We look into the trend of a rising debt-to-income ratio in Australia. What's behind it, and what can you do to minimise your own mortgage debt?

As of 18 March, surcharges applied to credit cards will be capped at a reasonable cost for the retailer.

In what appears to be a widespread pattern, self-funded retirees are having their credit card applications knocked back.

By using a debt consolidation business you could end up paying more in the long run than you would dealing directly with the creditors.

While most of the institutions we visited do provide key fact sheets on their websites, overall it seems that bank staff have little or no idea the fact sheets even exist.

Switch and save and take a fresh look at the interest rates on your home loan. We take you through the basics and present some easy options to put you on the fast track to a better deal.

Retailers are increasingly imposing surcharges on credit card transactions – but the RBA may finally be taking action.

The RBA increased interest rates by 0.25% in April 2010.

It may give you a breather, but it could also lead you to one of the worst traps set by card companies.

We compared our banks' standard practices with consumer protection for UK credit card customers, and found Australian consumers are treated far less fairly.

Following in the footsteps of major retailers Myer, Woolworths and David Jones, Jetstar has launched its own branded MasterCard and Platinum MasterCard.

CHOICE reveals which providers are bucking this trend to treat their customers fairly.

The regulator claimed that Westpac breached the The Australian Securities and Investments Commission Act 2001 by sending unsolicited debit cards to consumers, but the Federal Court has taken a different view.

We analysed 63 reward credit and charge cards, looking at frequent flyer points, shopping vouchers and cash rewards.