Your mortgage

Independent and trusted guides, reviews and comparisons to help you choose the right home loan, understand different mortgage products and avoid mortgage stress.

Toy house

Home loans: switch and save

Find the best mortgage. Here's how to save thousands on your home loan.

2 Oct 2008 | The best savings were achieved by switching to a credit union or an online subsidiary of a major bank – and you can’t get any of those loans through mortgage brokers.

Toy house

How to choose a home loan

Use our tips to negotiate the mortgage maze.

19 May 2008 | For some people, flexibility and peace of mind are important, and there are a range of home loan options that offer such benefits.

House

Using mortgage brokers

How to avoid the traps and get the most from a mortgage broker when shopping around for a home loan.

21 Apr 2008 | If brokers’ advertisements and claims are to be believed, they’re the answer for anyone seeking a loan to suit their circumstances.

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Fast-track your mortgage

The best way to own your home sooner is to get a cheap loan and make higher payments, more often.

1 Mar 2008 | Extra repayments can have a huge effect. Our case studies were amazed at how modest extra payments could save tens of thousands in interest.

Retirees

Reverse mortgage shadow shop

Our shadow shop revealed poor advice and information from reverse mortgage sellers.

27 Feb 2007 | Originally reverse mortgages were sold directly by the lender, but in the last few years mortgage brokers have started to offer these products.

House made of money

Risky home loans - what to avoid

We expose the traps of new types of loans, including 40-year mortgages and no-deposit home loans.

5 Jan 2006 | With first homes averaging $430,000 and housing affordability at a record low, new types of loan may seem tempting — but are they safe?

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Polls

 
 

Have you recently asked your bank for a better home loan rate?

  
13%
 
Yes - and I got one
  
15%
 
Yes - but no go
  
71%
 
No

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