Australian households have experienced a spike in debt over the last two decades.
12 Apr 2013 |
We look into the trend of a rising debt-to-income ratio in Australia. What's behind it, and what can you do to minimise your own mortgage debt?
The results of our key facts sheet shadow shop were unpleasantly surprising.
19 Feb 2012 |
While most of the institutions we visited do provide key fact sheets on their websites, overall it seems that bank staff have little or no idea the fact sheets even exist.
We uncover the path to finding the best mortgage and making the most of your money.
16 Sep 2011 |
Switch and save and take a fresh look at the interest rates on your home loan. We take you through the basics and present some easy options to put you on the fast track to a better deal.
A reverse mortgage can help fund your retirement. CHOICE outlines the risks.
2 Nov 2010 |
Reverse mortgages target homeowners aged 60 and older who want to borrow money against the value of their property.
Rates are on the rise again.
6 Apr 2010 |
The RBA increased interest rates by 0.25% in April 2010.
Can you be sure brokers are working for you and not their own sales targets?
8 Oct 2009 |
The CBA now requires mortgage brokers to submit a minimum of four loan applications and settle a minimum of three every six months, which presents an obvious conflict of interest.
Home owners who locked in their loans 12 months ago now pay about 30% more interest than those on variable rates.
6 Feb 2009 |
Fixed rates have now come down to about their lowest point in the past 10 years.
Are tougher economic times squeezing your household budget? Know your options and rights if you're struggling to make mortgage repayments.
3 Feb 2009 |
In this report, we explain a range of options available if you’re experiencing mortgage difficulties.
Find the best mortgage. Here's how to save thousands on your home loan.
2 Oct 2008 |
The best savings were achieved by switching to a credit union or an online subsidiary of a major bank – and you can’t get any of those loans through mortgage brokers.
Use our tips to negotiate the mortgage maze.
19 May 2008 |
For some people, flexibility and peace of mind are important, and there are a range of home loan options that offer such benefits.