Christmas gifts for the gadget fan

Gadgets and gizmos always make great presents for the tech-savvy and tech-curious.
 
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01 .Gadget gift ideas

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For the tech-savvy and the tech-curious gadgets always make fun and exciting Christmas presents. But buying the latest technologies doesn't always mean forking out the highest price, as many of our test results show.

We've put together a selection of some of CHOICE's latest-reviewed gadgets and gizmos, including smartphones, eBook readers, and compact digital cameras. Products have been broken down into these categories:

You can also:

    For more information about Shopping, see Shopping and legal.

    Cameras and camcorders

    Casio_Exilim_EX-H5Compact digital cameras

    The festive season and the summer months are often the most social and active, so there are usually plenty of opportunities to get the camera out and take some happy snaps. Buying a compact digital camera for someone can be a daunting exercise — there are literally hundreds of models on the market and a bewildering array of specifications and features. To make the task easier for you, CHOICE has reviewed 99 models, including the Canon Ixus 1000HS, and the Nikon Coolpix P500. Take a look at our Compact digital cameras review to see which one comes out on top, and also see the CHOICE Digital cameras buying guide to find out which camera will suit your needs best.

    Nikon_D5000_AF-SG_18-55VRDigital SLRs

    DSLRs may be much larger than their compact counterparts but once you've enjoyed their benefitsit's hard to settle for anything less. There are several makes to choose from, with camera and lens kits for well under $1000. We've tested and reviewed popular models such as the Canon EOS 60D, and the Nikon D7000 to find out which cameras are the best. Take a look at our DSLRs review for more information. You might also want to read our article on digital SLR zoom lenses. See also our brand reliability survey 2010 to see how our members rate the reliability of the key brands over time. 

    Camcorders

    panasonic-3d-camcorder2-340x232

    These days you can buy a HD camcorder that will work well in all lighting situations for well under $1000. And if you are looking for a point and shoot that will capture your memories in HD, you can pay as little as $500 for a model that will perform well in most situations. However, some of the top-performing models are priced at well over the $1000 mark. The best camcorders are easy to use, have very good sound and picture quality, and have very good autofocus capabilities. Some models also have wind filters, and remote controls. For more information, take a look at our Camcorders review.

    11-Sony-Bloggie-MHSFS1

    Pocket camcorders

    Pocket camcorders are a good option for anyone who wants to capture good quality HD video and play it on a large screen TV, or share it over the internet, without having to pay $1000 for the privilege. CHOICE tested 15 pocket camcorders (also known as multimedia cameras), including the Sony Bloggie, and the Panasonic HM-TA2, to see which deliver the best combination of video and audio quality, and which are easiest to use. We also compared the video quality of the pocket camcorders on test with a variety of other devices that claim to capture video including Smartphone. For more information take a look at our Pocket camcorders review.


     
     

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    CHOICE - Money http://www.choice.com.au/reviews-and-tests/money.aspxIndependent and trusted tests and investigations of your banking, investments, superannuation, insurance and savings from CHOICE Australia. Copyright 2014 www.choice.com.auen-au http://www.choice.com.au/img/logo_choice.gif www.choice.com.au http://www.choice.com.auWed, 01 Oct 2014 01:47:19 GMTMoneyTop online savings accounts http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/best-online-savings-account.aspx

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    A contract is a legally enforceable agreement. If it's a standard form contract you are expected to sign or click I AGREE. But if one of the terms are unfair, you might have a right to have the term declared void.

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    Budget cuts to health spending explained http://www.choice.com.au/reviews-and-tests/money/investing/budget/budget-cuts-to-health-spending.aspx

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    First home saver accounts abolished http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/First-Home-Saver-account.aspx

    First home buyers have it harder than ever before. Now the first home saver account has been cut.

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    BorrowingThu, 15 May 2014 11:58:00 GMT
    2014 Budget winners and losers http://www.choice.com.au/reviews-and-tests/money/investing/budget/budget-2014-winners-losers.aspx

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    One cent and penny auction investigation http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/penny-auction-investigation.aspx

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    Trans-Pacific Partnership secretly trading away rights http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Trans-pacific-Partnership-secretly-trading-away-rights.aspx

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    Sustainable shopping bags http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/sustainable-shopping-bags.aspx

    The latest in the war on plastic.

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    Companies that are difficult to contact http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Companies-that-are-hard-to-contact.aspx

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    BankingTue, 08 Oct 2013 16:04:00 GMT
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    MySuper is here to make superannuation less confusing and more transparent for average Australians

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    It can be easy to forget that politicians' purpose is to represent their constituents - you. So what is it exactly that politicians do, and how can you get them to represent you?

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    Which of these online stores has the best customer service and returns policy?

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    A healthy cut of junior soccer fees gets siphoned off to pay for elite regional teams. It's all about growing the game - but there's little or no support going back to the juniors.

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    Over the past few years, bonus rates on online savings accounts have been as good or better than the highest rates on term deposit accounts. New regulations will see the pendulum swing back towards term deposits.

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    You may find yourself getting more than you bargained for when you enter a competition

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    We give you tips and advice for what you need to know before taking out a new mortgage or switching mortgages, and explain how your mortgage is funded.

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    BorrowingTue, 25 Jun 2013 17:00:00 GMT
    Banking code exposed http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/Banking-code-revised.aspx

    A revised banking code is one thing. Compliance is another.

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    BankingFri, 31 May 2013 11:20:00 GMT
    Faded receipts http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Faded receipts.aspx

    We look at your rights when it comes to receipts that have faded and what you can do to prevent them from fading.

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    Shopping and legalMon, 13 May 2013 16:17:00 GMT
    ASIC's new rules http://www.choice.com.au/reviews-and-tests/money/investing/advice/asic-new-regs.aspx

    The government regulator has been making moves that could not only straighten out the finance sector but also make life easier for consumers.

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    InvestingMon, 29 Apr 2013 15:17:00 GMT
    Commission rebate schemes http://www.choice.com.au/reviews-and-tests/money/insurance/personal/commission-rebate-schemes.aspx

    Rebate services return a portion of the commission made on the purchase of insurance policies that would have otherwise gone to a broker to you.

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    InsuranceWed, 24 Apr 2013 15:34:00 GMT
    Consumer sharing http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/consumer-sharing.aspx

    Consumer sharing is growing in popularity to meet today’s buyer demands. It’s energy efficient, environmentally friendly and cost effective, and it’s now easier than ever.

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    Shopping and legalTue, 23 Apr 2013 09:07:00 GMT
    Fretting about mortgage debt? http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/mortgage-debt.aspx

    We look into the trend of a rising debt-to-income ratio in Australia. What's behind it, and what can you do to minimise your own mortgage debt?

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    BorrowingFri, 12 Apr 2013 10:00:00 GMT
    Shopping loyalty cards http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shopping-loyalty-cards.aspx

    CHOICE found that most loyalty programs offer such poor rewards you generally save less than a dollar per $100 spent.

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    Shopping and legalThu, 11 Apr 2013 09:49:00 GMT
    Who owns my brands? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Who-owns-my-brands.aspx

    Find out which multinationals own the brands sitting on the shelves of your local supermarket.

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    Shopping and legalTue, 09 Apr 2013 15:22:00 GMT
    Funeral insurance http://www.choice.com.au/reviews-and-tests/money/insurance/personal/funeral-insurance.aspx

    Purchasing funeral insurance too early can be costly in the long run.

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    InsuranceTue, 09 Apr 2013 14:37:00 GMT
    Overseas money transfers http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/Overseas-money-transfers.aspx

    Unexpected fees and a poor exchange rate could cost you hundreds of dollars in the course of an international money transfer.

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    BankingWed, 03 Apr 2013 14:40:00 GMT
    Guide to switching health insurers http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Health-insurance-switching.aspx

    As health insurance premiums go up, now’s a good time to check that the amount you’re paying is justified by what you’re getting in return.

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    InsuranceWed, 27 Mar 2013 11:48:00 GMT
    Celebrity endorsements http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Celebrity-endorsements.aspx

    Celebrities have been spruiking products for years. We look at the persuasive power of these endorsements, and whether they're all just hot air.

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    Shopping and legalWed, 13 Mar 2013 17:12:00 GMT
    Cause for concern? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/charitable-giving.aspx

    The fundraising industry says personalised pens, pad, and address labels are an effective marketing ploy for inspiring generosity, but potential donors tell a different story.

    ]]>
    Shopping and legalFri, 08 Mar 2013 09:40:00 GMT
    Crackdown on credit card surcharges http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/Credit-card-surcharges.aspx

    As of 18 March, surcharges applied to credit cards will be capped at a reasonable cost for the retailer.

    ]]>
    BorrowingThu, 07 Mar 2013 09:28:00 GMT
    Outsourcing household chores http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Outsourcing-household-chores.aspx

    We check out how you can outsource various household chores, such as cleaning, dogwalking and general home maintenance, to ease the squeeze on your work-life balance.

    ]]>
    Shopping and legalMon, 04 Mar 2013 15:54:00 GMT
    Your guide to self-storage http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Your-guide-to-self-storage.aspx

    With a trend towards high-density living, more Australians are turning to self-storage as a short- or long-term solution for lack of space.

    ]]>
    Shopping and legalTue, 26 Feb 2013 11:56:00 GMT
    Wrap rage http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Packaging.aspx

    Some types of packaging are impossible to open for certain consumers and may even inflict injury. We've uncovered the main offenders.

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    Shopping and legalMon, 18 Feb 2013 14:25:00 GMT
    Pricing tricks http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/pricing-tricks.aspx

    Whether you’re doing the grocery shopping or looking a mobile phone deal, get the best value for money every time avoiding top pricing tricks.

    ]]>
    Shopping and legalFri, 01 Feb 2013 14:57:00 GMT
    Home and contents premium hikes http://www.choice.com.au/reviews-and-tests/money/insurance/house-and-car/Home-and-contents-premium-hikes.aspx

    Premium hikes over the last year have often come with the addition of mandatory flood cover, but it’s not clear flood risk has anything to do with it.

    ]]>
    InsuranceThu, 31 Jan 2013 09:23:00 GMT
    Review websites http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Review sites.aspx

    While consumers like to buy things that have been reviewed and recommended by others, we find you can't always trust the recommendations you find online.

    ]]>
    Shopping and legalWed, 23 Jan 2013 17:30:00 GMT
    Living wills http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Advance-care-directives.aspx

    With Australians living longer and often facing a drawn-out decline, being clear about your future healthcare plans is more important than ever.

    ]]>
    Shopping and legalTue, 22 Jan 2013 16:21:00 GMT
    How can ombudsman services help you? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Ombudsman-overview.aspx

    Consumers have a lot to gain from understanding how ombudsman services operate and how the complaint process works.

    ]]>
    Shopping and legalWed, 28 Nov 2012 14:09:00 GMT
    Quality vs price http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/quality-versus-price.aspx

    We pit a low-, medium- and high-end moisturiser, hair dryer and pair of men's underpants against each other in a user trial, and speak to experts about the results.

    ]]>
    Shopping and legalTue, 27 Nov 2012 15:53:00 GMT
    Credit card ageism http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/Credit-card-ageism.aspx

    In what appears to be a widespread pattern, self-funded retirees are having their credit card applications knocked back.

    ]]>
    BorrowingThu, 15 Nov 2012 11:23:00 GMT
    Do you need a wrap fund? http://www.choice.com.au/reviews-and-tests/money/investing/products/Wrap-funds.aspx

    Choose a wrap fund that will comply with FoFA requirements, or charges fees for specific services that are clearly outlined in the agreement between you and your adviser.

    ]]>
    InvestingFri, 12 Oct 2012 10:17:00 GMT
    Private car park fines http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Private-car-park-fines.aspx

    Some private car park operators have been slapping motorists with bogus “fines” and threatening legal action if they don’t pay up.

    ]]>
    Shopping and legalTue, 02 Oct 2012 14:31:00 GMT
    Superannuation for women http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/Superannuation-for-women.aspx

    Despite the advances in equitable pay, women face a number of hurdles if they want to grow their superannuation independently.

    ]]>
    InvestingWed, 26 Sep 2012 10:17:00 GMT
    Customer service shadow shop http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/customer-service-shadow-shop.aspx

    How do Australia's bricks and mortar retailers stack up when it comes to customer service? We shadow shop Australia's 10 most popular retailers.

    ]]>
    Shopping and legalWed, 26 Sep 2012 06:00:00 GMT
    The rise of aroma marketing http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/the-rise-of-aroma-marketing.aspx

    Scent marketing is increasingly being used to draw consumers back into bricks-and-mortars stores.

    ]]>
    Shopping and legalWed, 15 Aug 2012 10:15:00 GMT
    Foreign transaction fees http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/Foreign-currency-transactions.aspx

    Exchange rates say Aussies should be picking up a nice little bonus on overseas transactions this year. Research by a savvy CHOICE member says otherwise.

    ]]>
    BankingTue, 10 Jul 2012 11:07:00 GMT
    Consolidating your debt http://www.choice.com.au/reviews-and-tests/money/borrowing/managing-debt/Debt-consolidation.aspx

    By using a debt consolidation business you could end up paying more in the long run than you would dealing directly with the creditors.

    ]]>
    BorrowingFri, 22 Jun 2012 09:57:00 GMT
    Parallel imports http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/parallel-imports.aspx

    How can some products look, taste and function the same, yet vary so markedly in price from their mainstream, retail counterparts?

    ]]>
    Shopping and legalTue, 19 Jun 2012 08:52:00 GMT
    Rent payment schemes http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Rent-payment-schemes.aspx

    Third-party rent payment schemes force tenants to pay for rent collection, and the fees can really add up.

    ]]>
    Shopping and legalThu, 07 Jun 2012 15:39:00 GMT
    Tackling call centres http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Call-centre-rights.aspx

    If you have a speech impediment, disability or an aversion to technology, call centres can cause you a lot of grief.

    ]]>
    Shopping and legalWed, 30 May 2012 13:24:00 GMT
    Finding a removalist http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Finding-a-removalist.aspx

    In 2011, Fair Trading NSW received 300 complaints about removalists – more than one every working day on average.

    ]]>
    Shopping and legalFri, 25 May 2012 11:35:00 GMT
    Mother's Day home test http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/mothers-day-home-test.aspx

    We decided to give our lab testers the day off and asked CHOICE member (and mum!), Monique Brunello, to be our home tester and look at some gift ideas for mums.

    ]]>
    Shopping and legalFri, 11 May 2012 10:42:00 GMT
    The cut flower industry http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Cut-flowers.aspx

    We outline some concerns around imported cut flowers that might make you re-think that beautiful bouquet.

    ]]>
    Shopping and legalWed, 09 May 2012 16:10:00 GMT
    Health insurance satisfaction survey http://www.choice.com.au/reviews-and-tests/money/insurance/personal/health-insurance-means-testing.aspx

    From July 1, health insurance premiums will increase for high-income earners. Pre-pay your annual premium now and any rebate reductions will only apply in 12 months time.

    ]]>
    InsuranceSun, 22 Apr 2012 07:24:00 GMT
    Travel money card comparisons http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/travel-money-cards.aspx

    The travel card market has expanded in the last couple of years, with a range of new products released to the market, but the fees can still pack a sting.

    ]]>
    BankingTue, 27 Mar 2012 17:25:00 GMT
    Shopping for plus-size clothes http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/plus-size-clothing.aspx

    Plus-size clothing is limited and expensive for Australians despite there being a demand.

    ]]>
    Shopping and legalMon, 26 Mar 2012 09:55:00 GMT
    Future-proof your super http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/future-proofing-your-super.aspx

    With the Euro zone and US economy looking shaky, what’s left of your super nest egg may once again be out on a limb.

    ]]>
    InvestingTue, 21 Feb 2012 16:06:00 GMT
    Home loan fact sheet shadow shop http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/home-loan-key-facts-sheet-shadow-shop.aspx

    While most of the institutions we visited do provide key fact sheets on their websites, overall it seems that bank staff have little or no idea the fact sheets even exist.

    ]]>
    BorrowingSun, 19 Feb 2012 07:42:00 GMT
    Australian Consumer Law http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/australian-consumer-law---one-year-on.aspx

    The newly introduced Australian Consumer Law gives consumers better protection when purchasing than ever before.

    ]]>
    Shopping and legalFri, 23 Dec 2011 12:09:00 GMT
    Unwanted Christmas gifts http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/unwanted-christmas-gifts.aspx

    Our survey finds, a whopping 21% of items purchased as Christmas presents fall short on performance.

    ]]>
    Shopping and legalWed, 21 Dec 2011 13:15:00 GMT
    In the dark on interest-free deals http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shoppers-misled-on-interest-free-deals.aspx

    CHOICE looked at some interest-free payment offers available with six major retailers, and sent a shadow shopper to the stores.

    ]]>
    Shopping and legalTue, 20 Dec 2011 17:06:00 GMT
    Christmas gifts for the traveller http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide-traveller.aspx

    We pick fun and handy products that will make great Christmas presents for anyone who loves to travel.

    ]]>
    Shopping and legalFri, 16 Dec 2011 09:03:00 GMT
    Credit card travel insurance reviews http://www.choice.com.au/reviews-and-tests/money/insurance/personal/credit-card-travel-insurance.aspx

    Many gold and platinum credit cards offer travel insurance, but the cover can vary.

    ]]>
    InsuranceTue, 13 Dec 2011 16:55:00 GMT
    Bank Satisfaction Survey 2011 http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-satisfaction-survey-2011.aspx

    Most participants in our survey have long-term relationships with one of the big four banks, but the loyalty has yielded very little satisfaction.

    ]]>
    BankingFri, 02 Dec 2011 14:03:00 GMT
    Work-from-home scams http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/work-from-home-scams.aspx

    Work-from-home offers can be tempting, but they can make you vulnerable to identity theft. We reveal the top five scams, and explain how to protect yourself from them.

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    Shopping and legalTue, 29 Nov 2011 16:25:00 GMT
    Christmas gifts for the keen cook http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide-household.aspx

    CHOICE picks the kitchen gadgets that will make great Christmas presents for anyone who loves to cook.

    ]]>
    Shopping and legalTue, 29 Nov 2011 10:21:00 GMT
    Excess package http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/excess-packaging.aspx

    The amount of packaging material in the postal system is piling up as more and more people do their shopping online.

    ]]>
    Shopping and legalThu, 24 Nov 2011 16:01:00 GMT
    Christmas gifts for the gadget fan http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide-technology.aspx

    We round up the best technology buys, from tablets, to televisions, to MP3 players, to eBook readers.

    ]]>
    Shopping and legalWed, 23 Nov 2011 10:53:00 GMT
    Christmas gift guide 2011 http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide.aspx

    From digital cameras to kitchen gadgets, our gift ideas cater to all budgets.

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    Shopping and legalWed, 16 Nov 2011 11:04:00 GMT
    Real estate's influence on newspapers http://www.choice.com.au/reviews-and-tests/money/investing/property/real-estate-puffery.aspx

    Where does advertising end and editorial begin in the murky grey area between the glossy snapshots and auction listings?

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    InvestingWed, 19 Oct 2011 16:48:00 GMT
    Demystifying financial advice http://www.choice.com.au/reviews-and-tests/money/investing/advice/financial-advisor-reforms.aspx

    CHOICE has been calling for an overhaul of the financial services industry for more than 20 years. The federal government's Future of Financial Advice(FOFA) reforms will hopefully resolve some of the issues.

    ]]>
    InvestingMon, 26 Sep 2011 14:35:00 GMT
    Refinancing your home loan http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/refinancing-your-home-loan.aspx

    Switch and save and take a fresh look at the interest rates on your home loan. We take you through the basics and present some easy options to put you on the fast track to a better deal.

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    BorrowingFri, 16 Sep 2011 11:53:00 GMT
    High postage paid http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/high-postage-paid.aspx

    Australians appear to be paying more than consumers in NZ, the US, UK and further afield for staple services such as international postage.

    ]]>
    Shopping and legalMon, 22 Aug 2011 15:24:00 GMT
    Unnecessary insurance policies http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Unnecessary-insurance-policies.aspx

    We expose the top five types of junk insurance and suggest some smarter alternatives.

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    InsuranceSat, 13 Aug 2011 09:41:00 GMT
    Retailer tricks of the trade http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/retailer-tricks-of-the-trade.aspx

    Online shopping is often quicker and cheaper, but bricks-and-mortars retailers have a few tricks that keep us coming back.

    ]]>
    Shopping and legalTue, 02 Aug 2011 10:23:00 GMT
    Shopping online for overseas goods http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shopping-online-for-overseas-goods.aspx

    Buying from foreign retailers has netted Australians big discounts. We look into the current state of play for online shopping.

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    Shopping and legalWed, 06 Jul 2011 17:50:00 GMT
    Pitfalls for tall consumers http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/pitfalls-for-tall-consumers.aspx

    Tall consumers are getting the short end of the stick in everything from buying clothes to travelling on planes, trains and in cars.

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    Shopping and legalThu, 23 Jun 2011 17:32:00 GMT
    Inflated surcharges http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/supercharged-surcharges.aspx

    Retailers are increasingly imposing surcharges on credit card transactions – but the RBA may finally be taking action.

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    BorrowingThu, 09 Jun 2011 15:11:00 GMT
    CHOICE applauds new financial planning rules http://www.choice.com.au/reviews-and-tests/money/investing/advice/finding-independent-financial-advice.aspx

    The government says the changes will require financial planners to prioritise the interests of their clients.

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    InvestingThu, 28 Apr 2011 16:40:00 GMT
    Finance comparison sites http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/finance-comparison-websites.aspx

    These websites can be used to explore many products, from bank accounts to home loans, but CHOICE recommends you approach sites with care.

    ]]>
    BankingWed, 27 Apr 2011 16:55:00 GMT
    Bargain book buys http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/book_buying_guide.aspx

    Chain, independent or online book retailers – we size up the options.

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    Shopping and legalTue, 05 Apr 2011 10:32:00 GMT
    Resolving a financial complaint http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/making-a-financial-complaint.aspx

    Dealing directly with banks and other financial services providers to resolve disputes is usually more effective than taking the matter to court.

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    Shopping and legalThu, 17 Mar 2011 10:44:00 GMT
    Move your money http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/move-your-money.aspx

    $153 billion worth of Australian money currently sits in everday transaction accounts that earn little or no interest.

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    BankingMon, 14 Mar 2011 15:11:00 GMT
    Savings at the cinema http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/cinema-rip-offs.aspx

    With movie ticket and candy bar prices continuing to rise, can a night at the movies be affordable?

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    Shopping and legalThu, 10 Mar 2011 15:44:00 GMT
    CHOICE releases Better Banking report http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/banking-report.aspx

    The report marks a major milestone in our campaign for fairer banking.

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    BankingWed, 02 Mar 2011 14:34:00 GMT
    CHOICE slams foreign ATM fees http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/atm-fees.aspx

    Consumers continue to pay up to $4 when they visit “foreign” ATMs.

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    BankingWed, 16 Feb 2011 17:16:00 GMT
    Funeral costs http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/funeral-costs.aspx

    CHOICE found that funeral costs fluctuate wildly. We highlight ways to get a fair deal.

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    Shopping and legalWed, 09 Feb 2011 16:08:00 GMT
    High tech shopping http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/high-tech-shopping.aspx

    CHOICE takes a closer look at the high-tech devices in supermarkets now, and those on the way.

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    Shopping and legalThu, 20 Jan 2011 15:23:00 GMT
    Mother's Day guide http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/mothers-day-guide.aspx

    Our busy mums are faced with a myriad of decisions every day. We believe they should have the best advice at their fingertips this Mothers' Day.

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    Shopping and legalFri, 24 Dec 2010 15:34:00 GMT
    Group buying websites http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/coupon-websites.aspx

    Some of the best consumer bargains can be found online through coupon websites.

    ]]>
    Shopping and legalThu, 25 Nov 2010 09:00:00 GMT
    Charity Christmas cards http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/charity-christmas-cards.aspx

    Buying direct from the charity is often a better way to get your money direct to the good cause.

    ]]>
    Shopping and legalThu, 04 Nov 2010 16:01:00 GMT
    Cash for gold http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/gold-jewellery.aspx

    CHOICE visited 10 gold-buying shops in Sydney with a ring and two necklaces, and was offered between 39% and 89% of the gold value for the items.

    ]]>
    Shopping and legalWed, 20 Oct 2010 14:53:00 GMT
    Drycleaning dramas http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/drycleaning.aspx

    Inaccurate care labels could be at the heart of many drycleaning mishaps.

    ]]>
    Shopping and legalFri, 08 Oct 2010 12:10:00 GMT
    What annoys Australians? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/what-annoys-australians.aspx

    Hidden fees, faulty products, endless phone menus - Australians' biggest complaints are consumer and/or product-related.

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    Shopping and legalFri, 01 Oct 2010 12:34:00 GMT
    Bank satisfaction survey 2010 http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-satisfaction-survey-2010.aspx

    If you're not getting an interest rate saving of at least 0.7% then you're probably paying too much.

    ]]>
    BankingWed, 01 Sep 2010 15:12:00 GMT
    Made in Australia? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/made in australia.aspx

    Current labelling laws are broad and inconsistent even within the same industry. Country of origin and other claims, mixed with marketing hype, are confusing shoppers.

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    Shopping and legalMon, 30 Aug 2010 19:57:00 GMT
    Movies on the cheap http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/movie-rentals.aspx

    We outline the benefits and pitfalls so you can find which way saves you money.

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    Shopping and legalTue, 10 Aug 2010 09:46:00 GMT
    Super satisfaction survey http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/super-satisfaction.aspx

    See which funds have the most satisfied members for fees and performance and read our tips for switching.

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    InvestingFri, 23 Jul 2010 17:04:00 GMT
    Spectacles buying guide http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/spectacles-buying-guide.aspx

    Our price guide takes you through the confusing array of extras and options to explain exactly what you need to look for when shopping for specs.

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    Shopping and legalFri, 02 Jul 2010 14:17:00 GMT
    Bank fee bonanza http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-penalty-fee-income.aspx

    The Reserve Bank of Australia's annual bank fees report reveals there has been a shift in banks' household penalty fee income from deposit accounts towards loans.

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    BankingThu, 10 Jun 2010 01:00:00 GMT
    Bottleshop prices http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/bottleshops.aspx

    See our CHOICE price comparison of wine, beer and spirit prices at a number of different outlets.

    ]]>
    Shopping and legalMon, 31 May 2010 14:00:00 GMT
    New report exposes bias http://www.choice.com.au/reviews-and-tests/money/investing/advice/advice-bias.aspx

    If you get financial advice from any of largest six financial planning groups, there’s a good chance you'll end up with investment products offered by the adviser’s parent company.

    ]]>
    InvestingWed, 26 May 2010 10:01:00 GMT
    Income for life? http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/income-for-life-retirement-products.aspx

    With the average life expectancy increasing, the risk of running out of your savings during retirement is very real.

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    InvestingTue, 25 May 2010 12:17:00 GMT
    Woolworths and debit cards http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/woolworths-and-debit-cards.aspx

    You can no longer press “CR” after swiping your debit card at Woolies. We look at the reason for this change, and its potential impacts.

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    BankingTue, 20 Apr 2010 15:50:00 GMT
    How to cope with interest rate increases http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/how-to-cope-with-interest-rate-increases.aspx

    The RBA increased interest rates by 0.25% in April 2010.

    ]]>
    BorrowingTue, 06 Apr 2010 15:00:00 GMT
    Will kits http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/will-kits.aspx

    An up-to-date, detailed will is essential for protecting your loved ones. We look at the basics you need to have covered.

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    Shopping and legalWed, 24 Mar 2010 12:30:00 GMT
    CHOICE 50th anniversary http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/choice-50th-anniversary.aspx

    From the sixties through to the noughties, CHOICE TV captures all the highlights.

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    Shopping and legalTue, 23 Mar 2010 16:40:00 GMT
    Balance transfer credit cards http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/balance-transfer-cards.aspx

    It may give you a breather, but it could also lead you to one of the worst traps set by card companies.

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    BorrowingMon, 22 Mar 2010 14:49:00 GMT
    Australian credit cards fail UK standards http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/australian-credit-cards-fail uk-standards.aspx

    We compared our banks' standard practices with consumer protection for UK credit card customers, and found Australian consumers are treated far less fairly.

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    BorrowingMon, 22 Mar 2010 13:44:00 GMT
    Low-fee transaction account reviews http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/low-fee transaction accounts.aspx

    Switching to a new transaction account with no monthly fees and low transaction costs may save you more than $200 per year. CHOICE selects the picks of the crop.

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    BankingFri, 12 Mar 2010 16:14:00 GMT
    ING Direct Orange Everyday review http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/ing direct orange review.aspx

    The account isn't completely fee-free and it doesn't pay interest, but most everyday transactions are free and there are incentives that will be attractive to many customers.

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    BankingWed, 10 Mar 2010 13:39:00 GMT
    Jetstar MasterCard review http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/jetstar-mastercard-review.aspx

    Following in the footsteps of major retailers Myer, Woolworths and David Jones, Jetstar has launched its own branded MasterCard and Platinum MasterCard.

    ]]>
    BorrowingTue, 09 Feb 2010 15:00:00 GMT
    Which credit card for you? http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/credit-card-interest.aspx

    CHOICE reveals which providers are bucking this trend to treat their customers fairly.

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    BorrowingMon, 25 Jan 2010 00:30:00 GMT
    Bankwest Zero quick review http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bankwest-zero-review.aspx

    The new Bankwest Zero account refunds its customers the fees that the big four banks charge when you use their ATM machines.

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    BankingMon, 18 Jan 2010 00:30:00 GMT
    Know your rights http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/know-your-rights.aspx

    What can you do when you know you’re getting a raw deal, but don't know what to do about it? Read on.

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    Shopping and legalTue, 12 Jan 2010 13:22:00 GMT
    Travel money cards quick review http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/travel-money-cards-quick-review.aspx

    We expose the hidden costs.

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    BankingMon, 21 Dec 2009 16:51:00 GMT
    Westpac's unsolicited debit card churn http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/westpac-debit-card-churn.aspx

    The regulator claimed that Westpac breached the The Australian Securities and Investments Commission Act 2001 by sending unsolicited debit cards to consumers, but the Federal Court has taken a different view.

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    BorrowingFri, 18 Dec 2009 11:25:00 GMT
    Commission refunds http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/commission-refunds-review-and-compare.aspx

    You can choose who receives the sales and advice kickbacks from your investments. But weigh up the pros and cons before making any changes.

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    InvestingTue, 15 Dec 2009 10:35:00 GMT
    Weddings - at what price? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/wedding-investigation.aspx

    This year Australian couples are expected to spend an estimated $3.7 billion on their big day - but can you be sure you're paying what you should?

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    Shopping and legalThu, 10 Dec 2009 11:12:00 GMT
    Best online shopping sites http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/best-christmas-shopping-sites.aspx

    We save you time and effort by bringing you a list of the best online sites for books and CDS, clothes, electronics, as well as as cosmetics and fragrances.

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    Shopping and legalTue, 10 Nov 2009 15:29:00 GMT
    Bank satisfaction survey 2009 http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-satisfaction-survey-2009.aspx

    Over the past year, ANZ, Commonwealth, NAB and Westpac have increased market share but our survey reveals they haven't increased in popularity.

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    BankingWed, 30 Sep 2009 15:40:00 GMT
    Hidden fees in phone cards http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/hidden-fees-in-phone-cards.aspx

    Extra costs, such as “service” fees that gobble up credit even when you’re not making calls are often not advertised on the posters or phone cards.

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    Shopping and legalFri, 25 Sep 2009 11:17:00 GMT
    Reward cards review 2009 http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/reward-cards-review-2009.aspx

    We analysed 63 reward credit and charge cards, looking at frequent flyer points, shopping vouchers and cash rewards.

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    BorrowingThu, 19 Mar 2009 10:49:00 GMT
    Cashbacks not always a good deal http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/cashback-capers.aspx

    Retail and manufacturing marketing execs are certainly onto a winner with cashback schemes, but consumer benefit is not as guaranteed.

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    Shopping and legalSat, 13 Dec 2008 10:36:00 GMT
    Switch financial providers and save http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/switch-financial-providers-and-save.aspx

    For most of us, minimising the cost of 'staple' financial services like bank accounts and insurance is important. Here's how to save.

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    BankingFri, 15 Feb 2008 13:04:00 GMT
    Financial planning step-by-step guide http://www.choice.com.au/reviews-and-tests/money/investing/advice/financial-planning-step-by-step-guide.aspx

    Follow this six-step guide to improve your chances of getting a high standard of service and advice from a financial planner.

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    InvestingSat, 10 Sep 2005 09:59:00 GMT
    Duty-free is it worth it? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/duty-free-is-it-worth-it.aspx

    Duty-free shopping was one of the perks of travelling overseas. The introduction of GST saw a whole raft taxes phased out, so is still good value?

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    Shopping and legalTue, 23 Aug 2005 11:42:00 GMT
    CHOICE - Money http://www.choice.com.au/reviews-and-tests/money.aspxIndependent and trusted tests and investigations of your banking, investments, superannuation, insurance and savings from CHOICE Australia. Copyright 2014 www.choice.com.auen-au http://www.choice.com.au/img/logo_choice.gif www.choice.com.au http://www.choice.com.auWed, 01 Oct 2014 01:47:19 GMTMoneyTop online savings accounts http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/best-online-savings-account.aspx

    Don't leave your hard-earned money in zero interest paying transaction accounts, use a high interest account instead.

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    BankingMon, 29 Sep 2014 10:44:00 GMT
    Lowest price and price-match guarantees http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/lowest-price-guarantees-price-matching.aspx

    In many cases, a lowest-price guarantee isn't actually guaranteeing the lowest price.

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    Shopping and legalWed, 24 Sep 2014 12:06:00 GMT
    Top fee-free bank accounts http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/top-fee-free-bank-accounts.aspx

    Save on fees by choosing an account with no monthly fee and no fees for many ‘everyday’ transactions.

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    BankingTue, 23 Sep 2014 12:30:00 GMT
    The cost of weddings http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/the-cost-of-weddings.aspx

    CHOICE investigates if couples planning a wedding get quoted higher prices than other consumers, for exactly the same thing.

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    Shopping and legalThu, 28 Aug 2014 09:29:00 GMT
    Problems with payday loans http://www.choice.com.au/reviews-and-tests/money/borrowing/managing-debt/problems-with-payday-loans.aspx

    The latest payday loan legislation is a step forward, but it may not go far enough.

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    BorrowingWed, 06 Aug 2014 12:43:00 GMT
    Coles' partnership with GE Capital raises concerns http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/coles-partnership-with-ge-capital-raises-concerns.aspx

    With supermarket giant Coles announcing a looming joint venture with credit provider GE Capital, consumers could be getting more than they bargained for when they signed up for flybuys.

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    Shopping and legalThu, 31 Jul 2014 17:40:00 GMT
    Flooded by home insurance premiums http://www.choice.com.au/reviews-and-tests/money/insurance/house-and-car/flood-cover.aspx

    A lot has changed with flood cover on home insurance, and a lot has remained the same. How are insurers pricing flood into your home insurance premium?

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    InsuranceWed, 16 Jul 2014 10:23:00 GMT
    Know your consumer rights http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/know-your-consumer-rights.aspx

    Australian consumers are automatically protected by guarantees which give consumers the rights they expect when they buy goods and services.

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    Shopping and legalMon, 14 Jul 2014 14:58:00 GMT
    Unit pricing rules not always followed http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/unit-pricing-rules-not-always-followed.aspx

    Tricky packaging and labelling are a big part of how businesses sell products these days. Unit pricing is supposed to help you look past the marketing to compare prices and find the best value for money.

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    Shopping and legalMon, 14 Jul 2014 10:11:00 GMT
    Discount diva: how to live it up for less http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/discount-diva-how-to-live-it-up-for-less.aspx

    Want to save money while still enjoying the finer things in life? CHOICE journalist Zoya Sheftalovich is a discount queen for a week.

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    Shopping and legalWed, 02 Jul 2014 17:10:00 GMT
    Health insurance comparisons http://www.choice.com.au/reviews-and-tests/money/insurance/personal/health-insurance-review-and-compare.aspx

    We review 20 open funds in Australia, with recommendations to suit a variety of people in different life stages.

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    InsuranceMon, 30 Jun 2014 15:48:00 GMT
    Crowdfunding risks and rewards http://www.choice.com.au/reviews-and-tests/money/investing/products/crowdfunding-risks-and-rewards.aspx

    Should crowdfunding platforms such as Kickstarter and Pozible be compelled to offer better protections for funders?

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    InvestingWed, 25 Jun 2014 11:34:00 GMT
    Unfair contracts http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/unfair-contracts.aspx

    A contract is a legally enforceable agreement. If it's a standard form contract you are expected to sign or click I AGREE. But if one of the terms are unfair, you might have a right to have the term declared void.

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    Shopping and legalTue, 17 Jun 2014 17:16:00 GMT
    Rental rights http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/rental-rights.aspx

    From no-grounds evictions to limited leases, we learn that long-term rental security is almost non-existent for Australian tenants.

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    Shopping and legalThu, 12 Jun 2014 16:48:00 GMT
    Consumer harassment and coercion http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/harassment-and-coercion.aspx

    Businesses can't force you into buying goods or services that you don't want.

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    Shopping and legalTue, 10 Jun 2014 16:13:00 GMT
    Unsolicited supplies http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/unsolicited-supplies.aspx

    If you receive goods or services that you didn't order, you don't have to pay for them.

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    Shopping and legalTue, 10 Jun 2014 09:05:00 GMT
    Selling and trading your things online http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/how-to-get-rid-of-stuff-you-no-longer-need.aspx

    We've all got stuff we no longer want, need or use taking up space around the house. So how do you get the most of your useless junk?

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    Shopping and legalWed, 04 Jun 2014 10:24:00 GMT
    Pyramid schemes http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/pyramid-schemes.aspx

    Pyramid schemes are illegal schemes that promise wealth but depend on an endless supply of new members. You're taking a big risk with your money if you invest in a pyramid scheme.

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    Shopping and legalWed, 21 May 2014 17:27:00 GMT
    Budget cuts to health spending explained http://www.choice.com.au/reviews-and-tests/money/investing/budget/budget-cuts-to-health-spending.aspx

    The new Budget is set to change the face of healthcare in Australia. CHOICE analyses what it will mean for Australians.

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    InvestingWed, 21 May 2014 14:40:00 GMT
    First home saver accounts abolished http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/First-Home-Saver-account.aspx

    First home buyers have it harder than ever before. Now the first home saver account has been cut.

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    BorrowingThu, 15 May 2014 11:58:00 GMT
    2014 Budget winners and losers http://www.choice.com.au/reviews-and-tests/money/investing/budget/budget-2014-winners-losers.aspx

    With students, young families, professionals and pensioners all in the federal Budget's sights, who comes out on top and who is worse off?

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    InvestingTue, 13 May 2014 18:52:00 GMT
    2014 Federal Budget wrap-up http://www.choice.com.au/reviews-and-tests/money/investing/budget/budget-2014-wrap.aspx

    We analyse the impact of this year's Federal Budget on the hip pockets of families, students, higher income earners and older Australians.

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    InvestingTue, 13 May 2014 18:52:00 GMT
    Carbon-free investing http://www.choice.com.au/reviews-and-tests/money/investing/products/carbon-free-investing.aspx

    A new Australia Institute report warns your investment portfolio could be in peril.

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    InvestingTue, 13 May 2014 16:19:00 GMT
    Pricing problems http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/pricing.aspx

    What happens when a retailer displays more than one price? What can I do about misleading prices?

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    Shopping and legalTue, 13 May 2014 16:05:00 GMT
    Telemarketers and door-to-door sales http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/telemarketers-and-door-to-door-sales.aspx

    What rights do you have when a telemarketer calls you and tries to sell you something you don't want, or a salesperson knocks on your door and tries the hard sell?

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    Shopping and legalFri, 09 May 2014 16:20:00 GMT
    Buying cheaper clothing online http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/buying-cheaper-clothing-online.aspx

    Blocked from shopping at your favourite overseas online clothes store? There are ways to get around it.

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    Shopping and legalTue, 22 Apr 2014 08:55:00 GMT
    One cent and penny auction investigation http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/penny-auction-investigation.aspx

    CHOICE looks into reports of dodgy dealings in online penny auctions, where you seemingly win items for low prices, but may end up paying more than you bargained for.

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    Shopping and legalTue, 15 Apr 2014 09:41:00 GMT
    Pet insurance reviews http://www.choice.com.au/reviews-and-tests/money/insurance/personal/pet-insurance-policies-review-and-compare.aspx

    Pet insurance reviews from CHOICE not only reveal the best value cover but also expose common traps.

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    InsuranceFri, 04 Apr 2014 16:54:00 GMT
    The problems with ticketing http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Ticket-pricing.aspx

    We investigate the problems associated with buying tickets through agents, cinemas, and from scalpers.

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    Shopping and legalFri, 28 Mar 2014 09:46:00 GMT
    Wine and coffee mark-ups http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/eating-out-mark-ups.aspx

    When you choose a bottle of wine in a restaurant you could be paying up to 250% more than if you BYO. How do restaurants justify this price hike?

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    Shopping and legalWed, 26 Mar 2014 14:48:00 GMT
    Home warranty insurance http://www.choice.com.au/reviews-and-tests/money/insurance/personal/home-warranty-insurance.aspx

    Home warranty insurance is supposed to protect homeowners from incompetent builders, but it doesn’t do much to protect against unscrupulous ones.

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    InsuranceThu, 06 Mar 2014 16:24:00 GMT
    Should you drop extras health insurance? http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Should-you-drop-extras-health-insurance.aspx

    Extras health insurance is meant to help with smaller ongoing costs, such as a dental check-up or new glasses or contact lenses. But how much does it really help?

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    InsuranceFri, 28 Feb 2014 13:47:00 GMT
    Extended warranties http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/extended-warranties.aspx

    Consumers are already covered by the Australian Consumer Law's automatic guarantees, so do you need an extended warranty too?

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    Shopping and legalThu, 27 Feb 2014 09:42:00 GMT
    Trans-Pacific Partnership secretly trading away rights http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Trans-pacific-Partnership-secretly-trading-away-rights.aspx

    Leaked drafts of the secretive TPP agreement indicate that consumer rights and protections, food labelling and affordable medication are all up for grabs.

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    Shopping and legalTue, 11 Feb 2014 10:31:00 GMT
    Mental health and insurance http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Mental-health-and-insurance.aspx

    The insurance industry’s indiscriminate approach to risk assessment around mental health can mean the denial of cover, higher premiums or rejected claims, even if the illness is under control.

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    InsuranceThu, 06 Feb 2014 16:21:00 GMT
    Mobile money managers http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/mobile-money-managers.aspx

    We've checked out 10 financial apps that let you keep track of your spending or budget on the go.

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    BankingWed, 22 Jan 2014 12:40:00 GMT
    Fit for purpose? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/not-fit-for-purpose.aspx

    Consumers buy products that don’t do what they should on a daily basis, so what are your rights when it comes to getting what you paid for?

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    Shopping and legalMon, 16 Dec 2013 12:03:00 GMT
    The five scams of Christmas http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Christmas-scams.aspx

    Christmas is a once-a-year opportunity to scam consumers out of their money. Scams cost Australians $93m last year, plenty of which targeted holiday shoppers. We take a look at some of the worst offenders.

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    Shopping and legalWed, 04 Dec 2013 14:34:00 GMT
    Shopping centre design http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shopping-centre-design.aspx

    CHOICE investigates the tricks of the trade behind shopping centre design, and how these are encourage you to stay longer and shop more.

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    Shopping and legalTue, 03 Dec 2013 12:45:00 GMT
    Consumer law and extended warranties http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Consumer-law-and-extended-warranties.aspx

    A CHOICE shadow shop reveals that sales staff at Australia’s biggest electronics retailers have a limited or no understanding of their obligations under the Australian Consumer Law.

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    Shopping and legalWed, 27 Nov 2013 12:08:00 GMT
    Interest-free shopping offers http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/interest-free-deals.aspx

    Long-term payment deals can cost you hundreds of dollars in fees alone, even if you pay everything off within the interest-free period.

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    Shopping and legalMon, 18 Nov 2013 17:08:00 GMT
    Sustainable shopping bags http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/sustainable-shopping-bags.aspx

    The latest in the war on plastic.

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    Shopping and legalWed, 06 Nov 2013 11:49:00 GMT
    The trouble with gift cards http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/the-trouble-with-gift-cards.aspx

    Watch for short expiry dates if you're tempted by the convenience of a gift card.

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    Shopping and legalWed, 06 Nov 2013 07:00:00 GMT
    Companies that are difficult to contact http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Companies-that-are-hard-to-contact.aspx

    CHOICE is asking companies to make their contact details more accessible, after finding some businesses are playing hard to get.

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    Shopping and legalMon, 04 Nov 2013 13:38:00 GMT
    Life insurance http://www.choice.com.au/reviews-and-tests/money/insurance/personal/life-insurance-review-and-compare.aspx

    It’s more important than ever to know how much you’re paying for life insurance and what you'll get in return. We look at term life insurance policies from 15 insurers and 10 large industry super funds.

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    InsuranceFri, 25 Oct 2013 10:24:00 GMT
    How to save on international phone calls http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/How-to-save-on-international-phone-calls.aspx

    Keeping up with friends and family overseas can be expensive, so we show you how to cut your phone bill.

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    Shopping and legalTue, 15 Oct 2013 16:42:00 GMT
    Direct debit versus BPAY View http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bpay-view.aspx

    With BPAY and direct debit, there are now more convenient options than ever for paying your bills - but which one's the best for your wallet?

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    BankingTue, 08 Oct 2013 16:04:00 GMT
    Counterfeit goods http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Counterfeit-goods.aspx

    Knock-off products are no longer easily identified by misspelled logos and shoddy craftsmanship. While the quality of counterfeit products appears to be improving, the counterfeiters are also getting smarter at marketing their products.

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    Shopping and legalThu, 12 Sep 2013 00:01:00 GMT
    Duty-free shopping http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Duty-free-shopping.aspx

    Deals in airport duty-free shops may not be the best offer in town.

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    Shopping and legalWed, 11 Sep 2013 12:34:00 GMT
    MySuper rollout http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/My-Super-rollout.aspx

    MySuper is here to make superannuation less confusing and more transparent for average Australians

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    InvestingMon, 09 Sep 2013 10:03:00 GMT
    Car insurance reviews and comparisons http://www.choice.com.au/reviews-and-tests/money/insurance/house-and-car/car-insurance-review-and-compare.aspx

    We review 44 car insurance policies for each state and territory.

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    InsuranceWed, 28 Aug 2013 10:16:00 GMT
    Cheap health cover - members only http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Cheap-closed-health-cover.aspx

    Restricted health membership funds deliver top insurance policies at lower prices – and you may be able to join one.

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    InsuranceTue, 27 Aug 2013 16:15:00 GMT
    Insurance comparison sites http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Insurance-comparison-sites.aspx

    Looking for a new health, car, or home insurance policy? CHOICE's review of comparison websites reveals some hidden catches.

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    InsuranceThu, 22 Aug 2013 12:13:00 GMT
    Franchisee rights http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Franchisee-rights.aspx

    For consumers, franchises can be a dependable port of call in a crowded marketplace. But many Australians have paid dearly for signing on the dotted line to run their own franchise outlet, generally because they were led to believe one thing but working for a franchisor turned out to be another.

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    Shopping and legalThu, 22 Aug 2013 09:41:00 GMT
    Make the most of your representatives http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Make-the-most-of-your-representatives.aspx

    It can be easy to forget that politicians' purpose is to represent their constituents - you. So what is it exactly that politicians do, and how can you get them to represent you?

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    Shopping and legalTue, 13 Aug 2013 17:28:00 GMT
    Customer service online http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Shopping online.aspx

    Which of these online stores has the best customer service and returns policy?

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    Shopping and legalTue, 13 Aug 2013 10:56:00 GMT
    Pet premiums http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Veterinarian costs.aspx

    Costs for vet service can vary widely, and it doesn't help that there are no standard fee guidelines. Most vets no doubt deserve your trust, but with corporate vet franchises on the rise, upselling and overcharging are legitimate consumer concerns.

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    Shopping and legalMon, 22 Jul 2013 12:20:00 GMT
    Kids' sports fees http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Kids-sports-fees.aspx

    A healthy cut of junior soccer fees gets siphoned off to pay for elite regional teams. It's all about growing the game - but there's little or no support going back to the juniors.

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    Shopping and legalWed, 17 Jul 2013 15:56:00 GMT
    Term Deposit Rolling http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/Term-deposit-roll.aspx

    Over the past few years, bonus rates on online savings accounts have been as good or better than the highest rates on term deposit accounts. New regulations will see the pendulum swing back towards term deposits.

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    BankingMon, 15 Jul 2013 09:29:00 GMT
    Competition tricks and traps http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Competitions-fine-print.aspx

    You may find yourself getting more than you bargained for when you enter a competition

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    Shopping and legalThu, 27 Jun 2013 08:11:00 GMT
    Mortgage tips http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/mortgage-tips.aspx

    We give you tips and advice for what you need to know before taking out a new mortgage or switching mortgages, and explain how your mortgage is funded.

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    BorrowingTue, 25 Jun 2013 17:00:00 GMT
    Banking code exposed http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/Banking-code-revised.aspx

    A revised banking code is one thing. Compliance is another.

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    BankingFri, 31 May 2013 11:20:00 GMT
    Faded receipts http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Faded receipts.aspx

    We look at your rights when it comes to receipts that have faded and what you can do to prevent them from fading.

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    Shopping and legalMon, 13 May 2013 16:17:00 GMT
    ASIC's new rules http://www.choice.com.au/reviews-and-tests/money/investing/advice/asic-new-regs.aspx

    The government regulator has been making moves that could not only straighten out the finance sector but also make life easier for consumers.

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    InvestingMon, 29 Apr 2013 15:17:00 GMT
    Commission rebate schemes http://www.choice.com.au/reviews-and-tests/money/insurance/personal/commission-rebate-schemes.aspx

    Rebate services return a portion of the commission made on the purchase of insurance policies that would have otherwise gone to a broker to you.

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    InsuranceWed, 24 Apr 2013 15:34:00 GMT
    Consumer sharing http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/consumer-sharing.aspx

    Consumer sharing is growing in popularity to meet today’s buyer demands. It’s energy efficient, environmentally friendly and cost effective, and it’s now easier than ever.

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    Shopping and legalTue, 23 Apr 2013 09:07:00 GMT
    Fretting about mortgage debt? http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/mortgage-debt.aspx

    We look into the trend of a rising debt-to-income ratio in Australia. What's behind it, and what can you do to minimise your own mortgage debt?

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    BorrowingFri, 12 Apr 2013 10:00:00 GMT
    Shopping loyalty cards http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shopping-loyalty-cards.aspx

    CHOICE found that most loyalty programs offer such poor rewards you generally save less than a dollar per $100 spent.

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    Shopping and legalThu, 11 Apr 2013 09:49:00 GMT
    Who owns my brands? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Who-owns-my-brands.aspx

    Find out which multinationals own the brands sitting on the shelves of your local supermarket.

    ]]>
    Shopping and legalTue, 09 Apr 2013 15:22:00 GMT
    Funeral insurance http://www.choice.com.au/reviews-and-tests/money/insurance/personal/funeral-insurance.aspx

    Purchasing funeral insurance too early can be costly in the long run.

    ]]>
    InsuranceTue, 09 Apr 2013 14:37:00 GMT
    Overseas money transfers http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/Overseas-money-transfers.aspx

    Unexpected fees and a poor exchange rate could cost you hundreds of dollars in the course of an international money transfer.

    ]]>
    BankingWed, 03 Apr 2013 14:40:00 GMT
    Guide to switching health insurers http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Health-insurance-switching.aspx

    As health insurance premiums go up, now’s a good time to check that the amount you’re paying is justified by what you’re getting in return.

    ]]>
    InsuranceWed, 27 Mar 2013 11:48:00 GMT
    Celebrity endorsements http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Celebrity-endorsements.aspx

    Celebrities have been spruiking products for years. We look at the persuasive power of these endorsements, and whether they're all just hot air.

    ]]>
    Shopping and legalWed, 13 Mar 2013 17:12:00 GMT
    Cause for concern? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/charitable-giving.aspx

    The fundraising industry says personalised pens, pad, and address labels are an effective marketing ploy for inspiring generosity, but potential donors tell a different story.

    ]]>
    Shopping and legalFri, 08 Mar 2013 09:40:00 GMT
    Crackdown on credit card surcharges http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/Credit-card-surcharges.aspx

    As of 18 March, surcharges applied to credit cards will be capped at a reasonable cost for the retailer.

    ]]>
    BorrowingThu, 07 Mar 2013 09:28:00 GMT
    Outsourcing household chores http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Outsourcing-household-chores.aspx

    We check out how you can outsource various household chores, such as cleaning, dogwalking and general home maintenance, to ease the squeeze on your work-life balance.

    ]]>
    Shopping and legalMon, 04 Mar 2013 15:54:00 GMT
    Your guide to self-storage http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Your-guide-to-self-storage.aspx

    With a trend towards high-density living, more Australians are turning to self-storage as a short- or long-term solution for lack of space.

    ]]>
    Shopping and legalTue, 26 Feb 2013 11:56:00 GMT
    Wrap rage http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Packaging.aspx

    Some types of packaging are impossible to open for certain consumers and may even inflict injury. We've uncovered the main offenders.

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    Shopping and legalMon, 18 Feb 2013 14:25:00 GMT
    Pricing tricks http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/pricing-tricks.aspx

    Whether you’re doing the grocery shopping or looking a mobile phone deal, get the best value for money every time avoiding top pricing tricks.

    ]]>
    Shopping and legalFri, 01 Feb 2013 14:57:00 GMT
    Home and contents premium hikes http://www.choice.com.au/reviews-and-tests/money/insurance/house-and-car/Home-and-contents-premium-hikes.aspx

    Premium hikes over the last year have often come with the addition of mandatory flood cover, but it’s not clear flood risk has anything to do with it.

    ]]>
    InsuranceThu, 31 Jan 2013 09:23:00 GMT
    Review websites http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Review sites.aspx

    While consumers like to buy things that have been reviewed and recommended by others, we find you can't always trust the recommendations you find online.

    ]]>
    Shopping and legalWed, 23 Jan 2013 17:30:00 GMT
    Living wills http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Advance-care-directives.aspx

    With Australians living longer and often facing a drawn-out decline, being clear about your future healthcare plans is more important than ever.

    ]]>
    Shopping and legalTue, 22 Jan 2013 16:21:00 GMT
    How can ombudsman services help you? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Ombudsman-overview.aspx

    Consumers have a lot to gain from understanding how ombudsman services operate and how the complaint process works.

    ]]>
    Shopping and legalWed, 28 Nov 2012 14:09:00 GMT
    Quality vs price http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/quality-versus-price.aspx

    We pit a low-, medium- and high-end moisturiser, hair dryer and pair of men's underpants against each other in a user trial, and speak to experts about the results.

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    Shopping and legalTue, 27 Nov 2012 15:53:00 GMT
    Credit card ageism http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/Credit-card-ageism.aspx

    In what appears to be a widespread pattern, self-funded retirees are having their credit card applications knocked back.

    ]]>
    BorrowingThu, 15 Nov 2012 11:23:00 GMT
    Do you need a wrap fund? http://www.choice.com.au/reviews-and-tests/money/investing/products/Wrap-funds.aspx

    Choose a wrap fund that will comply with FoFA requirements, or charges fees for specific services that are clearly outlined in the agreement between you and your adviser.

    ]]>
    InvestingFri, 12 Oct 2012 10:17:00 GMT
    Private car park fines http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Private-car-park-fines.aspx

    Some private car park operators have been slapping motorists with bogus “fines” and threatening legal action if they don’t pay up.

    ]]>
    Shopping and legalTue, 02 Oct 2012 14:31:00 GMT
    Superannuation for women http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/Superannuation-for-women.aspx

    Despite the advances in equitable pay, women face a number of hurdles if they want to grow their superannuation independently.

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    InvestingWed, 26 Sep 2012 10:17:00 GMT
    Customer service shadow shop http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/customer-service-shadow-shop.aspx

    How do Australia's bricks and mortar retailers stack up when it comes to customer service? We shadow shop Australia's 10 most popular retailers.

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    Shopping and legalWed, 26 Sep 2012 06:00:00 GMT
    The rise of aroma marketing http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/the-rise-of-aroma-marketing.aspx

    Scent marketing is increasingly being used to draw consumers back into bricks-and-mortars stores.

    ]]>
    Shopping and legalWed, 15 Aug 2012 10:15:00 GMT
    Foreign transaction fees http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/Foreign-currency-transactions.aspx

    Exchange rates say Aussies should be picking up a nice little bonus on overseas transactions this year. Research by a savvy CHOICE member says otherwise.

    ]]>
    BankingTue, 10 Jul 2012 11:07:00 GMT
    Consolidating your debt http://www.choice.com.au/reviews-and-tests/money/borrowing/managing-debt/Debt-consolidation.aspx

    By using a debt consolidation business you could end up paying more in the long run than you would dealing directly with the creditors.

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    BorrowingFri, 22 Jun 2012 09:57:00 GMT
    Parallel imports http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/parallel-imports.aspx

    How can some products look, taste and function the same, yet vary so markedly in price from their mainstream, retail counterparts?

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    Shopping and legalTue, 19 Jun 2012 08:52:00 GMT
    Rent payment schemes http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Rent-payment-schemes.aspx

    Third-party rent payment schemes force tenants to pay for rent collection, and the fees can really add up.

    ]]>
    Shopping and legalThu, 07 Jun 2012 15:39:00 GMT
    Tackling call centres http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Call-centre-rights.aspx

    If you have a speech impediment, disability or an aversion to technology, call centres can cause you a lot of grief.

    ]]>
    Shopping and legalWed, 30 May 2012 13:24:00 GMT
    Finding a removalist http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Finding-a-removalist.aspx

    In 2011, Fair Trading NSW received 300 complaints about removalists – more than one every working day on average.

    ]]>
    Shopping and legalFri, 25 May 2012 11:35:00 GMT
    Mother's Day home test http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/mothers-day-home-test.aspx

    We decided to give our lab testers the day off and asked CHOICE member (and mum!), Monique Brunello, to be our home tester and look at some gift ideas for mums.

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    Shopping and legalFri, 11 May 2012 10:42:00 GMT
    The cut flower industry http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Cut-flowers.aspx

    We outline some concerns around imported cut flowers that might make you re-think that beautiful bouquet.

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    Shopping and legalWed, 09 May 2012 16:10:00 GMT
    Health insurance satisfaction survey http://www.choice.com.au/reviews-and-tests/money/insurance/personal/health-insurance-means-testing.aspx

    From July 1, health insurance premiums will increase for high-income earners. Pre-pay your annual premium now and any rebate reductions will only apply in 12 months time.

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    InsuranceSun, 22 Apr 2012 07:24:00 GMT
    Travel money card comparisons http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/travel-money-cards.aspx

    The travel card market has expanded in the last couple of years, with a range of new products released to the market, but the fees can still pack a sting.

    ]]>
    BankingTue, 27 Mar 2012 17:25:00 GMT
    Shopping for plus-size clothes http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/plus-size-clothing.aspx

    Plus-size clothing is limited and expensive for Australians despite there being a demand.

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    Shopping and legalMon, 26 Mar 2012 09:55:00 GMT
    Future-proof your super http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/future-proofing-your-super.aspx

    With the Euro zone and US economy looking shaky, what’s left of your super nest egg may once again be out on a limb.

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    InvestingTue, 21 Feb 2012 16:06:00 GMT
    Home loan fact sheet shadow shop http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/home-loan-key-facts-sheet-shadow-shop.aspx

    While most of the institutions we visited do provide key fact sheets on their websites, overall it seems that bank staff have little or no idea the fact sheets even exist.

    ]]>
    BorrowingSun, 19 Feb 2012 07:42:00 GMT
    Australian Consumer Law http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/australian-consumer-law---one-year-on.aspx

    The newly introduced Australian Consumer Law gives consumers better protection when purchasing than ever before.

    ]]>
    Shopping and legalFri, 23 Dec 2011 12:09:00 GMT
    Unwanted Christmas gifts http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/unwanted-christmas-gifts.aspx

    Our survey finds, a whopping 21% of items purchased as Christmas presents fall short on performance.

    ]]>
    Shopping and legalWed, 21 Dec 2011 13:15:00 GMT
    In the dark on interest-free deals http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shoppers-misled-on-interest-free-deals.aspx

    CHOICE looked at some interest-free payment offers available with six major retailers, and sent a shadow shopper to the stores.

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    Shopping and legalTue, 20 Dec 2011 17:06:00 GMT
    Christmas gifts for the traveller http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide-traveller.aspx

    We pick fun and handy products that will make great Christmas presents for anyone who loves to travel.

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    Shopping and legalFri, 16 Dec 2011 09:03:00 GMT
    Credit card travel insurance reviews http://www.choice.com.au/reviews-and-tests/money/insurance/personal/credit-card-travel-insurance.aspx

    Many gold and platinum credit cards offer travel insurance, but the cover can vary.

    ]]>
    InsuranceTue, 13 Dec 2011 16:55:00 GMT
    Bank Satisfaction Survey 2011 http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-satisfaction-survey-2011.aspx

    Most participants in our survey have long-term relationships with one of the big four banks, but the loyalty has yielded very little satisfaction.

    ]]>
    BankingFri, 02 Dec 2011 14:03:00 GMT
    Work-from-home scams http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/work-from-home-scams.aspx

    Work-from-home offers can be tempting, but they can make you vulnerable to identity theft. We reveal the top five scams, and explain how to protect yourself from them.

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    Shopping and legalTue, 29 Nov 2011 16:25:00 GMT
    Christmas gifts for the keen cook http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide-household.aspx

    CHOICE picks the kitchen gadgets that will make great Christmas presents for anyone who loves to cook.

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    Shopping and legalTue, 29 Nov 2011 10:21:00 GMT
    Excess package http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/excess-packaging.aspx

    The amount of packaging material in the postal system is piling up as more and more people do their shopping online.

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    Shopping and legalThu, 24 Nov 2011 16:01:00 GMT
    Christmas gifts for the gadget fan http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide-technology.aspx

    We round up the best technology buys, from tablets, to televisions, to MP3 players, to eBook readers.

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    Shopping and legalWed, 23 Nov 2011 10:53:00 GMT
    Christmas gift guide 2011 http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide.aspx

    From digital cameras to kitchen gadgets, our gift ideas cater to all budgets.

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    Shopping and legalWed, 16 Nov 2011 11:04:00 GMT
    Real estate's influence on newspapers http://www.choice.com.au/reviews-and-tests/money/investing/property/real-estate-puffery.aspx

    Where does advertising end and editorial begin in the murky grey area between the glossy snapshots and auction listings?

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    InvestingWed, 19 Oct 2011 16:48:00 GMT
    Demystifying financial advice http://www.choice.com.au/reviews-and-tests/money/investing/advice/financial-advisor-reforms.aspx

    CHOICE has been calling for an overhaul of the financial services industry for more than 20 years. The federal government's Future of Financial Advice(FOFA) reforms will hopefully resolve some of the issues.

    ]]>
    InvestingMon, 26 Sep 2011 14:35:00 GMT
    Refinancing your home loan http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/refinancing-your-home-loan.aspx

    Switch and save and take a fresh look at the interest rates on your home loan. We take you through the basics and present some easy options to put you on the fast track to a better deal.

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    BorrowingFri, 16 Sep 2011 11:53:00 GMT
    High postage paid http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/high-postage-paid.aspx

    Australians appear to be paying more than consumers in NZ, the US, UK and further afield for staple services such as international postage.

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    Shopping and legalMon, 22 Aug 2011 15:24:00 GMT
    Unnecessary insurance policies http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Unnecessary-insurance-policies.aspx

    We expose the top five types of junk insurance and suggest some smarter alternatives.

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    InsuranceSat, 13 Aug 2011 09:41:00 GMT
    Retailer tricks of the trade http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/retailer-tricks-of-the-trade.aspx

    Online shopping is often quicker and cheaper, but bricks-and-mortars retailers have a few tricks that keep us coming back.

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    Shopping and legalTue, 02 Aug 2011 10:23:00 GMT
    Shopping online for overseas goods http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shopping-online-for-overseas-goods.aspx

    Buying from foreign retailers has netted Australians big discounts. We look into the current state of play for online shopping.

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    Shopping and legalWed, 06 Jul 2011 17:50:00 GMT
    Pitfalls for tall consumers http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/pitfalls-for-tall-consumers.aspx

    Tall consumers are getting the short end of the stick in everything from buying clothes to travelling on planes, trains and in cars.

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    Shopping and legalThu, 23 Jun 2011 17:32:00 GMT
    Inflated surcharges http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/supercharged-surcharges.aspx

    Retailers are increasingly imposing surcharges on credit card transactions – but the RBA may finally be taking action.

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    BorrowingThu, 09 Jun 2011 15:11:00 GMT
    CHOICE applauds new financial planning rules http://www.choice.com.au/reviews-and-tests/money/investing/advice/finding-independent-financial-advice.aspx

    The government says the changes will require financial planners to prioritise the interests of their clients.

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    InvestingThu, 28 Apr 2011 16:40:00 GMT
    Finance comparison sites http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/finance-comparison-websites.aspx

    These websites can be used to explore many products, from bank accounts to home loans, but CHOICE recommends you approach sites with care.

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    BankingWed, 27 Apr 2011 16:55:00 GMT
    Bargain book buys http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/book_buying_guide.aspx

    Chain, independent or online book retailers – we size up the options.

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    Shopping and legalTue, 05 Apr 2011 10:32:00 GMT
    Resolving a financial complaint http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/making-a-financial-complaint.aspx

    Dealing directly with banks and other financial services providers to resolve disputes is usually more effective than taking the matter to court.

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    Shopping and legalThu, 17 Mar 2011 10:44:00 GMT
    Move your money http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/move-your-money.aspx

    $153 billion worth of Australian money currently sits in everday transaction accounts that earn little or no interest.

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    BankingMon, 14 Mar 2011 15:11:00 GMT
    Savings at the cinema http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/cinema-rip-offs.aspx

    With movie ticket and candy bar prices continuing to rise, can a night at the movies be affordable?

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    Shopping and legalThu, 10 Mar 2011 15:44:00 GMT
    CHOICE releases Better Banking report http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/banking-report.aspx

    The report marks a major milestone in our campaign for fairer banking.

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    BankingWed, 02 Mar 2011 14:34:00 GMT
    CHOICE slams foreign ATM fees http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/atm-fees.aspx

    Consumers continue to pay up to $4 when they visit “foreign” ATMs.

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    BankingWed, 16 Feb 2011 17:16:00 GMT
    Funeral costs http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/funeral-costs.aspx

    CHOICE found that funeral costs fluctuate wildly. We highlight ways to get a fair deal.

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    Shopping and legalWed, 09 Feb 2011 16:08:00 GMT
    High tech shopping http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/high-tech-shopping.aspx

    CHOICE takes a closer look at the high-tech devices in supermarkets now, and those on the way.

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    Shopping and legalThu, 20 Jan 2011 15:23:00 GMT
    Mother's Day guide http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/mothers-day-guide.aspx

    Our busy mums are faced with a myriad of decisions every day. We believe they should have the best advice at their fingertips this Mothers' Day.

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    Shopping and legalFri, 24 Dec 2010 15:34:00 GMT
    Group buying websites http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/coupon-websites.aspx

    Some of the best consumer bargains can be found online through coupon websites.

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    Shopping and legalThu, 25 Nov 2010 09:00:00 GMT
    Charity Christmas cards http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/charity-christmas-cards.aspx

    Buying direct from the charity is often a better way to get your money direct to the good cause.

    ]]>
    Shopping and legalThu, 04 Nov 2010 16:01:00 GMT
    Cash for gold http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/gold-jewellery.aspx

    CHOICE visited 10 gold-buying shops in Sydney with a ring and two necklaces, and was offered between 39% and 89% of the gold value for the items.

    ]]>
    Shopping and legalWed, 20 Oct 2010 14:53:00 GMT
    Drycleaning dramas http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/drycleaning.aspx

    Inaccurate care labels could be at the heart of many drycleaning mishaps.

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    Shopping and legalFri, 08 Oct 2010 12:10:00 GMT
    What annoys Australians? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/what-annoys-australians.aspx

    Hidden fees, faulty products, endless phone menus - Australians' biggest complaints are consumer and/or product-related.

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    Shopping and legalFri, 01 Oct 2010 12:34:00 GMT
    Bank satisfaction survey 2010 http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-satisfaction-survey-2010.aspx

    If you're not getting an interest rate saving of at least 0.7% then you're probably paying too much.

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    BankingWed, 01 Sep 2010 15:12:00 GMT
    Made in Australia? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/made in australia.aspx

    Current labelling laws are broad and inconsistent even within the same industry. Country of origin and other claims, mixed with marketing hype, are confusing shoppers.

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    Shopping and legalMon, 30 Aug 2010 19:57:00 GMT
    Movies on the cheap http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/movie-rentals.aspx

    We outline the benefits and pitfalls so you can find which way saves you money.

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    Shopping and legalTue, 10 Aug 2010 09:46:00 GMT
    Super satisfaction survey http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/super-satisfaction.aspx

    See which funds have the most satisfied members for fees and performance and read our tips for switching.

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    InvestingFri, 23 Jul 2010 17:04:00 GMT
    Spectacles buying guide http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/spectacles-buying-guide.aspx

    Our price guide takes you through the confusing array of extras and options to explain exactly what you need to look for when shopping for specs.

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    Shopping and legalFri, 02 Jul 2010 14:17:00 GMT
    Bank fee bonanza http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-penalty-fee-income.aspx

    The Reserve Bank of Australia's annual bank fees report reveals there has been a shift in banks' household penalty fee income from deposit accounts towards loans.

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    BankingThu, 10 Jun 2010 01:00:00 GMT
    Bottleshop prices http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/bottleshops.aspx

    See our CHOICE price comparison of wine, beer and spirit prices at a number of different outlets.

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    Shopping and legalMon, 31 May 2010 14:00:00 GMT
    New report exposes bias http://www.choice.com.au/reviews-and-tests/money/investing/advice/advice-bias.aspx

    If you get financial advice from any of largest six financial planning groups, there’s a good chance you'll end up with investment products offered by the adviser’s parent company.

    ]]>
    InvestingWed, 26 May 2010 10:01:00 GMT
    Income for life? http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/income-for-life-retirement-products.aspx

    With the average life expectancy increasing, the risk of running out of your savings during retirement is very real.

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    InvestingTue, 25 May 2010 12:17:00 GMT
    Woolworths and debit cards http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/woolworths-and-debit-cards.aspx

    You can no longer press “CR” after swiping your debit card at Woolies. We look at the reason for this change, and its potential impacts.

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    BankingTue, 20 Apr 2010 15:50:00 GMT
    How to cope with interest rate increases http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/how-to-cope-with-interest-rate-increases.aspx

    The RBA increased interest rates by 0.25% in April 2010.

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    BorrowingTue, 06 Apr 2010 15:00:00 GMT
    Will kits http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/will-kits.aspx

    An up-to-date, detailed will is essential for protecting your loved ones. We look at the basics you need to have covered.

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    Shopping and legalWed, 24 Mar 2010 12:30:00 GMT
    CHOICE 50th anniversary http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/choice-50th-anniversary.aspx

    From the sixties through to the noughties, CHOICE TV captures all the highlights.

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    Shopping and legalTue, 23 Mar 2010 16:40:00 GMT
    Balance transfer credit cards http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/balance-transfer-cards.aspx

    It may give you a breather, but it could also lead you to one of the worst traps set by card companies.

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    BorrowingMon, 22 Mar 2010 14:49:00 GMT
    Australian credit cards fail UK standards http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/australian-credit-cards-fail uk-standards.aspx

    We compared our banks' standard practices with consumer protection for UK credit card customers, and found Australian consumers are treated far less fairly.

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    BorrowingMon, 22 Mar 2010 13:44:00 GMT
    Low-fee transaction account reviews http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/low-fee transaction accounts.aspx

    Switching to a new transaction account with no monthly fees and low transaction costs may save you more than $200 per year. CHOICE selects the picks of the crop.

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    BankingFri, 12 Mar 2010 16:14:00 GMT
    ING Direct Orange Everyday review http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/ing direct orange review.aspx

    The account isn't completely fee-free and it doesn't pay interest, but most everyday transactions are free and there are incentives that will be attractive to many customers.

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    BankingWed, 10 Mar 2010 13:39:00 GMT
    Jetstar MasterCard review http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/jetstar-mastercard-review.aspx

    Following in the footsteps of major retailers Myer, Woolworths and David Jones, Jetstar has launched its own branded MasterCard and Platinum MasterCard.

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    BorrowingTue, 09 Feb 2010 15:00:00 GMT
    Which credit card for you? http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/credit-card-interest.aspx

    CHOICE reveals which providers are bucking this trend to treat their customers fairly.

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    BorrowingMon, 25 Jan 2010 00:30:00 GMT
    Bankwest Zero quick review http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bankwest-zero-review.aspx

    The new Bankwest Zero account refunds its customers the fees that the big four banks charge when you use their ATM machines.

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    BankingMon, 18 Jan 2010 00:30:00 GMT
    Know your rights http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/know-your-rights.aspx

    What can you do when you know you’re getting a raw deal, but don't know what to do about it? Read on.

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    Shopping and legalTue, 12 Jan 2010 13:22:00 GMT
    Travel money cards quick review http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/travel-money-cards-quick-review.aspx

    We expose the hidden costs.

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    BankingMon, 21 Dec 2009 16:51:00 GMT
    Westpac's unsolicited debit card churn http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/westpac-debit-card-churn.aspx

    The regulator claimed that Westpac breached the The Australian Securities and Investments Commission Act 2001 by sending unsolicited debit cards to consumers, but the Federal Court has taken a different view.

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    BorrowingFri, 18 Dec 2009 11:25:00 GMT
    Commission refunds http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/commission-refunds-review-and-compare.aspx

    You can choose who receives the sales and advice kickbacks from your investments. But weigh up the pros and cons before making any changes.

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    InvestingTue, 15 Dec 2009 10:35:00 GMT
    Weddings - at what price? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/wedding-investigation.aspx

    This year Australian couples are expected to spend an estimated $3.7 billion on their big day - but can you be sure you're paying what you should?

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    Shopping and legalThu, 10 Dec 2009 11:12:00 GMT
    Best online shopping sites http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/best-christmas-shopping-sites.aspx

    We save you time and effort by bringing you a list of the best online sites for books and CDS, clothes, electronics, as well as as cosmetics and fragrances.

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    Shopping and legalTue, 10 Nov 2009 15:29:00 GMT
    Bank satisfaction survey 2009 http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-satisfaction-survey-2009.aspx

    Over the past year, ANZ, Commonwealth, NAB and Westpac have increased market share but our survey reveals they haven't increased in popularity.

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    BankingWed, 30 Sep 2009 15:40:00 GMT
    Hidden fees in phone cards http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/hidden-fees-in-phone-cards.aspx

    Extra costs, such as “service” fees that gobble up credit even when you’re not making calls are often not advertised on the posters or phone cards.

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    Shopping and legalFri, 25 Sep 2009 11:17:00 GMT
    Reward cards review 2009 http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/reward-cards-review-2009.aspx

    We analysed 63 reward credit and charge cards, looking at frequent flyer points, shopping vouchers and cash rewards.

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    BorrowingThu, 19 Mar 2009 10:49:00 GMT
    Cashbacks not always a good deal http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/cashback-capers.aspx

    Retail and manufacturing marketing execs are certainly onto a winner with cashback schemes, but consumer benefit is not as guaranteed.

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    Shopping and legalSat, 13 Dec 2008 10:36:00 GMT
    Switch financial providers and save http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/switch-financial-providers-and-save.aspx

    For most of us, minimising the cost of 'staple' financial services like bank accounts and insurance is important. Here's how to save.

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    BankingFri, 15 Feb 2008 13:04:00 GMT
    Financial planning step-by-step guide http://www.choice.com.au/reviews-and-tests/money/investing/advice/financial-planning-step-by-step-guide.aspx

    Follow this six-step guide to improve your chances of getting a high standard of service and advice from a financial planner.

    ]]>
    InvestingSat, 10 Sep 2005 09:59:00 GMT
    Duty-free is it worth it? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/duty-free-is-it-worth-it.aspx

    Duty-free shopping was one of the perks of travelling overseas. The introduction of GST saw a whole raft taxes phased out, so is still good value?

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    Shopping and legalTue, 23 Aug 2005 11:42:00 GMT
    CHOICE - Money http://www.choice.com.au/reviews-and-tests/money.aspxIndependent and trusted tests and investigations of your banking, investments, superannuation, insurance and savings from CHOICE Australia. Copyright 2014 www.choice.com.auen-au http://www.choice.com.au/img/logo_choice.gif www.choice.com.au http://www.choice.com.auWed, 01 Oct 2014 01:47:19 GMTMoneyTop online savings accounts http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/best-online-savings-account.aspx

    Don't leave your hard-earned money in zero interest paying transaction accounts, use a high interest account instead.

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    BankingMon, 29 Sep 2014 10:44:00 GMT
    Lowest price and price-match guarantees http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/lowest-price-guarantees-price-matching.aspx

    In many cases, a lowest-price guarantee isn't actually guaranteeing the lowest price.

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    Shopping and legalWed, 24 Sep 2014 12:06:00 GMT
    Top fee-free bank accounts http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/top-fee-free-bank-accounts.aspx

    Save on fees by choosing an account with no monthly fee and no fees for many ‘everyday’ transactions.

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    BankingTue, 23 Sep 2014 12:30:00 GMT
    The cost of weddings http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/the-cost-of-weddings.aspx

    CHOICE investigates if couples planning a wedding get quoted higher prices than other consumers, for exactly the same thing.

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    Shopping and legalThu, 28 Aug 2014 09:29:00 GMT
    Problems with payday loans http://www.choice.com.au/reviews-and-tests/money/borrowing/managing-debt/problems-with-payday-loans.aspx

    The latest payday loan legislation is a step forward, but it may not go far enough.

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    BorrowingWed, 06 Aug 2014 12:43:00 GMT
    Coles' partnership with GE Capital raises concerns http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/coles-partnership-with-ge-capital-raises-concerns.aspx

    With supermarket giant Coles announcing a looming joint venture with credit provider GE Capital, consumers could be getting more than they bargained for when they signed up for flybuys.

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    Shopping and legalThu, 31 Jul 2014 17:40:00 GMT
    Flooded by home insurance premiums http://www.choice.com.au/reviews-and-tests/money/insurance/house-and-car/flood-cover.aspx

    A lot has changed with flood cover on home insurance, and a lot has remained the same. How are insurers pricing flood into your home insurance premium?

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    InsuranceWed, 16 Jul 2014 10:23:00 GMT
    Know your consumer rights http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/know-your-consumer-rights.aspx

    Australian consumers are automatically protected by guarantees which give consumers the rights they expect when they buy goods and services.

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    Shopping and legalMon, 14 Jul 2014 14:58:00 GMT
    Unit pricing rules not always followed http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/unit-pricing-rules-not-always-followed.aspx

    Tricky packaging and labelling are a big part of how businesses sell products these days. Unit pricing is supposed to help you look past the marketing to compare prices and find the best value for money.

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    Shopping and legalMon, 14 Jul 2014 10:11:00 GMT
    Discount diva: how to live it up for less http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/discount-diva-how-to-live-it-up-for-less.aspx

    Want to save money while still enjoying the finer things in life? CHOICE journalist Zoya Sheftalovich is a discount queen for a week.

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    Shopping and legalWed, 02 Jul 2014 17:10:00 GMT
    Health insurance comparisons http://www.choice.com.au/reviews-and-tests/money/insurance/personal/health-insurance-review-and-compare.aspx

    We review 20 open funds in Australia, with recommendations to suit a variety of people in different life stages.

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    InsuranceMon, 30 Jun 2014 15:48:00 GMT
    Crowdfunding risks and rewards http://www.choice.com.au/reviews-and-tests/money/investing/products/crowdfunding-risks-and-rewards.aspx

    Should crowdfunding platforms such as Kickstarter and Pozible be compelled to offer better protections for funders?

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    InvestingWed, 25 Jun 2014 11:34:00 GMT
    Unfair contracts http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/unfair-contracts.aspx

    A contract is a legally enforceable agreement. If it's a standard form contract you are expected to sign or click I AGREE. But if one of the terms are unfair, you might have a right to have the term declared void.

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    Shopping and legalTue, 17 Jun 2014 17:16:00 GMT
    Rental rights http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/rental-rights.aspx

    From no-grounds evictions to limited leases, we learn that long-term rental security is almost non-existent for Australian tenants.

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    Shopping and legalThu, 12 Jun 2014 16:48:00 GMT
    Consumer harassment and coercion http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/harassment-and-coercion.aspx

    Businesses can't force you into buying goods or services that you don't want.

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    Shopping and legalTue, 10 Jun 2014 16:13:00 GMT
    Unsolicited supplies http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/unsolicited-supplies.aspx

    If you receive goods or services that you didn't order, you don't have to pay for them.

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    Shopping and legalTue, 10 Jun 2014 09:05:00 GMT
    Selling and trading your things online http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/how-to-get-rid-of-stuff-you-no-longer-need.aspx

    We've all got stuff we no longer want, need or use taking up space around the house. So how do you get the most of your useless junk?

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    Shopping and legalWed, 04 Jun 2014 10:24:00 GMT
    Pyramid schemes http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/pyramid-schemes.aspx

    Pyramid schemes are illegal schemes that promise wealth but depend on an endless supply of new members. You're taking a big risk with your money if you invest in a pyramid scheme.

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    Shopping and legalWed, 21 May 2014 17:27:00 GMT
    Budget cuts to health spending explained http://www.choice.com.au/reviews-and-tests/money/investing/budget/budget-cuts-to-health-spending.aspx

    The new Budget is set to change the face of healthcare in Australia. CHOICE analyses what it will mean for Australians.

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    InvestingWed, 21 May 2014 14:40:00 GMT
    First home saver accounts abolished http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/First-Home-Saver-account.aspx

    First home buyers have it harder than ever before. Now the first home saver account has been cut.

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    BorrowingThu, 15 May 2014 11:58:00 GMT
    2014 Budget winners and losers http://www.choice.com.au/reviews-and-tests/money/investing/budget/budget-2014-winners-losers.aspx

    With students, young families, professionals and pensioners all in the federal Budget's sights, who comes out on top and who is worse off?

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    InvestingTue, 13 May 2014 18:52:00 GMT
    2014 Federal Budget wrap-up http://www.choice.com.au/reviews-and-tests/money/investing/budget/budget-2014-wrap.aspx

    We analyse the impact of this year's Federal Budget on the hip pockets of families, students, higher income earners and older Australians.

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    InvestingTue, 13 May 2014 18:52:00 GMT
    Carbon-free investing http://www.choice.com.au/reviews-and-tests/money/investing/products/carbon-free-investing.aspx

    A new Australia Institute report warns your investment portfolio could be in peril.

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    InvestingTue, 13 May 2014 16:19:00 GMT
    Pricing problems http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/pricing.aspx

    What happens when a retailer displays more than one price? What can I do about misleading prices?

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    Shopping and legalTue, 13 May 2014 16:05:00 GMT
    Telemarketers and door-to-door sales http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/telemarketers-and-door-to-door-sales.aspx

    What rights do you have when a telemarketer calls you and tries to sell you something you don't want, or a salesperson knocks on your door and tries the hard sell?

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    Shopping and legalFri, 09 May 2014 16:20:00 GMT
    Buying cheaper clothing online http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/buying-cheaper-clothing-online.aspx

    Blocked from shopping at your favourite overseas online clothes store? There are ways to get around it.

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    Shopping and legalTue, 22 Apr 2014 08:55:00 GMT
    One cent and penny auction investigation http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/penny-auction-investigation.aspx

    CHOICE looks into reports of dodgy dealings in online penny auctions, where you seemingly win items for low prices, but may end up paying more than you bargained for.

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    Shopping and legalTue, 15 Apr 2014 09:41:00 GMT
    Pet insurance reviews http://www.choice.com.au/reviews-and-tests/money/insurance/personal/pet-insurance-policies-review-and-compare.aspx

    Pet insurance reviews from CHOICE not only reveal the best value cover but also expose common traps.

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    InsuranceFri, 04 Apr 2014 16:54:00 GMT
    The problems with ticketing http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Ticket-pricing.aspx

    We investigate the problems associated with buying tickets through agents, cinemas, and from scalpers.

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    Shopping and legalFri, 28 Mar 2014 09:46:00 GMT
    Wine and coffee mark-ups http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/eating-out-mark-ups.aspx

    When you choose a bottle of wine in a restaurant you could be paying up to 250% more than if you BYO. How do restaurants justify this price hike?

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    Shopping and legalWed, 26 Mar 2014 14:48:00 GMT
    Home warranty insurance http://www.choice.com.au/reviews-and-tests/money/insurance/personal/home-warranty-insurance.aspx

    Home warranty insurance is supposed to protect homeowners from incompetent builders, but it doesn’t do much to protect against unscrupulous ones.

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    InsuranceThu, 06 Mar 2014 16:24:00 GMT
    Should you drop extras health insurance? http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Should-you-drop-extras-health-insurance.aspx

    Extras health insurance is meant to help with smaller ongoing costs, such as a dental check-up or new glasses or contact lenses. But how much does it really help?

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    InsuranceFri, 28 Feb 2014 13:47:00 GMT
    Extended warranties http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/extended-warranties.aspx

    Consumers are already covered by the Australian Consumer Law's automatic guarantees, so do you need an extended warranty too?

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    Shopping and legalThu, 27 Feb 2014 09:42:00 GMT
    Trans-Pacific Partnership secretly trading away rights http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Trans-pacific-Partnership-secretly-trading-away-rights.aspx

    Leaked drafts of the secretive TPP agreement indicate that consumer rights and protections, food labelling and affordable medication are all up for grabs.

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    Shopping and legalTue, 11 Feb 2014 10:31:00 GMT
    Mental health and insurance http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Mental-health-and-insurance.aspx

    The insurance industry’s indiscriminate approach to risk assessment around mental health can mean the denial of cover, higher premiums or rejected claims, even if the illness is under control.

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    InsuranceThu, 06 Feb 2014 16:21:00 GMT
    Mobile money managers http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/mobile-money-managers.aspx

    We've checked out 10 financial apps that let you keep track of your spending or budget on the go.

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    BankingWed, 22 Jan 2014 12:40:00 GMT
    Fit for purpose? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/not-fit-for-purpose.aspx

    Consumers buy products that don’t do what they should on a daily basis, so what are your rights when it comes to getting what you paid for?

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    Shopping and legalMon, 16 Dec 2013 12:03:00 GMT
    The five scams of Christmas http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Christmas-scams.aspx

    Christmas is a once-a-year opportunity to scam consumers out of their money. Scams cost Australians $93m last year, plenty of which targeted holiday shoppers. We take a look at some of the worst offenders.

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    Shopping and legalWed, 04 Dec 2013 14:34:00 GMT
    Shopping centre design http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shopping-centre-design.aspx

    CHOICE investigates the tricks of the trade behind shopping centre design, and how these are encourage you to stay longer and shop more.

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    Shopping and legalTue, 03 Dec 2013 12:45:00 GMT
    Consumer law and extended warranties http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Consumer-law-and-extended-warranties.aspx

    A CHOICE shadow shop reveals that sales staff at Australia’s biggest electronics retailers have a limited or no understanding of their obligations under the Australian Consumer Law.

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    Shopping and legalWed, 27 Nov 2013 12:08:00 GMT
    Interest-free shopping offers http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/interest-free-deals.aspx

    Long-term payment deals can cost you hundreds of dollars in fees alone, even if you pay everything off within the interest-free period.

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    Shopping and legalMon, 18 Nov 2013 17:08:00 GMT
    Sustainable shopping bags http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/sustainable-shopping-bags.aspx

    The latest in the war on plastic.

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    Shopping and legalWed, 06 Nov 2013 11:49:00 GMT
    The trouble with gift cards http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/the-trouble-with-gift-cards.aspx

    Watch for short expiry dates if you're tempted by the convenience of a gift card.

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    Shopping and legalWed, 06 Nov 2013 07:00:00 GMT
    Companies that are difficult to contact http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Companies-that-are-hard-to-contact.aspx

    CHOICE is asking companies to make their contact details more accessible, after finding some businesses are playing hard to get.

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    Shopping and legalMon, 04 Nov 2013 13:38:00 GMT
    Life insurance http://www.choice.com.au/reviews-and-tests/money/insurance/personal/life-insurance-review-and-compare.aspx

    It’s more important than ever to know how much you’re paying for life insurance and what you'll get in return. We look at term life insurance policies from 15 insurers and 10 large industry super funds.

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    InsuranceFri, 25 Oct 2013 10:24:00 GMT
    How to save on international phone calls http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/How-to-save-on-international-phone-calls.aspx

    Keeping up with friends and family overseas can be expensive, so we show you how to cut your phone bill.

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    Shopping and legalTue, 15 Oct 2013 16:42:00 GMT
    Direct debit versus BPAY View http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bpay-view.aspx

    With BPAY and direct debit, there are now more convenient options than ever for paying your bills - but which one's the best for your wallet?

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    BankingTue, 08 Oct 2013 16:04:00 GMT
    Counterfeit goods http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Counterfeit-goods.aspx

    Knock-off products are no longer easily identified by misspelled logos and shoddy craftsmanship. While the quality of counterfeit products appears to be improving, the counterfeiters are also getting smarter at marketing their products.

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    Shopping and legalThu, 12 Sep 2013 00:01:00 GMT
    Duty-free shopping http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Duty-free-shopping.aspx

    Deals in airport duty-free shops may not be the best offer in town.

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    Shopping and legalWed, 11 Sep 2013 12:34:00 GMT
    MySuper rollout http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/My-Super-rollout.aspx

    MySuper is here to make superannuation less confusing and more transparent for average Australians

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    InvestingMon, 09 Sep 2013 10:03:00 GMT
    Car insurance reviews and comparisons http://www.choice.com.au/reviews-and-tests/money/insurance/house-and-car/car-insurance-review-and-compare.aspx

    We review 44 car insurance policies for each state and territory.

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    InsuranceWed, 28 Aug 2013 10:16:00 GMT
    Cheap health cover - members only http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Cheap-closed-health-cover.aspx

    Restricted health membership funds deliver top insurance policies at lower prices – and you may be able to join one.

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    InsuranceTue, 27 Aug 2013 16:15:00 GMT
    Insurance comparison sites http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Insurance-comparison-sites.aspx

    Looking for a new health, car, or home insurance policy? CHOICE's review of comparison websites reveals some hidden catches.

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    InsuranceThu, 22 Aug 2013 12:13:00 GMT
    Franchisee rights http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Franchisee-rights.aspx

    For consumers, franchises can be a dependable port of call in a crowded marketplace. But many Australians have paid dearly for signing on the dotted line to run their own franchise outlet, generally because they were led to believe one thing but working for a franchisor turned out to be another.

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    Shopping and legalThu, 22 Aug 2013 09:41:00 GMT
    Make the most of your representatives http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Make-the-most-of-your-representatives.aspx

    It can be easy to forget that politicians' purpose is to represent their constituents - you. So what is it exactly that politicians do, and how can you get them to represent you?

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    Shopping and legalTue, 13 Aug 2013 17:28:00 GMT
    Customer service online http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Shopping online.aspx

    Which of these online stores has the best customer service and returns policy?

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    Shopping and legalTue, 13 Aug 2013 10:56:00 GMT
    Pet premiums http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Veterinarian costs.aspx

    Costs for vet service can vary widely, and it doesn't help that there are no standard fee guidelines. Most vets no doubt deserve your trust, but with corporate vet franchises on the rise, upselling and overcharging are legitimate consumer concerns.

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    Shopping and legalMon, 22 Jul 2013 12:20:00 GMT
    Kids' sports fees http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Kids-sports-fees.aspx

    A healthy cut of junior soccer fees gets siphoned off to pay for elite regional teams. It's all about growing the game - but there's little or no support going back to the juniors.

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    Shopping and legalWed, 17 Jul 2013 15:56:00 GMT
    Term Deposit Rolling http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/Term-deposit-roll.aspx

    Over the past few years, bonus rates on online savings accounts have been as good or better than the highest rates on term deposit accounts. New regulations will see the pendulum swing back towards term deposits.

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    BankingMon, 15 Jul 2013 09:29:00 GMT
    Competition tricks and traps http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Competitions-fine-print.aspx

    You may find yourself getting more than you bargained for when you enter a competition

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    Shopping and legalThu, 27 Jun 2013 08:11:00 GMT
    Mortgage tips http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/mortgage-tips.aspx

    We give you tips and advice for what you need to know before taking out a new mortgage or switching mortgages, and explain how your mortgage is funded.

    ]]>
    BorrowingTue, 25 Jun 2013 17:00:00 GMT
    Banking code exposed http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/Banking-code-revised.aspx

    A revised banking code is one thing. Compliance is another.

    ]]>
    BankingFri, 31 May 2013 11:20:00 GMT
    Faded receipts http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Faded receipts.aspx

    We look at your rights when it comes to receipts that have faded and what you can do to prevent them from fading.

    ]]>
    Shopping and legalMon, 13 May 2013 16:17:00 GMT
    ASIC's new rules http://www.choice.com.au/reviews-and-tests/money/investing/advice/asic-new-regs.aspx

    The government regulator has been making moves that could not only straighten out the finance sector but also make life easier for consumers.

    ]]>
    InvestingMon, 29 Apr 2013 15:17:00 GMT
    Commission rebate schemes http://www.choice.com.au/reviews-and-tests/money/insurance/personal/commission-rebate-schemes.aspx

    Rebate services return a portion of the commission made on the purchase of insurance policies that would have otherwise gone to a broker to you.

    ]]>
    InsuranceWed, 24 Apr 2013 15:34:00 GMT
    Consumer sharing http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/consumer-sharing.aspx

    Consumer sharing is growing in popularity to meet today’s buyer demands. It’s energy efficient, environmentally friendly and cost effective, and it’s now easier than ever.

    ]]>
    Shopping and legalTue, 23 Apr 2013 09:07:00 GMT
    Fretting about mortgage debt? http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/mortgage-debt.aspx

    We look into the trend of a rising debt-to-income ratio in Australia. What's behind it, and what can you do to minimise your own mortgage debt?

    ]]>
    BorrowingFri, 12 Apr 2013 10:00:00 GMT
    Shopping loyalty cards http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shopping-loyalty-cards.aspx

    CHOICE found that most loyalty programs offer such poor rewards you generally save less than a dollar per $100 spent.

    ]]>
    Shopping and legalThu, 11 Apr 2013 09:49:00 GMT
    Who owns my brands? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Who-owns-my-brands.aspx

    Find out which multinationals own the brands sitting on the shelves of your local supermarket.

    ]]>
    Shopping and legalTue, 09 Apr 2013 15:22:00 GMT
    Funeral insurance http://www.choice.com.au/reviews-and-tests/money/insurance/personal/funeral-insurance.aspx

    Purchasing funeral insurance too early can be costly in the long run.

    ]]>
    InsuranceTue, 09 Apr 2013 14:37:00 GMT
    Overseas money transfers http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/Overseas-money-transfers.aspx

    Unexpected fees and a poor exchange rate could cost you hundreds of dollars in the course of an international money transfer.

    ]]>
    BankingWed, 03 Apr 2013 14:40:00 GMT
    Guide to switching health insurers http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Health-insurance-switching.aspx

    As health insurance premiums go up, now’s a good time to check that the amount you’re paying is justified by what you’re getting in return.

    ]]>
    InsuranceWed, 27 Mar 2013 11:48:00 GMT
    Celebrity endorsements http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Celebrity-endorsements.aspx

    Celebrities have been spruiking products for years. We look at the persuasive power of these endorsements, and whether they're all just hot air.

    ]]>
    Shopping and legalWed, 13 Mar 2013 17:12:00 GMT
    Cause for concern? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/charitable-giving.aspx

    The fundraising industry says personalised pens, pad, and address labels are an effective marketing ploy for inspiring generosity, but potential donors tell a different story.

    ]]>
    Shopping and legalFri, 08 Mar 2013 09:40:00 GMT
    Crackdown on credit card surcharges http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/Credit-card-surcharges.aspx

    As of 18 March, surcharges applied to credit cards will be capped at a reasonable cost for the retailer.

    ]]>
    BorrowingThu, 07 Mar 2013 09:28:00 GMT
    Outsourcing household chores http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Outsourcing-household-chores.aspx

    We check out how you can outsource various household chores, such as cleaning, dogwalking and general home maintenance, to ease the squeeze on your work-life balance.

    ]]>
    Shopping and legalMon, 04 Mar 2013 15:54:00 GMT
    Your guide to self-storage http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Your-guide-to-self-storage.aspx

    With a trend towards high-density living, more Australians are turning to self-storage as a short- or long-term solution for lack of space.

    ]]>
    Shopping and legalTue, 26 Feb 2013 11:56:00 GMT
    Wrap rage http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Packaging.aspx

    Some types of packaging are impossible to open for certain consumers and may even inflict injury. We've uncovered the main offenders.

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    Shopping and legalMon, 18 Feb 2013 14:25:00 GMT
    Pricing tricks http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/pricing-tricks.aspx

    Whether you’re doing the grocery shopping or looking a mobile phone deal, get the best value for money every time avoiding top pricing tricks.

    ]]>
    Shopping and legalFri, 01 Feb 2013 14:57:00 GMT
    Home and contents premium hikes http://www.choice.com.au/reviews-and-tests/money/insurance/house-and-car/Home-and-contents-premium-hikes.aspx

    Premium hikes over the last year have often come with the addition of mandatory flood cover, but it’s not clear flood risk has anything to do with it.

    ]]>
    InsuranceThu, 31 Jan 2013 09:23:00 GMT
    Review websites http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Review sites.aspx

    While consumers like to buy things that have been reviewed and recommended by others, we find you can't always trust the recommendations you find online.

    ]]>
    Shopping and legalWed, 23 Jan 2013 17:30:00 GMT
    Living wills http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Advance-care-directives.aspx

    With Australians living longer and often facing a drawn-out decline, being clear about your future healthcare plans is more important than ever.

    ]]>
    Shopping and legalTue, 22 Jan 2013 16:21:00 GMT
    How can ombudsman services help you? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Ombudsman-overview.aspx

    Consumers have a lot to gain from understanding how ombudsman services operate and how the complaint process works.

    ]]>
    Shopping and legalWed, 28 Nov 2012 14:09:00 GMT
    Quality vs price http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/quality-versus-price.aspx

    We pit a low-, medium- and high-end moisturiser, hair dryer and pair of men's underpants against each other in a user trial, and speak to experts about the results.

    ]]>
    Shopping and legalTue, 27 Nov 2012 15:53:00 GMT
    Credit card ageism http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/Credit-card-ageism.aspx

    In what appears to be a widespread pattern, self-funded retirees are having their credit card applications knocked back.

    ]]>
    BorrowingThu, 15 Nov 2012 11:23:00 GMT
    Do you need a wrap fund? http://www.choice.com.au/reviews-and-tests/money/investing/products/Wrap-funds.aspx

    Choose a wrap fund that will comply with FoFA requirements, or charges fees for specific services that are clearly outlined in the agreement between you and your adviser.

    ]]>
    InvestingFri, 12 Oct 2012 10:17:00 GMT
    Private car park fines http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Private-car-park-fines.aspx

    Some private car park operators have been slapping motorists with bogus “fines” and threatening legal action if they don’t pay up.

    ]]>
    Shopping and legalTue, 02 Oct 2012 14:31:00 GMT
    Superannuation for women http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/Superannuation-for-women.aspx

    Despite the advances in equitable pay, women face a number of hurdles if they want to grow their superannuation independently.

    ]]>
    InvestingWed, 26 Sep 2012 10:17:00 GMT
    Customer service shadow shop http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/customer-service-shadow-shop.aspx

    How do Australia's bricks and mortar retailers stack up when it comes to customer service? We shadow shop Australia's 10 most popular retailers.

    ]]>
    Shopping and legalWed, 26 Sep 2012 06:00:00 GMT
    The rise of aroma marketing http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/the-rise-of-aroma-marketing.aspx

    Scent marketing is increasingly being used to draw consumers back into bricks-and-mortars stores.

    ]]>
    Shopping and legalWed, 15 Aug 2012 10:15:00 GMT
    Foreign transaction fees http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/Foreign-currency-transactions.aspx

    Exchange rates say Aussies should be picking up a nice little bonus on overseas transactions this year. Research by a savvy CHOICE member says otherwise.

    ]]>
    BankingTue, 10 Jul 2012 11:07:00 GMT
    Consolidating your debt http://www.choice.com.au/reviews-and-tests/money/borrowing/managing-debt/Debt-consolidation.aspx

    By using a debt consolidation business you could end up paying more in the long run than you would dealing directly with the creditors.

    ]]>
    BorrowingFri, 22 Jun 2012 09:57:00 GMT
    Parallel imports http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/parallel-imports.aspx

    How can some products look, taste and function the same, yet vary so markedly in price from their mainstream, retail counterparts?

    ]]>
    Shopping and legalTue, 19 Jun 2012 08:52:00 GMT
    Rent payment schemes http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Rent-payment-schemes.aspx

    Third-party rent payment schemes force tenants to pay for rent collection, and the fees can really add up.

    ]]>
    Shopping and legalThu, 07 Jun 2012 15:39:00 GMT
    Tackling call centres http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Call-centre-rights.aspx

    If you have a speech impediment, disability or an aversion to technology, call centres can cause you a lot of grief.

    ]]>
    Shopping and legalWed, 30 May 2012 13:24:00 GMT
    Finding a removalist http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Finding-a-removalist.aspx

    In 2011, Fair Trading NSW received 300 complaints about removalists – more than one every working day on average.

    ]]>
    Shopping and legalFri, 25 May 2012 11:35:00 GMT
    Mother's Day home test http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/mothers-day-home-test.aspx

    We decided to give our lab testers the day off and asked CHOICE member (and mum!), Monique Brunello, to be our home tester and look at some gift ideas for mums.

    ]]>
    Shopping and legalFri, 11 May 2012 10:42:00 GMT
    The cut flower industry http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Cut-flowers.aspx

    We outline some concerns around imported cut flowers that might make you re-think that beautiful bouquet.

    ]]>
    Shopping and legalWed, 09 May 2012 16:10:00 GMT
    Health insurance satisfaction survey http://www.choice.com.au/reviews-and-tests/money/insurance/personal/health-insurance-means-testing.aspx

    From July 1, health insurance premiums will increase for high-income earners. Pre-pay your annual premium now and any rebate reductions will only apply in 12 months time.

    ]]>
    InsuranceSun, 22 Apr 2012 07:24:00 GMT
    Travel money card comparisons http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/travel-money-cards.aspx

    The travel card market has expanded in the last couple of years, with a range of new products released to the market, but the fees can still pack a sting.

    ]]>
    BankingTue, 27 Mar 2012 17:25:00 GMT
    Shopping for plus-size clothes http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/plus-size-clothing.aspx

    Plus-size clothing is limited and expensive for Australians despite there being a demand.

    ]]>
    Shopping and legalMon, 26 Mar 2012 09:55:00 GMT
    Future-proof your super http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/future-proofing-your-super.aspx

    With the Euro zone and US economy looking shaky, what’s left of your super nest egg may once again be out on a limb.

    ]]>
    InvestingTue, 21 Feb 2012 16:06:00 GMT
    Home loan fact sheet shadow shop http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/home-loan-key-facts-sheet-shadow-shop.aspx

    While most of the institutions we visited do provide key fact sheets on their websites, overall it seems that bank staff have little or no idea the fact sheets even exist.

    ]]>
    BorrowingSun, 19 Feb 2012 07:42:00 GMT
    Australian Consumer Law http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/australian-consumer-law---one-year-on.aspx

    The newly introduced Australian Consumer Law gives consumers better protection when purchasing than ever before.

    ]]>
    Shopping and legalFri, 23 Dec 2011 12:09:00 GMT
    Unwanted Christmas gifts http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/unwanted-christmas-gifts.aspx

    Our survey finds, a whopping 21% of items purchased as Christmas presents fall short on performance.

    ]]>
    Shopping and legalWed, 21 Dec 2011 13:15:00 GMT
    In the dark on interest-free deals http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shoppers-misled-on-interest-free-deals.aspx

    CHOICE looked at some interest-free payment offers available with six major retailers, and sent a shadow shopper to the stores.

    ]]>
    Shopping and legalTue, 20 Dec 2011 17:06:00 GMT
    Christmas gifts for the traveller http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide-traveller.aspx

    We pick fun and handy products that will make great Christmas presents for anyone who loves to travel.

    ]]>
    Shopping and legalFri, 16 Dec 2011 09:03:00 GMT
    Credit card travel insurance reviews http://www.choice.com.au/reviews-and-tests/money/insurance/personal/credit-card-travel-insurance.aspx

    Many gold and platinum credit cards offer travel insurance, but the cover can vary.

    ]]>
    InsuranceTue, 13 Dec 2011 16:55:00 GMT
    Bank Satisfaction Survey 2011 http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-satisfaction-survey-2011.aspx

    Most participants in our survey have long-term relationships with one of the big four banks, but the loyalty has yielded very little satisfaction.

    ]]>
    BankingFri, 02 Dec 2011 14:03:00 GMT
    Work-from-home scams http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/work-from-home-scams.aspx

    Work-from-home offers can be tempting, but they can make you vulnerable to identity theft. We reveal the top five scams, and explain how to protect yourself from them.

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    Shopping and legalTue, 29 Nov 2011 16:25:00 GMT
    Christmas gifts for the keen cook http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide-household.aspx

    CHOICE picks the kitchen gadgets that will make great Christmas presents for anyone who loves to cook.

    ]]>
    Shopping and legalTue, 29 Nov 2011 10:21:00 GMT
    Excess package http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/excess-packaging.aspx

    The amount of packaging material in the postal system is piling up as more and more people do their shopping online.

    ]]>
    Shopping and legalThu, 24 Nov 2011 16:01:00 GMT
    Christmas gifts for the gadget fan http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide-technology.aspx

    We round up the best technology buys, from tablets, to televisions, to MP3 players, to eBook readers.

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    Shopping and legalWed, 23 Nov 2011 10:53:00 GMT
    Christmas gift guide 2011 http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide.aspx

    From digital cameras to kitchen gadgets, our gift ideas cater to all budgets.

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    Shopping and legalWed, 16 Nov 2011 11:04:00 GMT
    Real estate's influence on newspapers http://www.choice.com.au/reviews-and-tests/money/investing/property/real-estate-puffery.aspx

    Where does advertising end and editorial begin in the murky grey area between the glossy snapshots and auction listings?

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    InvestingWed, 19 Oct 2011 16:48:00 GMT
    Demystifying financial advice http://www.choice.com.au/reviews-and-tests/money/investing/advice/financial-advisor-reforms.aspx

    CHOICE has been calling for an overhaul of the financial services industry for more than 20 years. The federal government's Future of Financial Advice(FOFA) reforms will hopefully resolve some of the issues.

    ]]>
    InvestingMon, 26 Sep 2011 14:35:00 GMT
    Refinancing your home loan http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/refinancing-your-home-loan.aspx

    Switch and save and take a fresh look at the interest rates on your home loan. We take you through the basics and present some easy options to put you on the fast track to a better deal.

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    BorrowingFri, 16 Sep 2011 11:53:00 GMT
    High postage paid http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/high-postage-paid.aspx

    Australians appear to be paying more than consumers in NZ, the US, UK and further afield for staple services such as international postage.

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    Shopping and legalMon, 22 Aug 2011 15:24:00 GMT
    Unnecessary insurance policies http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Unnecessary-insurance-policies.aspx

    We expose the top five types of junk insurance and suggest some smarter alternatives.

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    InsuranceSat, 13 Aug 2011 09:41:00 GMT
    Retailer tricks of the trade http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/retailer-tricks-of-the-trade.aspx

    Online shopping is often quicker and cheaper, but bricks-and-mortars retailers have a few tricks that keep us coming back.

    ]]>
    Shopping and legalTue, 02 Aug 2011 10:23:00 GMT
    Shopping online for overseas goods http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shopping-online-for-overseas-goods.aspx

    Buying from foreign retailers has netted Australians big discounts. We look into the current state of play for online shopping.

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    Shopping and legalWed, 06 Jul 2011 17:50:00 GMT
    Pitfalls for tall consumers http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/pitfalls-for-tall-consumers.aspx

    Tall consumers are getting the short end of the stick in everything from buying clothes to travelling on planes, trains and in cars.

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    Shopping and legalThu, 23 Jun 2011 17:32:00 GMT
    Inflated surcharges http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/supercharged-surcharges.aspx

    Retailers are increasingly imposing surcharges on credit card transactions – but the RBA may finally be taking action.

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    BorrowingThu, 09 Jun 2011 15:11:00 GMT
    CHOICE applauds new financial planning rules http://www.choice.com.au/reviews-and-tests/money/investing/advice/finding-independent-financial-advice.aspx

    The government says the changes will require financial planners to prioritise the interests of their clients.

    ]]>
    InvestingThu, 28 Apr 2011 16:40:00 GMT
    Finance comparison sites http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/finance-comparison-websites.aspx

    These websites can be used to explore many products, from bank accounts to home loans, but CHOICE recommends you approach sites with care.

    ]]>
    BankingWed, 27 Apr 2011 16:55:00 GMT
    Bargain book buys http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/book_buying_guide.aspx

    Chain, independent or online book retailers – we size up the options.

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    Shopping and legalTue, 05 Apr 2011 10:32:00 GMT
    Resolving a financial complaint http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/making-a-financial-complaint.aspx

    Dealing directly with banks and other financial services providers to resolve disputes is usually more effective than taking the matter to court.

    ]]>
    Shopping and legalThu, 17 Mar 2011 10:44:00 GMT
    Move your money http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/move-your-money.aspx

    $153 billion worth of Australian money currently sits in everday transaction accounts that earn little or no interest.

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    BankingMon, 14 Mar 2011 15:11:00 GMT
    Savings at the cinema http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/cinema-rip-offs.aspx

    With movie ticket and candy bar prices continuing to rise, can a night at the movies be affordable?

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    Shopping and legalThu, 10 Mar 2011 15:44:00 GMT
    CHOICE releases Better Banking report http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/banking-report.aspx

    The report marks a major milestone in our campaign for fairer banking.

    ]]>
    BankingWed, 02 Mar 2011 14:34:00 GMT
    CHOICE slams foreign ATM fees http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/atm-fees.aspx

    Consumers continue to pay up to $4 when they visit “foreign” ATMs.

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    BankingWed, 16 Feb 2011 17:16:00 GMT
    Funeral costs http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/funeral-costs.aspx

    CHOICE found that funeral costs fluctuate wildly. We highlight ways to get a fair deal.

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    Shopping and legalWed, 09 Feb 2011 16:08:00 GMT
    High tech shopping http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/high-tech-shopping.aspx

    CHOICE takes a closer look at the high-tech devices in supermarkets now, and those on the way.

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    Shopping and legalThu, 20 Jan 2011 15:23:00 GMT
    Mother's Day guide http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/mothers-day-guide.aspx

    Our busy mums are faced with a myriad of decisions every day. We believe they should have the best advice at their fingertips this Mothers' Day.

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    Shopping and legalFri, 24 Dec 2010 15:34:00 GMT
    Group buying websites http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/coupon-websites.aspx

    Some of the best consumer bargains can be found online through coupon websites.

    ]]>
    Shopping and legalThu, 25 Nov 2010 09:00:00 GMT
    Charity Christmas cards http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/charity-christmas-cards.aspx

    Buying direct from the charity is often a better way to get your money direct to the good cause.

    ]]>
    Shopping and legalThu, 04 Nov 2010 16:01:00 GMT
    Cash for gold http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/gold-jewellery.aspx

    CHOICE visited 10 gold-buying shops in Sydney with a ring and two necklaces, and was offered between 39% and 89% of the gold value for the items.

    ]]>
    Shopping and legalWed, 20 Oct 2010 14:53:00 GMT
    Drycleaning dramas http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/drycleaning.aspx

    Inaccurate care labels could be at the heart of many drycleaning mishaps.

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    Shopping and legalFri, 08 Oct 2010 12:10:00 GMT
    What annoys Australians? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/what-annoys-australians.aspx

    Hidden fees, faulty products, endless phone menus - Australians' biggest complaints are consumer and/or product-related.

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    Shopping and legalFri, 01 Oct 2010 12:34:00 GMT
    Bank satisfaction survey 2010 http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-satisfaction-survey-2010.aspx

    If you're not getting an interest rate saving of at least 0.7% then you're probably paying too much.

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    BankingWed, 01 Sep 2010 15:12:00 GMT
    Made in Australia? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/made in australia.aspx

    Current labelling laws are broad and inconsistent even within the same industry. Country of origin and other claims, mixed with marketing hype, are confusing shoppers.

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    Shopping and legalMon, 30 Aug 2010 19:57:00 GMT
    Movies on the cheap http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/movie-rentals.aspx

    We outline the benefits and pitfalls so you can find which way saves you money.

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    Shopping and legalTue, 10 Aug 2010 09:46:00 GMT
    Super satisfaction survey http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/super-satisfaction.aspx

    See which funds have the most satisfied members for fees and performance and read our tips for switching.

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    InvestingFri, 23 Jul 2010 17:04:00 GMT
    Spectacles buying guide http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/spectacles-buying-guide.aspx

    Our price guide takes you through the confusing array of extras and options to explain exactly what you need to look for when shopping for specs.

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    Shopping and legalFri, 02 Jul 2010 14:17:00 GMT
    Bank fee bonanza http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-penalty-fee-income.aspx

    The Reserve Bank of Australia's annual bank fees report reveals there has been a shift in banks' household penalty fee income from deposit accounts towards loans.

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    BankingThu, 10 Jun 2010 01:00:00 GMT
    Bottleshop prices http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/bottleshops.aspx

    See our CHOICE price comparison of wine, beer and spirit prices at a number of different outlets.

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    Shopping and legalMon, 31 May 2010 14:00:00 GMT
    New report exposes bias http://www.choice.com.au/reviews-and-tests/money/investing/advice/advice-bias.aspx

    If you get financial advice from any of largest six financial planning groups, there’s a good chance you'll end up with investment products offered by the adviser’s parent company.

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    InvestingWed, 26 May 2010 10:01:00 GMT
    Income for life? http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/income-for-life-retirement-products.aspx

    With the average life expectancy increasing, the risk of running out of your savings during retirement is very real.

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    InvestingTue, 25 May 2010 12:17:00 GMT
    Woolworths and debit cards http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/woolworths-and-debit-cards.aspx

    You can no longer press “CR” after swiping your debit card at Woolies. We look at the reason for this change, and its potential impacts.

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    BankingTue, 20 Apr 2010 15:50:00 GMT
    How to cope with interest rate increases http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/how-to-cope-with-interest-rate-increases.aspx

    The RBA increased interest rates by 0.25% in April 2010.

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    BorrowingTue, 06 Apr 2010 15:00:00 GMT
    Will kits http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/will-kits.aspx

    An up-to-date, detailed will is essential for protecting your loved ones. We look at the basics you need to have covered.

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    Shopping and legalWed, 24 Mar 2010 12:30:00 GMT
    CHOICE 50th anniversary http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/choice-50th-anniversary.aspx

    From the sixties through to the noughties, CHOICE TV captures all the highlights.

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    Shopping and legalTue, 23 Mar 2010 16:40:00 GMT
    Balance transfer credit cards http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/balance-transfer-cards.aspx

    It may give you a breather, but it could also lead you to one of the worst traps set by card companies.

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    BorrowingMon, 22 Mar 2010 14:49:00 GMT
    Australian credit cards fail UK standards http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/australian-credit-cards-fail uk-standards.aspx

    We compared our banks' standard practices with consumer protection for UK credit card customers, and found Australian consumers are treated far less fairly.

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    BorrowingMon, 22 Mar 2010 13:44:00 GMT
    Low-fee transaction account reviews http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/low-fee transaction accounts.aspx

    Switching to a new transaction account with no monthly fees and low transaction costs may save you more than $200 per year. CHOICE selects the picks of the crop.

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    BankingFri, 12 Mar 2010 16:14:00 GMT
    ING Direct Orange Everyday review http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/ing direct orange review.aspx

    The account isn't completely fee-free and it doesn't pay interest, but most everyday transactions are free and there are incentives that will be attractive to many customers.

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    BankingWed, 10 Mar 2010 13:39:00 GMT
    Jetstar MasterCard review http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/jetstar-mastercard-review.aspx

    Following in the footsteps of major retailers Myer, Woolworths and David Jones, Jetstar has launched its own branded MasterCard and Platinum MasterCard.

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    BorrowingTue, 09 Feb 2010 15:00:00 GMT
    Which credit card for you? http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/credit-card-interest.aspx

    CHOICE reveals which providers are bucking this trend to treat their customers fairly.

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    BorrowingMon, 25 Jan 2010 00:30:00 GMT
    Bankwest Zero quick review http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bankwest-zero-review.aspx

    The new Bankwest Zero account refunds its customers the fees that the big four banks charge when you use their ATM machines.

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    BankingMon, 18 Jan 2010 00:30:00 GMT
    Know your rights http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/know-your-rights.aspx

    What can you do when you know you’re getting a raw deal, but don't know what to do about it? Read on.

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    Shopping and legalTue, 12 Jan 2010 13:22:00 GMT
    Travel money cards quick review http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/travel-money-cards-quick-review.aspx

    We expose the hidden costs.

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    BankingMon, 21 Dec 2009 16:51:00 GMT
    Westpac's unsolicited debit card churn http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/westpac-debit-card-churn.aspx

    The regulator claimed that Westpac breached the The Australian Securities and Investments Commission Act 2001 by sending unsolicited debit cards to consumers, but the Federal Court has taken a different view.

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    BorrowingFri, 18 Dec 2009 11:25:00 GMT
    Commission refunds http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/commission-refunds-review-and-compare.aspx

    You can choose who receives the sales and advice kickbacks from your investments. But weigh up the pros and cons before making any changes.

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    InvestingTue, 15 Dec 2009 10:35:00 GMT
    Weddings - at what price? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/wedding-investigation.aspx

    This year Australian couples are expected to spend an estimated $3.7 billion on their big day - but can you be sure you're paying what you should?

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    Shopping and legalThu, 10 Dec 2009 11:12:00 GMT
    Best online shopping sites http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/best-christmas-shopping-sites.aspx

    We save you time and effort by bringing you a list of the best online sites for books and CDS, clothes, electronics, as well as as cosmetics and fragrances.

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    Shopping and legalTue, 10 Nov 2009 15:29:00 GMT
    Bank satisfaction survey 2009 http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-satisfaction-survey-2009.aspx

    Over the past year, ANZ, Commonwealth, NAB and Westpac have increased market share but our survey reveals they haven't increased in popularity.

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    BankingWed, 30 Sep 2009 15:40:00 GMT
    Hidden fees in phone cards http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/hidden-fees-in-phone-cards.aspx

    Extra costs, such as “service” fees that gobble up credit even when you’re not making calls are often not advertised on the posters or phone cards.

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    Shopping and legalFri, 25 Sep 2009 11:17:00 GMT
    Reward cards review 2009 http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/reward-cards-review-2009.aspx

    We analysed 63 reward credit and charge cards, looking at frequent flyer points, shopping vouchers and cash rewards.

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    BorrowingThu, 19 Mar 2009 10:49:00 GMT
    Cashbacks not always a good deal http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/cashback-capers.aspx

    Retail and manufacturing marketing execs are certainly onto a winner with cashback schemes, but consumer benefit is not as guaranteed.

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    Shopping and legalSat, 13 Dec 2008 10:36:00 GMT
    Switch financial providers and save http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/switch-financial-providers-and-save.aspx

    For most of us, minimising the cost of 'staple' financial services like bank accounts and insurance is important. Here's how to save.

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    BankingFri, 15 Feb 2008 13:04:00 GMT
    Financial planning step-by-step guide http://www.choice.com.au/reviews-and-tests/money/investing/advice/financial-planning-step-by-step-guide.aspx

    Follow this six-step guide to improve your chances of getting a high standard of service and advice from a financial planner.

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    InvestingSat, 10 Sep 2005 09:59:00 GMT
    Duty-free is it worth it? http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/duty-free-is-it-worth-it.aspx

    Duty-free shopping was one of the perks of travelling overseas. The introduction of GST saw a whole raft taxes phased out, so is still good value?

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    Shopping and legalTue, 23 Aug 2005 11:42:00 GMT
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