Mobile money managers

Monitor your money with your smartphone.
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01.Mobile money


Cost Andoid
We check out a range of popular personal finance apps for smartphones, including spending trackers, budgeting apps and apps for your computer.

If you like to keep a tight rein on your domestic budget but aren't great with a spreadsheet or you can never find the time to sit down and enter all your transactions, then a mobile money manager may be for you. Log your transactions at the shop, then pore over the state of your finances on your sofa at the end of the day.

Note: This report focuses on smartphones. If an app is available on Windows, OS X, Linux and/or tablets, we've noted it in the comparison table.

What's best for you?

Personal finance apps fit into three broad categories.

  1. Spending trackers quickly record and track expenses on the go. These don’t usually offer in-depth budgeting features.
  2. Budgeting apps monitor, control and track your money.
  3. Extensions of computer software These apps have limited or no functionality without the computer counterpart. Some won’t activate until you sync them with a computer.

Spending trackers

MobileMoneyManagers_FILLER_iMoneyTracker_Logo iMoneyTracker

  Price: $4.49
  Platform: iOS

iMoneyTracker is an in-depth spending tracker that includes a few light budgeting features. Finances can be split into one of three categories: cash, bank and credit card. It supports multiple financial accounts, and recurring expenses can be stored as custom templates. It can also graph your income and expenses or present them as a pie chart - helpful if you want to quickly examine your spending over time. Although it can export files in .csv (see export your report) format via email, finding this option is difficult, which detracts from the overall ease of use.

MobileMoneyManagers_FILLER_TrackMySpend_Logo TrackMySpend

  Price: Free
  Platform: iOS, Android

This freebie was designed by ASIC for consumers who want to quickly add expenses on the go. The interface is basic, suitable for quick analysis, but it offers a relatively large number of categorisation options, making TrackMySpend a handy quick reference guide. The home screen shows a simple graph that represents how much more you can spend before hitting your limit, while spend categories can help determine how much of your money goes into food, bills or non-essentials.


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