Private health benefits by age group



Who gets the most from private health insurance (apart from the insurers)?


Average benefit received from health funds by 30–39 year olds: $204

Average benefit received by 70–79 year olds: $1056

Younger people are much cheaper to insure, making them valuable customers for health funds.


Average hospital benefits paid per age group

0–9

Average benefit per insured person

Females: $57

Males: $72

10–19

Average benefit per insured person

Females: $72

Males: $60


20–29

Average benefit per insured person

Females: $205

Males: $103


30–39

Average benefit per insured person

Females: $311

Males: $96


40–49

Average benefit per insured person

Females: $249

Males: $155


50–59

Average benefit per insured person

Females: $329

Males: $297


60–69

Average benefit per insured person

Females: $559

Males: $627


70–79

Average benefit per insured person

Females: $973

Males: $1138


80–89

Average benefit per insured person

Females: $1343

Males: $1615


90+

Average benefit per insured person

Females: $1342

Males: $1622

Source: APRA, Private Health Membership and Benefits. Values are averages of 2016 quarterly figures.

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