
No limit
|
No limit
|
No limit
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
No
|
2600
|
2600
|
2600
|
2600
|
2600
|
No limit
|
No limit
|
No limit
|
No limit
|
2600
|
2600
|
No
|
No
|
3500
|
3200
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
No limit
|
No limit
|
No limit
|
2600
|
2600
|
2600
|
2600
|
2600
|
2600
|
No limit
|
|
Skin condition sublimit ($)
Expand to view more details.
Is there an annual sublimit for skin condition claims? |
No
|
No limit
|
No
|
No limit
|
No limit
|
No limit
|
No limit
|
No limit
|
No limit
|
No
|
No
|
No
|
No limit
|
No limit
|
No
|
500
|
500
|
No
|
No
|
No
|
No limit
|
No limit
|
No limit
|
No
|
No limit
|
No limit
|
No
|
No
|
No limit
|
No limit
|
No limit
|
No
|
No limit
|
