Budgeting software – what we found

Expert insights into money management programs.

hands holding a credit card and smartphone

Mo money? No problem

We prepared a faux budget for our budgeting software review, based on the income ($40,000 after tax) and expenses of an average consumer. We assessed how easy it is to set up and maintain a budget on desktop software (via web browsers or downloadable programs), and mobile apps if available. Ease of use was evaluated on actions and tasks typically required by an average user when setting up and maintaining a budget (see table notes). If a service didn't make certain actions available, it scored zero for that feature.

With so many smartphones and tablets out there, we wanted to know if you could set up and manage a budget on a mobile device alone, and also assess how useful it is to be able to synchronise data between your bank account and the software/app.

Here's what we found.

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