Reward cards review 2009

CHOICE crunches the numbers to find the most rewarding cards for frequent flyer, shopping and cash rewards.
 
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02.Frequent flyer Best Buys

We surveyed 41 cards offering QFF or Velocity points. We found the best frequent-flyer cards are American Express ones, as they offer better point conversion. There was little difference in value of the Velocity and QFF associated cards.

Qantas Best Buys

For the full results see the table.

$1000 monthly spending level

Best overall

  • Westpac Earth - all spending on American Express

Best Visa/MasterCard

  • ANZ Frequent Flyer Visa

$2000 monthly spending level

Best overall

  • Westpac Earth Platinum - all spending on American Express
  • Westpac Earth - all spending on American Express

Best Visa/MasterCard

  • ANZ Frequent Flyer Visa

$5000 monthly spending level

Best overall

  • Westpac Earth Platinum - all spending on American Express
  • NAB Qantas Platinum - all spending on American Express

Best Visa/MasterCard

  • CBA Platinum Qantas Frequent Flyer MasterCard

Velocity Best Buys

For the full results see the table.

$1000 monthly spending level

Best overall

  • Westpac Altitude - all spending on American Express
  • NAB Velocity - all spending on American Express

Best Visa/MasterCard

  • ANZ Rewards Visa
  • CBA Awards Velocity Frequent Flyer MasterCard

$2000 monthly spending level

Best overall

  • Westpac Altitude Platinum - all spending on American Express
  • Westpac Altitude - all spending on American Express

Best Visa/MasterCard

  • CBA Platinum Velocity Frequent Flyer MasterCard

$5000 monthly spending level

Best overall

  • Westpac Altitude Platinum - all spending on American Express
  • American Express Platinum Ascent

Best Visa/MasterCard

  • CBA Platinum Velocity Frequent Flyer MasterCard
 

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