Credit cards

Independent and trusted tests, reviews and comparisons to help you choose the right credit card for your needs.

Excessive credit card surcharges

Crackdown on credit card surcharges

The end of excessive credit card surcharges is on the horizon.

7 Mar 2013 | As of 18 March, surcharges applied to credit cards will be capped at a reasonable cost for the retailer.


Credit card ageism

Why are self-funded retirees being denied credit cards?

15 Nov 2012 | In what appears to be a widespread pattern, self-funded retirees are having their credit card applications knocked back.


Inflated surcharges

CHOICE finds credit card surcharges are money for jam for some retailers.

9 Jun 2011 | Retailers are increasingly imposing surcharges on credit card transactions – but the RBA may finally be taking action.


Travel rewards credit cards

CHOICE identifies the cards that offer the best value for your spending levels.

6 Oct 2010 | Choose the wrong card and any potential reward can be quickly wiped out in expenses.

Credit cards

Rewards credit cards - a user's guide

Discover how to make the most of your rewards card and avoid the hidden traps.

1 Oct 2010 | Use this basic guide to help you understand the rules and limitation of each program.

Reducing the cost of balance transfer

Balance transfer credit cards

Transferring your debt to a low-interest card may not be the magic fix it seems.

22 Mar 2010 | It may give you a breather, but it could also lead you to one of the worst traps set by card companies.


Australian credit cards fail UK standards

Unfair interest and irresponsible practices abound in the Australian banking sector. In the UK, many of these practices could soon be illegal.

22 Mar 2010 | We compared our banks' standard practices with consumer protection for UK credit card customers, and found Australian consumers are treated far less fairly.

Jetstar mastercard

Jetstar MasterCard review

Jetstar’s credit card compares well against other retailers’ cards for rewards.

9 Feb 2010 | Following in the footsteps of major retailers Myer, Woolworths and David Jones, Jetstar has launched its own branded MasterCard and Platinum MasterCard.


Which credit card for you?

Financial institutions are using unfair practices to squeeze every last cent of interest from customers.

25 Jan 2010 | CHOICE reveals which providers are bucking this trend to treat their customers fairly.


Westpac's unsolicited debit card churn

It’s almost always against the law for banks and other financial institutions to send unsolicited credit and debit cards to consumers.

18 Dec 2009 | The regulator claimed that Westpac breached the The Australian Securities and Investments Commission Act 2001 by sending unsolicited debit cards to consumers, but the Federal Court has taken a different view.

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