Saving Money

Independent and trusted reviews and comparisons of savings accounts and financial software and guides to budgeting and saving money.

how-to-budget lead

How to build a budget

Making a budget is easy, but how do you stick to it when times get tough?

12 Jan 2015 | Making a budget is not about going on a diet of brussel sprouts and water, but about making sure you are using your hard-earned money for the things you really want.


Budget buster tips for 2015

We round up our top tips for building a healthier budget in 2015.

5 Jan 2015 | Christmas credit card bills and back-to-school costs are putting the squeeze on many household budgets.

Note book

Term deposits a bad deal

The top one-year term deposits pay less than the best online savings accounts – so is there still a good reason to lock away your money?

23 Oct 2014 | CHOICE reveals term deposit traps and top term deposit rates for six months, one year and three years.

Road sign and blue sky - sky high interest rates

Top online savings accounts

Who will provide the most bang for your buck when it comes to savings?

29 Sep 2014 | Don't leave your hard-earned money in zero interest paying transaction accounts, use a high interest account instead.

Bank Accounts

Top fee-free bank accounts

Transaction fees are disappearing fast: there are now a range of fee-free accounts for everyone.

23 Sep 2014 | Save on fees by choosing an account with no monthly fee and no fees for many ‘everyday’ transactions.


Kids' saving accounts review

Kids' accounts are teaching kids some surprising lessons about banking

4 Jul 2014 | We review 26 savings accounts designed for children and teenagers, including products offered by ANZ, Commonwealth Bank, Bankwest and Westpac. We find good interest rates but also some bad conditions and fees.


Mobile money managers

Monitor your money with your smartphone.

22 Jan 2014 | We've checked out 10 financial apps that let you keep track of your spending or budget on the go.

BPAY View mobile bill payment

Direct debit versus BPAY View

Manage your bills online.

8 Oct 2013 | With BPAY and direct debit, there are now more convenient options than ever for paying your bills - but which one's the best for your wallet?


Term Deposit Rolling

When it comes to term deposits, financial institutions aren’t showing much reward for your loyalty to them.

15 Jul 2013 | Over the past few years, bonus rates on online savings accounts have been as good or better than the highest rates on term deposit accounts. New regulations will see the pendulum swing back towards term deposits.

Banking code

Banking code exposed

A CHOICE shadow shop found that adherence to the revised Banking Code is spotty at best.

31 May 2013 | A revised banking code is one thing. Compliance is another.

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Have you switched banks to get a better deal?

No, but I plan to
  • 1052 votes

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