Compare all products

Table comparing different aspects of products.
1300-ACCIDENTAL-INJURY-PROTECT View product
1300 ACCIDENTAL INJURY PROTECT
Remove product
1300-COMPREHENSIVE-PROTECT View product
1300 COMPREHENSIVE PROTECT
Remove product
AUSTRALIAN-SENIORS-ACCIDENT-ONLY-COVER View product
AUSTRALIAN SENIORS ACCIDENT ONLY COVER
Remove product
AUSTRALIAN-SENIORS-ESSENTIAL-ACCIDENT-AND-ILLNESS-COVER View product
AUSTRALIAN SENIORS ESSENTIAL ACCIDENT AND ILLNESS COVER
Remove product
AUSTRALIAN-SENIORS-TOP-ACCIDENT-AND-ILLNESS-COVER View product
AUSTRALIAN SENIORS TOP ACCIDENT AND ILLNESS COVER
Remove product
AUSTRALIA-POST-BRONZE View product
AUSTRALIA POST BRONZE
Remove product
AUSTRALIA-POST-SILVER View product
AUSTRALIA POST SILVER
Remove product
BONDI-VET-COMPREHENSIVE View product
BONDI VET COMPREHENSIVE
Remove product
BONDI-VET-MEDICAL-ESSENTIALS View product
BONDI VET MEDICAL ESSENTIALS
Remove product
BOW-WOW-MEOW-ACCIDENT-PLUS-PLAN View product
BOW WOW MEOW ACCIDENT PLUS PLAN
Remove product
BOW-WOW-MEOW-INDOOR-CAT-PLAN View product
BOW WOW MEOW INDOOR CAT PLAN
Remove product
BOW-WOW-MEOW-PEACE-OF-MIND-PLAN View product
BOW WOW MEOW PEACE OF MIND PLAN
Remove product
BOW-WOW-MEOW-ULTIMATE-CARE-PLAN View product
BOW WOW MEOW ULTIMATE CARE PLAN
Remove product
GUARDIAN-PLATINUM-COVER View product
GUARDIAN PLATINUM COVER
Remove product
GUARDIAN-SILVER-ACCIDENT-COVER View product
GUARDIAN SILVER ACCIDENT COVER
Remove product
GUIDE-DOGS-BASIC-CARE View product
GUIDE DOGS BASIC CARE
Remove product
GUIDE-DOGS-COMPREHENSIVE-CARE View product
GUIDE DOGS COMPREHENSIVE CARE
Remove product
GUIDE-DOGS-PREMIUM-CARE View product
GUIDE DOGS PREMIUM CARE
Remove product
HCF-PET-PREMIUM-PLUS-ROUTINE-CARE View product
HCF PET PREMIUM PLUS ROUTINE CARE
Remove product
KOGAN-INDOOR-CAT-COVER View product
KOGAN INDOOR CAT COVER
Remove product
KOGAN-PET-LUXURY-COVER View product
KOGAN PET LUXURY COVER
Remove product
KOGAN-PET-PRIMARY-COVER View product
KOGAN PET PRIMARY COVER
Remove product
KOGAN-PET-VALUE-COVER View product
KOGAN PET VALUE COVER
Remove product
MEDIBANK-EMERGENCY-PET-CARE View product
MEDIBANK EMERGENCY PET CARE
Remove product
MEDIBANK-ESSENTIAL-PET-CARE View product
MEDIBANK ESSENTIAL PET CARE
Remove product
MEDIBANK-ULTIMATE-PET-CARE View product
MEDIBANK ULTIMATE PET CARE
Remove product
NATIONAL-SENIORS-INSURANCE-PET-INSURANCE View product
NATIONAL SENIORS INSURANCE PET INSURANCE
Remove product
PET-INSURANCE-AUSTRALIA-ACCIDENT-COVER View product
PET INSURANCE AUSTRALIA ACCIDENT COVER
Remove product
PET-INSURANCE-AUSTRALIA-COMPREHENSIVE-COVER View product
PET INSURANCE AUSTRALIA COMPREHENSIVE COVER
Remove product
PET-INSURANCE-AUSTRALIA-MAJOR-MEDICAL-COVER View product
PET INSURANCE AUSTRALIA MAJOR MEDICAL COVER
Remove product
PETINSURANCECOMAU-CAT-ACCIDENT-AND-ILLNESS-COVER View product
PETINSURANCE.COM.AU CAT ACCIDENT AND ILLNESS COVER
Remove product
PETINSURANCECOMAU-CAT-ACCIDENT-COVER View product
PETINSURANCE.COM.AU CAT ACCIDENT COVER
Remove product
PETINSURANCECOMAU-DOG-ACCIDENT-AND-ILLNESS-COVER View product
PETINSURANCE.COM.AU DOG ACCIDENT AND ILLNESS COVER
Remove product
PETINSURANCECOMAU-DOG-ACCIDENT-COVER View product
PETINSURANCE.COM.AU DOG ACCIDENT COVER
Remove product
PETINSURANCECOMAU-INDOOR-CAT-ILLNESS-COVER View product
PETINSURANCE.COM.AU INDOOR CAT ILLNESS COVER
Remove product
PETINSURANCECOMAU-PUPPY-ACCIDENT-AND-ILLNESS-COVER View product
PETINSURANCE.COM.AU PUPPY ACCIDENT AND ILLNESS COVER
Remove product
PETINSURANCECOMAU-PUPPY-ACCIDENT-COVER View product
PETINSURANCE.COM.AU PUPPY ACCIDENT COVER
Remove product
PETPLAN-12-MONTHS-ESSENTIAL View product
PETPLAN 12 MONTHS ESSENTIAL
Remove product
PETPLAN-COVERED-FOR-LIFE-CLASSIC-1 View product
PETPLAN COVERED FOR LIFE CLASSIC 1
Remove product
PETPLAN-COVERED-FOR-LIFE-CLASSIC-2 View product
PETPLAN COVERED FOR LIFE CLASSIC 2
Remove product
PETPLAN-COVERED-FOR-LIFE-ULTIMATE View product
PETPLAN COVERED FOR LIFE ULTIMATE
Remove product
PETSECURE-ACCIDENTAL-INJURY-COVER View product
PETSECURE ACCIDENTAL INJURY COVER
Remove product
PETSECURE-ACCIDENTAL-INJURY-ILLNESS-COVER View product
PETSECURE ACCIDENTAL INJURY & ILLNESS COVER
Remove product
PROSURE-PLATINUM-COVER View product
PROSURE PLATINUM COVER
Remove product
PROSURE-SILVER-COVER View product
PROSURE SILVER COVER
Remove product
RACQ-INSURANCE-PET-INSURANCE View product
RACQ INSURANCE PET INSURANCE
Remove product
RACV-PET-INSURANCE-PET-INSURANCE View product
RACV PET INSURANCE PET INSURANCE
Remove product
REAL-PREMIUM-ACCIDENT-ILNESS View product
REAL PREMIUM ACCIDENT + ILNESS
Remove product
REAL-STANDARD-ACCIDENT-ILNESS View product
REAL STANDARD ACCIDENT + ILNESS
Remove product
TRUPANION-INSURANCE-PET-INSURANCE View product
TRUPANION INSURANCE PET INSURANCE
Remove product
Type
Brand
1300
1300
Australian Seniors
Australian Seniors
Australian Seniors
Australia Post
Australia Post
Australia Post
Bondi Vet
Bondi Vet
Bow Wow Meow
Bow Wow Meow
Bow Wow Meow
Bow Wow Meow
Bupa
Bupa
Bupa
Guardian
Guardian
Guardian
Guide Dogs
Guide Dogs
Guide Dogs
HCF
HCF
HCF
HIF
HIF
HIF
KOGAN
KOGAN
KOGAN
KOGAN
Medibank
Medibank
Medibank
Mipet
MiPet
MiPet
National Seniors Insurance
Petbarn
Petbarn
Petbarn
Petcover
Petcover
Petcover
Petcover
Pet Insurance Australia
Pet Insurance Australia
Pet Insurance Australia
Petinsurance.com.au
Petinsurance.com.au
Petinsurance.com.au
Petinsurance.com.au
Petinsurance.com.au
Petinsurance.com.au
Petinsurance.com.au
Petmed
Petmed
Petmed
Petplan
Petplan
Petplan
Petplan
PetSecure
PetSecure
Pounce
Pounce
Pounce
Pounce
Prime
Prime
Prime
PROSURE
PROSURE
PROSURE
RAC
RACQ Insurance
RACV Pet Insurance
Real
Real
Real
RSPCA
RSPCA
RSPCA
Trupanion Insurance
Policy
Accidental Injury Protect
Comprehensive Protect
Accident Only Cover
Essential Accident and Illness Cover
Top Accident and Illness Cover
Bronze
Gold
Silver
Comprehensive
Medical Essentials
Accident Plus Plan
Indoor Cat Plan
Peace of Mind Plan
Ultimate Care Plan
Basic
Standard
Ultimate
Gold Cover
Platinum Cover
Silver Accident Cover
Basic Care
Comprehensive Care
Premium Care
Pet Essential
Pet Premium
Pet Premium plus Routine Care
Basic Cover
Middle Cover
Top Cover
Indoor Cat Cover
Pet Luxury Cover
Pet Primary Cover
Pet Value Cover
Emergency Pet Care
Essential Pet Care
Ultimate Pet Care
Basic
Top Cover
Vital
Pet Insurance
Essential
Saver Plus
Ultimate
Economy
Entry
Mid-point
Superior
Accident Cover
Comprehensive Cover
Major Medical Cover
Cat Accident and Illness Cover
Cat Accident Cover
Dog Accident and Illness Cover
Dog Accident Cover
Indoor Cat Illness Cover
Puppy Accident and Illness Cover
Puppy Accident Cover
Basic
Standard
Ultimate
12 Months Essential
Covered For Life Classic 1
Covered For Life Classic 2
Covered For Life Ultimate
Accidental Injury Cover
Accidental Injury & Illness Cover
Basic
Indoor Cat
Premium
Standard
Imperial
Royal
Sovereign
Gold Cover
Platinum Cover
Silver Cover
Pet Insurance
Pet Insurance
Pet Insurance
Accident Only
Premium Accident + Ilness
Standard Accident + Ilness
Basic
Economy
Ultimate
Pet Insurance
policy Expand to view more details.

There are four types of cover: Accident cover: for example for broken bones, spider and snake bites.  Special events: accidental injuries and some major illnesses. Illness only: cancer and other illnesses. Accident and illness Most comprehensive includes accidental injuries, cancer and other illnesses.  

Accident only
Accident & Illness
Accident only
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident only
Accident only
Illness only
Accident & Illness
Accident & Illness
Accident only
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident only
Accident & Illness
Accident & Illness
Accident & Illness
Accident only
Accident & Illness
Accident & Illness
Accident only
Stated benefits only
Accident & Illness
Illness only
Accident & Illness
Accident only
Accident & Illness
Stated benefits only
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident only
Accident & Illness
Accident & Illness
Accident & Illness
Accident only
Accident & Illness
Accident only
Illness only
Accident & Illness
Accident only
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident & Illness
Accident only
Accident & Illness
Accident & Illness
Illness only
Accident & Illness
Accident & Illness
Accident & Illness
Accident only
Accident & Illness
Accident & Illness
Accident & Illness
Accident only
Accident & Illness
Accident & Illness
Accident & Illness
Accident only
Accident & Illness
Accident & Illness
Accident only
Accident & Illness
Accident & Illness
Accident & Illness
Covered
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats only
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats only
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats only
Cats only
Dogs only
Dogs only
Cats only
Dogs only
Dogs only
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats only
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Cats & Dogs
Comments
Includes routine care cover such as for vaccinations at no extra cost
Covers accidents and major illnesses including cancer, check with insurer for details
Covers accidents and major illnesses including cancer, check with insurer for details
Benefit decreases for older pets, check with insurer for details.
Option of $15,000 (dogs) and $10,000 (cats) benefit limit for an extra fee. Benefit decreases for older pets, check with insurer for details.
Benefit decreases for older pets, check with insurer for details.
Benefit decreases for older pets, check with insurer for details.
$3000 maximum benefit for accidents and $3000 for illness.
Covers puppies from 8 weeks to 6 months
Covers puppies from 8 weeks to 6 months
Benefit decreases for older pets, check with insurer for details.
Benefit decreases for older pets, check with insurer for details.
Benefit decreases for older pets, check with insurer for details.
Benefit decreases for older pets, check with insurer for details.
Vet consults not covered
Includes routine care cover such as for vaccinations at no extra cost
Includes routine care cover such as for vaccinations at no extra cost
Unlimited maximum cover limit and no sublimits. Vet consults not covered
Provider
Underwriter
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
RACQ Insurance Limited
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
MS Amlin Syndicate 2001 at Lloyd's
MS Amlin Syndicate 2001 at Lloyd's
MS Amlin Syndicate 2001 at Lloyd's
MS Amlin Syndicate 2001 at Lloyd's
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
MS Amlin Syndicate 2001 at Lloyd's
MS Amlin Syndicate 2001 at Lloyd's
MS Amlin Syndicate 2001 at Lloyd's
MS Amlin Syndicate 2001 at Lloyd's
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
RACQ Insurance Limited
RACQ Insurance Limited
RACQ Insurance Limited
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
The Hollard Insurance Company
Phone number
1300 467 872
1300 467 872
1300 794 915
1300 794 915
1300 794 915
1300 503 806
1300 503 806
1300 503 806
1300 702 838
1300 702 838
1800 668 502
1800 668 502
1800 668 502
1800 668 502
1300 948 567
1300 948 567
1300 948 567
1301 652 372
1302 652 372
1300 652 372
13 63 00
13 63 00
13 63 00
1800 630 681
1800 630 681
1800 630 681
1300 367 229
1300 367 229
1300 367 229
1300 001 738
1300 001 738
1300 001 738
1300 001 738
13 23 31
13 23 31
13 23 31
1300 568 469
1300 568 469
1300 568 469
1300 50 50 99
1300 618 412
1300 618 412
1300 618 412
1300 731 324
1300 731 324
1300 731 324
1300 731 324
1800 043 552
1800 043 552
1800 043 552
1300 855 663
1300 855 663
1300 855 663
1300 855 663
1300 855 663
1300 855 663
1300 855 663
1300 732 172
1300 732 172
1300 732 172
1300 738 225
1301 738 225
1302 738 225
1303 738 225
1300 855 160
1300 855 160
1300 457 046
1300 457 046
1300 457 046
1300 457 046
1300 881 735
1300 881 735
1300 881 735
1800 424 917
1800 424 917
1800 424 917
13 17 03
13 19 05
1300 884 849
1300 367 325
1300 367 325
1300 367 325
1300 855 150
1300 855 150
1300 855 150
1300 328 042
Website
Purchasing details
Minimum age to get cover
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
9 years
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
6 months
6 months
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
8 weeks
Maximum age for new cover - years Expand to view more details.

Most policies won't offer new cover to animals over the age of 7 or 8. Older animals that first got cover when they were younger will continue to be covered.

No age limit
8
No age limit
8
8
No age limit
8
8
8
No age limit
No age limit
8
8
8
No age limit
8
8
8
8
No age limit
No age limit
8
8
No age limit
8
8
No age limit
8
8
8
8
No age limit
No age limit
8
No age limit
8
No age limit
8
8
8
8
No age limit
8
No age limit
7
7
7
No age limit
8
8
8
No age limit
8
No age limit
8
0.5
0.5
No age limit
No age limit
No age limit
No age limit
7
7
7
No age limit
8
5
8
8
8
8
No age limit
8
8
8
No age limit
8
8
8
No age limit
8
8
No age limit
8
8
13
Benefit stays the same for older pets Expand to view more details.

Some insurers lower the benefit percentage for example from 100% of the bill to 80% of the bill and you have to foot the rest. 

Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Lower benefits for older pets
Lower benefits for older pets
Yes
Lower benefits for older pets
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Lower benefits for older pets
Lower benefits for older pets
Lower benefits for older pets
Lower benefits for older pets
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Lower benefits for older pets
Lower benefits for older pets
Lower benefits for older pets
Lower benefits for older pets
Yes
Yes
Lower benefits for older pets
Lower benefits for older pets
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Excess options Expand to view more details.

If you choose to pay an excess you will pay a lower premium, but you'll pay it if you have a claim.

0
0
0
0
0
$0; $100; $200 (mandatory for pets over 6)
$0; $100; $200
$0; $100; $200
0
0
0
0
0
0
$0; $100; $200
$0; $100; $200
$0; $100; $200
0
0
0
$0; $100
$0; $50
$0; $50
$0; $50; $100; $200
$0; $50; $100; $200
$0; $50; $100; $200
0
0
0
$0; $50
$0; $50; $100
$0; $50
$0; $50
$0; $100; $200
$0; $100
$0; $100; $200
$0; $100; $200
$0; $100; $200
$0; $100; $200
$0; $100; $200
$0; $100
$0; $100
$0; $100
$150 (dogs); $125 (cats)
$150 (dogs); $125 (cats)
$150 (dogs); $125 (cats)
$150 (dogs); $125 (cats)
$0; $100; $200
$0; $100; $200
$0; $100; $200
0
0
0
0
0
0
0
$0; $99; $199
$0; $99
$0; $99
$150 (dogs); $125 (cats)
$150 (dogs); $125 (cats)
$150 (dogs); $125 (cats)
$150 (dogs); $125 (cats)
0
0
0
0
0
0
0
0
0
0
0
0
$0; $100; $200
$0; $100; $200
$0; $100; $200
0
0
0
0
0
0
$0 - $1000 in $10 increments
Benefit percentage paid (%) Expand to view more details.

Percentage of the claim the insurer pays. For example, if your policy has an 80% benefit and you have a $1000 claim, you pay $200 and the insurer pays $800.

75%
75%
80%
75%
80%
65%
80%
80%
70%; 80%
70%; 80%
80%
80%
60%; 70%; 80%
80%
80%
80%
80%
75%
80%
80%
75%
80%
85%
80%
80%
80%
65%; 75%
65%; 75%
60%; 70%; 80%
80%
80%
80%
70%
80%
70%
80%
70%
85%
80%
80%
80%
50%
80%
100%
100%
100%
100%
80%
80%
80%
80%
80%
80%
80%
80%
80%
80%
65%
80%
80%
100%
100%
100%
100%
75%; 85%
75%; 85%
90%
80%
85%
80%
80%
80%
85%
80%
80%
80%
80%
80%
80%
80%
80%
75%
80%
75%
80%
90%
Dogs annual max ($) Expand to view more details.

Maximum benefit per year. For accident and illness policies the maximum limit is normally combined for accidents and illnesses.

$6000
$10000
$8000
$12000
$12000
$3000
$15000
$10000
$20000
$10000
$10000
$
$15000
$20000
$6000
$12000
$20000
$12000
$12000
$8000
$15000
$15000
$20000
$8000
$12000
$12000
$5000
$8000
$15000
$
$15000
$8000
$8000
$8000
$4000
$15000
$5000
$12000
$11000
$12000
$15000
$10000
$20000
$7000
$10000
$15000
$20000
$8000
$15000
$15000
$
$
$10000
$10000
$
$10000
$8000
$5000
$10000
$18000
$7000
$10000
$15000
$20000
$8000
$12000
$5000
$
$20000
$13000
$14000
$10000
$14000
$12500
$14500
$8000
$12000
$12000
$12000
$8000
$12000
$12000
$7000
$11000
$11000
$Unlimited
Cats annual maximum ($) Expand to view more details.

Maximum benefit per year. For accident and illness policies the maximum limit is normally combined for accidents and illnesses.

$6000
$10000
$8000
$12000
$12000
$3000
$15000
$10000
$20000
$10000
$10000
$5000
$15000
$20000
$6000
$12000
$20000
$12000
$12000
$8000
$15000
$15000
$20000
$8000
$12000
$12000
$5000
$8000
$15000
$5000
$15000
$8000
$8000
$8000
$4000
$15000
$5000
$12000
$11000
$12000
$15000
$10000
$20000
$7000
$9000
$10000
$15000
$8000
$15000
$15000
$6000
$3000
$
$
$5000
$
$
$5000
$10000
$18000
$7000
$9000
$10000
$15000
$8000
$12000
$5000
$6000
$20000
$13000
$14000
$10000
$14000
$12500
$14500
$8000
$12000
$12000
$12000
$8000
$12000
$12000
$7000
$11000
$11000
$Unlimited
Pre-existing conditions covered Expand to view more details.

Policies usually do not cover pre-existing conditions but may allow them on application - check with insurer for details. 

No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Hereditary conditions Expand to view more details.

Will the policy cover hereditary or genetic conditions?

Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Chronic conditions Expand to view more details.

Many policies do not cover a condition if it recurs again the next year.

Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
No
Yes
Yes
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Yes
No
No
No
No
No
No
Yes
Bilateral conditions Expand to view more details.

A bilateral or 'whole of body' condition affects body parts of which the pet has at least two, e.g. the knees. If the policy applies an exclusion, the animal will not be covered for a condition in one knee if it was previously affected in another knee.

No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Cover for life offered Expand to view more details.

Some insurer guarantee to allow you to renew the policy - other could reject renewals, for example, after you had a large claim.

Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
No
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
No
Benefits
Vet consult sublimit Expand to view more details.

Is there an annual sublimit for vet consultation claims?

300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
300
No limit
300
300
300
300
300
No limit
300
300
300
No limit
No limit
No limit
No limit
300
300
300
300
300
300
300
300
300
300
300
300
300
No limit
No limit
No limit
No limit
300
300
Not covered
300
300
300
300
300
300
300
300
300
No limit
No limit
No limit
300
300
300
300
300
300
Not covered
Tick paralysis Expand to view more details.

Paralysis ticks are common on the east coast of Australia and can require intensive emergency treatment.

No
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
Yes
Yes
Yes
No
Yes
Yes
Yes
No
Yes
Yes
Yes
No
Yes
Yes
No
Yes
Yes
Yes
Tick paralysis sublimit ($) Expand to view more details.

Is there an annual sublimit for tick paralysis claims?

No
500
No
1000
1200
1000
1500
1000
2500
2000
1200
No
2000
3000
No
1000
1500
1000
1200
No
1500
2000
2000
No
1000
1200
1250
1250
1250
No
2000
1200
1200
1200
1000
1200
1000
1000
1000
No limit
1200
1000
1500
No limit
No limit
No limit
No limit
No
1000
1200
1000
500
1000
1500
No
1000
1500
500
1000
1000
No limit
No limit
No limit
No limit
No
500
1000
No
1500
1000
1000
No
1200
500
1000
No
No limit
No limit
No limit
No
1200
1200
No
1000
1200
No limit
Cruciate ligament injury sublimit ($) Expand to view more details.

Is there an annual sublimit for cruciate ligament injury claims? (All policies cover this.)

3200
3200
2600
2600
2600
2600
2600
2600
2600
2600
2600
No
2600
3200
2600
2600
2600
2600
2600
2600
3200
3200
3200
2600
2600
2600
2600
2600
2600
No
2600
2600
2600
2600
2600
2600
2600
2600
2600
No limit
2600
2600
2600
No limit
No limit
No limit
No limit
2600
2600
2600
2600
2600
2600
2600
No
2600
2600
2600
2600
2600
No limit
No limit
No limit
No limit
2600
2600
No
No
3500
3200
2600
2600
2600
2600
2600
2600
No limit
No limit
No limit
2600
2600
2600
2600
2600
2600
No limit
Skin condition sublimit ($) Expand to view more details.

Is there an annual sublimit for skin condition claims?

No
No limit
No
No limit
No limit
No limit
No limit
No limit
No limit
No
No
No
No limit
No limit
No
500
500
No
No
No
No limit
No limit
No limit
No
No limit
No limit
No
No
No limit
No limit
No limit
No
No limit