<?xml version="1.0" encoding="utf-8" ?><rss version="2.0"><channel><title>
            CHOICE - Money</title><link>
            http://www.choice.com.au/reviews-and-tests/money.aspx</link><description>Independent and trusted tests and investigations of your banking, investments, superannuation, insurance and savings from CHOICE Australia. </description><copyright>
            Copyright 2013 www.choice.com.au</copyright><language>en-au</language><image><url>
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            </url><title>www.choice.com.au</title><link>
                http://www.choice.com.au</link></image><lastBuildDate>Thu, 23 May 2013 19:10:07 GMT</lastBuildDate><category>Money</category><item><title>Rental rights</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/rental-rights.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2013/Rental-rights/Rental-rights_LEAD.ashx?bc=ffffff&amp;w=160" alt="Renting" width="160" height="109" /><p>From no-grounds evictions to limited leases, we learn that long-term rental security is almost non-existent for Australian tenants. </p>]]></description><category>Shopping and legal</category><pubDate>Wed, 22 May 2013 11:22:00 GMT</pubDate></item><item><title>Faded receipts</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Faded receipts.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2013/Faded-receipts/faded-receipt-lead.ashx?bc=ffffff&amp;w=160" alt="faded-receipt-lead" width="160" height="109" /><p>We look at your rights when it comes to receipts that have faded and what you can do to prevent them from fading. </p>]]></description><category>Shopping and legal</category><pubDate>Mon, 13 May 2013 16:17:00 GMT</pubDate></item><item><title>The problems with ticketing</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Ticket-pricing.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2012/Ticket_Pricing/TicketPricing_Lead_JUNE2012_WEB.ashx?bc=ffffff&amp;w=160" alt="TicketPricing_Lead_JUNE2012_WEB" width="160" height="109" /><p>We investigate the problems associated with buying tickets through agents, cinemas, and from scalpers.</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 01 May 2013 16:34:00 GMT</pubDate></item><item><title>ASIC's new rules</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/investing/advice/asic-new-regs.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Investing/ASIC-new-regulations/ASIC-new-rules-lead.ashx?bc=ffffff&amp;w=160" alt="ASIC-new-rules-lead" width="160" height="109" /><p>The government regulator has been making moves that could not only straighten out the finance sector but also make life easier for consumers.</p>]]></description><category>Investing</category><pubDate>Mon, 29 Apr 2013 15:17:00 GMT</pubDate></item><item><title>Commission rebate schemes</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/insurance/personal/commission-rebate-schemes.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Insurance/Personal/2013/commission-rebate-schemes-lead.ashx?bc=ffffff&amp;w=160" alt="commission rebate schemes" width="160" height="109" /><p>Rebate services return a portion of the commission made on the purchase of insurance policies that would have otherwise gone to a broker to you.</p>]]></description><category>Insurance</category><pubDate>Wed, 24 Apr 2013 15:34:00 GMT</pubDate></item><item><title>Consumer sharing</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/consumer-sharing.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Green homes/Consumer Sharing/food-sharing-lead.ashx?bc=ffffff&amp;w=160" alt="food-sharing-lead" width="160" height="109" /><p>Consumer sharing is growing in popularity to meet today’s buyer demands. It’s energy efficient, environmentally friendly and cost effective, and it’s now easier than ever.</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 23 Apr 2013 19:00:00 GMT</pubDate></item><item><title>Fretting about mortgage debt?</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/mortgage-debt.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Borrowing/Your-mortgage/mortgage-debt/fret-about-debt-lead.ashx?bc=ffffff&amp;w=160" alt="Mortgage debt" width="160" height="109" /><p>We look into the trend of a rising debt-to-income ratio in Australia. What's behind it, and what can you do to minimise your own mortgage debt?</p>]]></description><category>Borrowing</category><pubDate>Fri, 12 Apr 2013 10:00:00 GMT</pubDate></item><item><title>Shopping loyalty cards</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shopping-loyalty-cards.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/Loyalty cards/web_loyalty/loyalty_lead.ashx?bc=ffffff&amp;w=160" alt="Loyalty cards" width="160" height="109" /><p>CHOICE found that most loyalty programs offer such poor rewards you generally save less than a dollar per $100 spent.
</p>]]></description><category>Shopping and legal</category><pubDate>Thu, 11 Apr 2013 09:49:00 GMT</pubDate></item><item><title>Who owns my brands?</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Who-owns-my-brands.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2013/Who-owns-my-brands/who-owns-my-brands-lead.ashx?bc=ffffff&amp;w=160" alt="Who owns my brand?" width="160" height="109" /><p>Find out which multinationals own the brands sitting on the shelves of your local supermarket.</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 09 Apr 2013 15:22:00 GMT</pubDate></item><item><title>Funeral insurance</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/insurance/personal/funeral-insurance.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Insurance/Funeral insurance/Insurance.ashx?bc=ffffff&amp;w=160" alt="Insurance" width="160" height="109" /><p>Purchasing funeral insurance too early can be costly in the long run. </p>]]></description><category>Insurance</category><pubDate>Tue, 09 Apr 2013 14:37:00 GMT</pubDate></item><item><title>Overseas money transfers</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/Overseas-money-transfers.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/travel_money/2013/Overseas-money-transfers/overseas-money-transfer-lead.ashx?bc=ffffff&amp;w=160" alt="overseas-money-transfer-lead" width="160" height="109" /><p>Unexpected fees and a poor exchange rate could cost you hundreds of dollars in the course of an international money transfer.</p>]]></description><category>Banking</category><pubDate>Wed, 03 Apr 2013 14:40:00 GMT</pubDate></item><item><title>Guide to switching health insurers</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Health-insurance-switching.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Insurance/Health insurance/2013/health-insurance-switching-lead.ashx?bc=ffffff&amp;w=160" alt="health-insurance-lead" width="160" height="109" /><p>As health insurance premiums go up by 5.6% on average, now’s a good time to check that the amount you’re paying is justified by what you’re getting in return.</p>]]></description><category>Insurance</category><pubDate>Thu, 28 Mar 2013 17:03:00 GMT</pubDate></item><item><title>Celebrity endorsements</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Celebrity-endorsements.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2013/Celebrity-endorsements/celebrity-endorsements-lead.ashx?bc=ffffff&amp;w=160" alt="celebrity-endorsements-lead" width="160" height="109" /><p>Celebrities have been spruiking products for years. We look at the persuasive power of these endorsements, and whether they're all just hot air.</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 13 Mar 2013 17:12:00 GMT</pubDate></item><item><title>Car insurance reviews and comparisons</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/insurance/house-and-car/car-insurance-review-and-compare.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Insurance/Car insurance buying guide/2013/ONLINE_CarInsurance_Lead.ashx?bc=ffffff&amp;w=160" alt="Car insurance" width="160" height="109" /><p>We review 44 car insurance policies for each state and territory.</p>]]></description><category>Insurance</category><pubDate>Fri, 08 Mar 2013 16:29:00 GMT</pubDate></item><item><title>Cause for concern? </title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/charitable-giving.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2013/Charitable-giving/Charitiable_Giving_Lead.ashx?bc=ffffff&amp;w=160" alt="Choosing a charity" width="160" height="109" /><p>The fundraising industry says personalised pens, pad, and address labels are an effective marketing ploy for inspiring generosity, but potential donors tell a different story. </p>]]></description><category>Shopping and legal</category><pubDate>Fri, 08 Mar 2013 09:40:00 GMT</pubDate></item><item><title>Crackdown on credit card surcharges</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/Credit-card-surcharges.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2013/Credit-card-surcharge/credit-card-surcharge-lead.ashx?bc=ffffff&amp;w=160" alt="Excessive credit card surcharges" width="160" height="109" /><p>As of 18 March, surcharges applied to credit cards will be capped at a reasonable cost for the retailer. </p>]]></description><category>Borrowing</category><pubDate>Thu, 07 Mar 2013 09:28:00 GMT</pubDate></item><item><title>Outsourcing household chores</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Outsourcing-household-chores.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2013/Outsourcing-household-chores/Outsourcing-household-chores-lead.ashx?bc=ffffff&amp;w=160" alt="Outsourcing household tasks" width="160" height="109" /><p>We check out how you can outsource various household chores, such as cleaning, dogwalking and general home maintenance, to ease the squeeze on your work-life balance.</p>]]></description><category>Shopping and legal</category><pubDate>Mon, 04 Mar 2013 15:54:00 GMT</pubDate></item><item><title>Your guide to self-storage</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Your-guide-to-self-storage.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2013/Storage-solutions/storage-solutions-lead.ashx?bc=ffffff&amp;w=160" alt="storage-lead" width="160" height="109" /><p>With a trend towards high-density living, more Australians are turning to self-storage as a short- or long-term solution for lack of space. 

</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 26 Feb 2013 11:56:00 GMT</pubDate></item><item><title>Wrap rage</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Packaging.aspx</link><description><![CDATA[ <img src="/~/media/Images/Consumer action/Consumer protection/Packaging/Pack-Attack/pack-attack-lead-george.ashx?bc=ffffff&amp;w=160" alt="Wrap rage" width="160" height="109" /><p>Some types of packaging are impossible to open for certain consumers and may even inflict injury. We've uncovered the main offenders.</p>]]></description><category>Shopping and legal</category><pubDate>Mon, 18 Feb 2013 14:25:00 GMT</pubDate></item><item><title>Pricing tricks</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/pricing-tricks.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/Pricing_tricks/lead/PricingTricks_Money3.ashx?bc=ffffff&amp;w=160" alt="CHOICE reviews pricing tricks" width="160" height="109" /><p>Whether you’re doing the grocery shopping or looking a mobile phone deal, get the best value for money every time avoiding top pricing tricks. 
</p>]]></description><category>Shopping and legal</category><pubDate>Fri, 01 Feb 2013 14:57:00 GMT</pubDate></item><item><title>Home and contents premium hikes</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/insurance/house-and-car/Home-and-contents-premium-hikes.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Insurance/Home and contents insurance/2013/home-sweet-home/home-insurance-lead.ashx?bc=ffffff&amp;w=160" alt="Home insurance" width="160" height="109" /><p>Premium hikes over the last year have often come with the addition of mandatory flood cover, but it’s not clear flood risk has anything to do with it.</p>]]></description><category>Insurance</category><pubDate>Thu, 31 Jan 2013 09:23:00 GMT</pubDate></item><item><title>Review websites</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Review sites.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/Shopping/Review-sites/false-impressions-lead.ashx?bc=ffffff&amp;w=160" alt="Review sites" width="160" height="109" /><p>While consumers like to buy things that have been reviewed and recommended by others, we find you can't always trust the recommendations you find online.</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 23 Jan 2013 17:30:00 GMT</pubDate></item><item><title>Living wills </title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Advance-care-directives.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Food and health/General health/Final-say/living-wills-lead.ashx?bc=ffffff&amp;w=160" alt="Advance care directives" width="160" height="109" /><p>With Australians living longer and often facing a drawn-out decline, being clear about your future healthcare plans is more important than ever. </p>]]></description><category>Shopping and legal</category><pubDate>Tue, 22 Jan 2013 16:21:00 GMT</pubDate></item><item><title>How can ombudsman services help you?</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Ombudsman-overview.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2012/Ombudsman/ombudsman-lead.ashx?bc=ffffff&amp;w=160" alt="ombudsman-lead" width="160" height="109" /><p>Consumers have a lot to gain from understanding how ombudsman services operate and how the complaint process works. </p>]]></description><category>Shopping and legal</category><pubDate>Wed, 28 Nov 2012 14:09:00 GMT</pubDate></item><item><title>Quality vs price</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/quality-versus-price.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2012/quality-vs-price/quality-vs-price-lead-image.ashx?bc=ffffff&amp;w=160" alt="quality-vs-price-lead-image" width="160" height="109" /><p>We pit a low-, medium- and high-end moisturiser, hair dryer and pair of men's underpants against each other in a user trial, and speak to experts about the results.</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 27 Nov 2012 15:53:00 GMT</pubDate></item><item><title>Credit card ageism</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/Credit-card-ageism.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Borrowing/credit-cards-and-retirees/credit-cards-and-retirees-lead.ashx?bc=ffffff&amp;w=160" alt="credit-cards-and-retirees-lead" width="160" height="109" /><p>In what appears to be a widespread pattern, self-funded retirees are having their credit card applications knocked back. 
</p>]]></description><category>Borrowing</category><pubDate>Thu, 15 Nov 2012 11:23:00 GMT</pubDate></item><item><title>Do you need a wrap fund?</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/investing/products/Wrap-funds.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Investing/financial-advisor-reforms/under-wraps-lead.ashx?bc=ffffff&amp;w=160" alt="under-wraps-lead" width="160" height="109" /><p>Choose a wrap fund that will comply with FoFA requirements, or charges fees for specific services that are clearly outlined in the agreement between you and your adviser.</p>]]></description><category>Investing</category><pubDate>Fri, 12 Oct 2012 10:17:00 GMT</pubDate></item><item><title>Private car park fines</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Private-car-park-fines.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Travel and transport/Cars/safety-and-advice/taken-for-a-ride/car-parking-lead.ashx?bc=ffffff&amp;w=160" alt="car-parking-lead" width="160" height="109" /><p>Some private car park operators have been slapping motorists with bogus “fines” and threatening legal action if they don’t pay up. </p>]]></description><category>Shopping and legal</category><pubDate>Tue, 02 Oct 2012 14:31:00 GMT</pubDate></item><item><title>Superannuation for women</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/Superannuation-for-women.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Investing/superannuation/financial-products-women/financial-products-lead.ashx?bc=ffffff&amp;w=160" alt="financial-products-lead" width="160" height="109" /><p>Despite the advances in equitable pay, women face a number of hurdles if they want to grow their superannuation independently. </p>]]></description><category>Investing</category><pubDate>Wed, 26 Sep 2012 10:17:00 GMT</pubDate></item><item><title>Customer service shadow shop</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/customer-service-shadow-shop.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2012/Store_Wars/store-wars-lead.ashx?bc=ffffff&amp;w=160" alt="store-wars-lead" width="160" height="109" /><p>How do Australia's bricks and mortar retailers stack up when it comes to customer service? We shadow shop Australia's 10 most popular retailers.</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 26 Sep 2012 06:00:00 GMT</pubDate></item><item><title>The rise of aroma marketing</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/the-rise-of-aroma-marketing.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2012/Aroma_Marketing_Lead.ashx?bc=ffffff&amp;w=160" alt="Aroma Marketing" width="160" height="109" /><p>Scent marketing is increasingly being used to draw consumers back into bricks-and-mortars stores. </p>]]></description><category>Shopping and legal</category><pubDate>Wed, 15 Aug 2012 10:15:00 GMT</pubDate></item><item><title>Foreign transaction fees</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/Foreign-currency-transactions.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/Foreign-currency-transactions/Overseas-currency-transactions.ashx?bc=ffffff&amp;w=160" alt="Overseas-currency-transactions" width="160" height="109" /><p>Exchange rates say Aussies should be picking up a nice little bonus on overseas transactions this year. Research by a savvy CHOICE member says otherwise. </p>]]></description><category>Banking</category><pubDate>Tue, 10 Jul 2012 11:07:00 GMT</pubDate></item><item><title>Consolidating your debt</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/managing-debt/Debt-consolidation.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Borrowing/Debt-Consolidaton/Debt-Consolidation-LEAD.ashx?bc=ffffff&amp;w=160" alt="Debt-Consolidation-LEAD" width="160" height="109" /><p>By using a debt consolidation business you could end up paying more in the long run than you would dealing directly with the creditors. </p>]]></description><category>Borrowing</category><pubDate>Fri, 22 Jun 2012 09:57:00 GMT</pubDate></item><item><title>Parallel imports</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/parallel-imports.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2012/Paralell_imports/Parallel-import-toothpaste-elise_LEAD_JUN2012_WEB.ashx?bc=ffffff&amp;w=160" alt="Parallel-import-toothpaste-elise_LEAD_JUN2012_WEB" width="160" height="109" /><p>How can some products look, taste and function the same, yet vary so markedly in price from their mainstream, retail counterparts?</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 19 Jun 2012 08:52:00 GMT</pubDate></item><item><title>Rent payment schemes</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Rent-payment-schemes.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2012/Renting/home_rental_lead_MAY2012_WEB.ashx?bc=ffffff&amp;w=160" alt="home_rental_lead_MAY2012_WEB" width="160" height="109" /><p>Third-party rent payment schemes force tenants to pay for rent collection, and the fees can really add up. </p>]]></description><category>Shopping and legal</category><pubDate>Thu, 07 Jun 2012 15:39:00 GMT</pubDate></item><item><title>Tackling call centres</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/Call-centre-rights.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Technology/Software and online services/Voice_recognition/Voice_recognition_lead_340x232px.ashx?bc=ffffff&amp;w=160" alt="Voice_recognition_lead_340x232px" width="160" height="109" /><p>If you have a speech impediment, disability or an aversion to technology, call centres can cause you a lot of grief.</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 30 May 2012 13:24:00 GMT</pubDate></item><item><title>Finding a removalist</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Finding-a-removalist.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2012/Shonky_Removals/shonky_removal_LEAD_MAY2012_WEB.ashx?bc=ffffff&amp;w=160" alt="shonky_removal_LEAD_MAY2012_WEB" width="160" height="109" /><p>In 2011, Fair Trading NSW received 300 complaints about removalists – more than one every working day on average.</p>]]></description><category>Shopping and legal</category><pubDate>Fri, 25 May 2012 11:35:00 GMT</pubDate></item><item><title>Mother's Day home test</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/mothers-day-home-test.aspx</link><description><![CDATA[ <img src="/~/media/Images/Media/Consumer news/2012/mothers_day_gifts_MAY2012_LEAD-WEB.ashx?bc=ffffff&amp;w=160" alt="mothers_day_gifts_MAY2012_LEAD-WEB" width="160" height="109" /><p>We decided to give our lab testers the day off and asked CHOICE member (and mum!), Monique Brunello, to be our home tester and look at some gift ideas for mums.
</p>]]></description><category>Shopping and legal</category><pubDate>Fri, 11 May 2012 10:42:00 GMT</pubDate></item><item><title>The cut flower industry</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/Cut-flowers.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Shopping/Mothers-Day-cut-flowers/mothersDayFlowers_LEAD_APR2012_WEB.ashx?bc=ffffff&amp;w=160" alt="Waratah" width="160" height="109" /><p>We outline some concerns around imported cut flowers that might make you re-think that beautiful bouquet.</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 09 May 2012 16:10:00 GMT</pubDate></item><item><title>Health insurance satisfaction survey</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/insurance/personal/health-insurance-means-testing.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Insurance/Health insurance/2012/Health-insurance-satisfaction-survey/Health-insurance-satisfaction-survey-lead.ashx?bc=ffffff&amp;w=160" alt="Health-insurance-satisfaction-survey-lead" width="160" height="109" /><p>From July 1, health insurance premiums will increase for high-income earners. Pre-pay your annual premium now and any rebate reductions will only apply in 12 months time.</p>]]></description><category>Insurance</category><pubDate>Sun, 22 Apr 2012 07:24:00 GMT</pubDate></item><item><title>Gift card traps</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/the-trouble-with-gift-cards.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/gift_cards_2010/Gift_card_lead.ashx?bc=ffffff&amp;w=160" alt="gift cards" width="160" height="109" /><p>Short expiry dates and restrictive terms and conditions are just some of the traps to watch out for.</p>]]></description><category>Shopping and legal</category><pubDate>Fri, 20 Apr 2012 09:44:00 GMT</pubDate></item><item><title>Travel money card comparisons</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/travel-money-cards.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2012/Travel Money/Travel_Money_Lead.ashx?bc=ffffff&amp;w=160" alt="Travel_Money_Lead" width="160" height="109" /><p>The travel card market has expanded in the last couple of years, with a range of new products released to the market, but the fees can still pack a sting. </p>]]></description><category>Banking</category><pubDate>Tue, 27 Mar 2012 17:25:00 GMT</pubDate></item><item><title>Shopping for plus-size clothes</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/plus-size-clothing.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Shopping/PlusSizeClothing/Clothing-Plus-lead001_WEB.ashx?bc=ffffff&amp;w=160" alt="Clothing-Plus-lead001_WEB" width="160" height="109" /><p>Plus-size clothing is limited and expensive for Australians despite there being a demand.</p>]]></description><category>Shopping and legal</category><pubDate>Mon, 26 Mar 2012 09:55:00 GMT</pubDate></item><item><title>Selling and trading your things online</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/how-to-get-rid-of-stuff-you-no-longer-need.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2012/CH0312_OnlineAuction_lead_WEB.ashx?bc=ffffff&amp;w=160" alt="CH0312_OnlineAuction_lead_WEB" width="160" height="109" /><p>We've all got stuff we no longer want, need or use taking up space around the house. So how do you get the most of your useless junk?</p>]]></description><category>Shopping and legal</category><pubDate>Thu, 22 Mar 2012 13:00:00 GMT</pubDate></item><item><title>Future-proof your super </title><link>
                    http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/future-proofing-your-super.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Investing/Super_in_a_volatile_environment/2012/CH0212_Superannuation-lead-illustration_WEB_V2.ashx?bc=ffffff&amp;w=160" alt="Protect your super" width="160" height="109" /><p>With the Euro zone and US economy looking shaky, what’s left of your super nest egg may once again be out on a limb.</p>]]></description><category>Investing</category><pubDate>Tue, 21 Feb 2012 16:06:00 GMT</pubDate></item><item><title>Home loan fact sheet shadow shop</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/home-loan-key-facts-sheet-shadow-shop.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Borrowing/Home-loan-fact-sheet-shadow-shop/super_LEAD_WEB.ashx?bc=ffffff&amp;w=160" alt="super_LEAD_WEB" width="160" height="109" /><p>While most of the institutions we visited do provide key fact sheets on their websites, overall it seems that bank staff have little or no idea the fact sheets even exist.</p>]]></description><category>Borrowing</category><pubDate>Sun, 19 Feb 2012 07:42:00 GMT</pubDate></item><item><title>Australian Consumer Law</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/australian-consumer-law---one-year-on.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/Australian Consumer Law/consumerLaw_web.ashx?bc=ffffff&amp;w=160" alt="consumerLaw_web" width="160" height="109" /><p>The newly introduced Australian Consumer Law gives consumers better protection when purchasing than ever before. </p>]]></description><category>Shopping and legal</category><pubDate>Fri, 23 Dec 2011 12:09:00 GMT</pubDate></item><item><title>Unwanted Christmas gifts</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/unwanted-christmas-gifts.aspx</link><description><![CDATA[ <img src="/~/media/Images/Media/Consumer news/2011/unwanted-xmas-presents_LEAD.ashx?bc=ffffff&amp;w=160" alt="unwanted-xmas-presents_LEAD" width="160" height="109" /><p>Our survey finds, a whopping 21% of items purchased as Christmas presents fall short on performance.</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 21 Dec 2011 13:15:00 GMT</pubDate></item><item><title>Interest-free shopping offers</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/interest-free-deals.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/Interest free deals/InterestFree_sale-sign_webLEAD.ashx?bc=ffffff&amp;w=160" alt="InterestFree_sale-sign_webLEAD" width="160" height="109" /><p>Long-term payment deals can cost you hundreds of dollars in fees alone, even if you pay everything off within the interest-free period.
</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 20 Dec 2011 17:08:00 GMT</pubDate></item><item><title>In the dark on interest-free deals</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shoppers-misled-on-interest-free-deals.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/Interest free deals/InterestFree_Lead_New.ashx?bc=ffffff&amp;w=160" alt="InterestFree_Lead_New" width="160" height="109" /><p>CHOICE looked at some interest-free payment offers available with six major retailers, and sent a shadow shopper to the stores. </p>]]></description><category>Shopping and legal</category><pubDate>Tue, 20 Dec 2011 17:06:00 GMT</pubDate></item><item><title>Christmas gifts for the traveller</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide-traveller.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/book_buying/Buying guide/xmass_gift_guide001_WEB.ashx?bc=ffffff&amp;w=160" alt="xmass_gift_guide001_WEB" width="160" height="109" /><p>We pick fun and handy products that will make great Christmas presents for anyone who loves to travel.</p>]]></description><category>Shopping and legal</category><pubDate>Fri, 16 Dec 2011 09:03:00 GMT</pubDate></item><item><title>Credit card travel insurance reviews</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/insurance/personal/credit-card-travel-insurance.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Insurance/Travel Insurance/travel-insurance-credit-cards-lead-01-x600px.ashx?bc=ffffff&amp;w=160" alt="travel-insurance-credit-cards-lead-01-x600px" width="160" height="109" /><p>Many gold and platinum credit cards offer travel insurance, but the cover can vary.</p>]]></description><category>Insurance</category><pubDate>Tue, 13 Dec 2011 16:55:00 GMT</pubDate></item><item><title>Bank Satisfaction Survey 2011</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-satisfaction-survey-2011.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/Banking_satisfaction_2011/BankingSatSurvey_LEAD.ashx?bc=ffffff&amp;w=160" alt="BankingSatSurvey_LEAD" width="160" height="109" /><p>Most participants in our survey have long-term relationships with one of the big four banks, but the loyalty has yielded very little satisfaction. </p>]]></description><category>Banking</category><pubDate>Fri, 02 Dec 2011 14:03:00 GMT</pubDate></item><item><title>Work-from-home scams</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/work-from-home-scams.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/Work from home scams/Work-From-Home_Lead.ashx?bc=ffffff&amp;w=160" alt="Work-From-Home_Lead" width="160" height="109" /><p>Work-from-home offers can be tempting, but they can make you vulnerable to identity theft. We reveal the top five scams, and explain how to protect yourself from them.
</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 29 Nov 2011 16:25:00 GMT</pubDate></item><item><title>Christmas gifts for the keen cook</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide-household.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Shopping/x-mass-buying-guide-002.ashx?bc=ffffff&amp;w=160" alt="x-mass-buying-guide-002" width="160" height="109" /><p>CHOICE picks the kitchen gadgets that will make great Christmas presents for anyone who loves to cook.</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 29 Nov 2011 10:21:00 GMT</pubDate></item><item><title>Excess package</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/excess-packaging.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/Excess packaging/Overpacked_Lead_New.ashx?bc=ffffff&amp;w=160" alt="Overpacked_Lead_New" width="160" height="109" /><p>The amount of packaging material in the postal system is piling up as more and more people do their shopping online.</p>]]></description><category>Shopping and legal</category><pubDate>Thu, 24 Nov 2011 16:01:00 GMT</pubDate></item><item><title>Christmas gifts for the gadget fan</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide-technology.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Shopping/x-mass-buying-guide-004.ashx?bc=ffffff&amp;w=160" alt="x-mass-buying-guide-004" width="160" height="109" /><p>We round up the best technology buys, from tablets, to televisions, to MP3 players, to eBook readers.</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 23 Nov 2011 10:53:00 GMT</pubDate></item><item><title>Penny auction investigation</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/penny-auction-investigation.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/Penny auctions/Penny-auctions_Lead_1.ashx?bc=ffffff&amp;w=160" alt="Penny-auctions_Lead_1" width="160" height="109" /><p>CHOICE looks into reports of dodgy dealings in online penny auctions, where you may win items for low prices.</p>]]></description><category>Shopping and legal</category><pubDate>Fri, 18 Nov 2011 09:38:00 GMT</pubDate></item><item><title>Christmas gift guide 2011</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/christmas-gift-guide.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Shopping/x-mass-buying-guide-001.ashx?bc=ffffff&amp;w=160" alt="x-mass-buying-guide-001" width="160" height="109" /><p>From digital cameras to kitchen gadgets, our gift ideas cater to all budgets.</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 16 Nov 2011 11:04:00 GMT</pubDate></item><item><title>Real estate's influence on newspapers</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/investing/property/real-estate-puffery.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Investing/Property Advice/CH1011_RealEstate_coins_WEB_LEAD.ashx?bc=ffffff&amp;w=160" alt="CH1011_RealEstate_coins_WEB_LEAD" width="160" height="109" /><p>Where does advertising end and editorial begin in the murky grey area between the glossy snapshots and auction listings?</p>]]></description><category>Investing</category><pubDate>Wed, 19 Oct 2011 16:48:00 GMT</pubDate></item><item><title>Demystifying financial advice</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/investing/advice/financial-advisor-reforms.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Investing/Following_the_Money_Trail/Following_the_money_trail_lead.ashx?bc=ffffff&amp;w=160" alt="Following_the_money_trail_lead" width="160" height="120" /><p>CHOICE has been calling for an overhaul of the financial services industry for more than 20 years. The federal government's Future of Financial Advice(FOFA) reforms will hopefully resolve some of the issues. 
</p>]]></description><category>Investing</category><pubDate>Mon, 26 Sep 2011 14:35:00 GMT</pubDate></item><item><title>Refinancing your home loan</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/refinancing-your-home-loan.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Borrowing/Refinancing-your-home-loan/Refinancing-your-home-LEAD.ashx?bc=ffffff&amp;w=160" alt="Refinancing-your-home-LEAD" width="160" height="109" /><p>Switch and save and take a fresh look at the interest rates on your home loan. We take you through the basics and present some easy options to put you on the fast track to a better deal.</p>]]></description><category>Borrowing</category><pubDate>Fri, 16 Sep 2011 11:53:00 GMT</pubDate></item><item><title>High postage paid</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/high-postage-paid.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/Postal Charges/CH0911_PostalCharges_LEAD.ashx?bc=ffffff&amp;w=160" alt="High postage charges" width="160" height="109" /><p>Australians appear to be paying more than consumers in NZ, the US, UK and further afield for staple services such as international postage. </p>]]></description><category>Shopping and legal</category><pubDate>Mon, 22 Aug 2011 15:24:00 GMT</pubDate></item><item><title>Unnecessary insurance policies</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/insurance/personal/Unnecessary-insurance-policies.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Insurance/Personal/2012/junk_insurance_lead.ashx?bc=ffffff&amp;w=160" alt="Junk Insurance " width="160" height="109" /><p>We expose the top five types of junk insurance and suggest some smarter alternatives.</p>]]></description><category>Insurance</category><pubDate>Sat, 13 Aug 2011 09:41:00 GMT</pubDate></item><item><title>Retailer tricks of the trade</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/retailer-tricks-of-the-trade.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/retail marketing/retail shoppers image.ashx?bc=ffffff&amp;w=160" alt="New Image" width="160" height="109" /><p>Online shopping is often quicker and cheaper, but bricks-and-mortars retailers have a few tricks that keep us coming back.</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 02 Aug 2011 10:23:00 GMT</pubDate></item><item><title>Savings at the cinema</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/cinema-rip-offs.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/Movies/movie-story-001.ashx?bc=ffffff&amp;w=160" alt="movie-story-001" width="160" height="109" /><p>With movie ticket and candy bar prices continuing to rise, is a night at the movies still an affordable outing?</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 19 Jul 2011 16:58:00 GMT</pubDate></item><item><title>Shopping online for overseas goods</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/shopping-online-for-overseas-goods.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/Online shopping/Online-shopping-overseas-websites-LEAD_340wx232h-1.ashx?bc=ffffff&amp;w=160" alt="Online-shopping-on-overseas-websites" width="160" height="109" /><p>Buying from foreign retailers has netted Australians big discounts. We look into the current state of play for online shopping.</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 06 Jul 2011 17:50:00 GMT</pubDate></item><item><title>Pitfalls for tall consumers</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/pitfalls-for-tall-consumers.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/Pitfalls-for-tall-consumers/Tall-trouble-Australian-retailer-LEAD.ashx?bc=ffffff&amp;w=160" alt="Tall-trouble-Australian-retailer_340wx232h" width="160" height="109" /><p>Tall consumers are getting the short end of the stick in everything from buying clothes to travelling on planes, trains and in cars.</p>]]></description><category>Shopping and legal</category><pubDate>Thu, 23 Jun 2011 17:32:00 GMT</pubDate></item><item><title>Inflated surcharges</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/supercharged-surcharges.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Borrowing/Credit card surcharges/CC-Surcharges-LEAD.ashx?bc=ffffff&amp;w=160" alt="CC-Surcharges-LEAD" width="160" height="109" /><p>Retailers are increasingly imposing surcharges on credit card transactions – but the RBA may finally be taking action. </p>]]></description><category>Borrowing</category><pubDate>Thu, 09 Jun 2011 15:11:00 GMT</pubDate></item><item><title>CHOICE applauds new financial planning rules</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/investing/advice/finding-independent-financial-advice.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/Switch financial service providers and save/2010/financeadvice_lead.ashx?bc=ffffff&amp;w=160" alt="Financial advice" width="160" height="109" /><p>The government says the changes will require financial planners to prioritise the interests of their clients.</p>]]></description><category>Investing</category><pubDate>Thu, 28 Apr 2011 16:40:00 GMT</pubDate></item><item><title>Finance comparison sites</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/finance-comparison-websites.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/Money comparison websites/Comparison-websites-LEAD.ashx?bc=ffffff&amp;w=160" alt="Money-laptop-websites-LEAD" width="160" height="109" /><p>These websites can be used to explore many products, from bank accounts to home loans, but CHOICE recommends you approach sites with care.</p>]]></description><category>Banking</category><pubDate>Wed, 27 Apr 2011 16:55:00 GMT</pubDate></item><item><title>Bargain book buys</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/book_buying_guide.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/book_buying/books_lead.ashx?bc=ffffff&amp;w=160" alt="books" width="160" height="109" /><p>Chain, independent or online book retailers – we size up the options.</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 05 Apr 2011 10:32:00 GMT</pubDate></item><item><title>CHOICE Awards 2011: Best Online Savings Account</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/best-online-savings-account.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/CHOICE Awards 2011/OnlineSavingAcct_LEAD.ashx?bc=ffffff&amp;w=160" alt="OnlineSavingAcct_LEAD" width="160" height="98" /><p>To determine the winner, we looked at 150 savings accounts and the rates they've been offering over the past 12 months.</p>]]></description><category>Banking</category><pubDate>Thu, 31 Mar 2011 13:17:00 GMT</pubDate></item><item><title>CHOICE Awards 2011: Best Low Fee Bank Account</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/best-low-fee-bank-account.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2011/CHOICE Awards 2011/AW_LowBankFee$100008.ashx?bc=ffffff&amp;w=160" alt="Best low fee bank account" width="160" height="98" /><p>Penalty fees, or lack thereof, became the ultimate decider of this award. </p>]]></description><category>Banking</category><pubDate>Thu, 31 Mar 2011 11:45:00 GMT</pubDate></item><item><title>Resolving a financial complaint</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/making-a-financial-complaint.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/Know Your Rights/iStock_Letter.ashx?bc=ffffff&amp;w=160" alt="iStock_Letter" width="160" height="109" /><p>Dealing directly with banks and other financial services providers to resolve disputes is usually more effective than taking the matter to court.</p>]]></description><category>Shopping and legal</category><pubDate>Thu, 17 Mar 2011 10:44:00 GMT</pubDate></item><item><title>Move your money</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/move-your-money.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/Move-your-money/Bank-profits-lead.ashx?bc=ffffff&amp;w=160" alt="Bank-profits-big-four-australia" width="160" height="109" /><p>$153 billion worth of Australian money currently sits in everday transaction accounts that earn little or no interest.</p>]]></description><category>Banking</category><pubDate>Mon, 14 Mar 2011 15:11:00 GMT</pubDate></item><item><title>CHOICE releases Better Banking report </title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/banking-report.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/banking-report/banking_lead.ashx?bc=ffffff&amp;w=160" alt="banking_lead" width="160" height="109" /><p>The report marks a major milestone in our campaign for fairer banking.</p>]]></description><category>Banking</category><pubDate>Wed, 02 Mar 2011 14:34:00 GMT</pubDate></item><item><title>CHOICE slams foreign ATM fees</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/atm-fees.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/ATM fees/ATMs.ashx?bc=ffffff&amp;w=160" alt="ATM Fees" width="160" height="109" /><p>Consumers continue to pay up to $4 when they visit “foreign” ATMs.
</p>]]></description><category>Banking</category><pubDate>Wed, 16 Feb 2011 17:16:00 GMT</pubDate></item><item><title>Funeral costs</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/funeral-costs.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/Funerals/Funerals/Funerals_WebLead.ashx?bc=ffffff&amp;w=160" alt="Funerals" width="160" height="109" /><p>CHOICE found that funeral costs fluctuate wildly. We highlight ways to get a fair deal.

</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 09 Feb 2011 16:08:00 GMT</pubDate></item><item><title>High tech shopping</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/high-tech-shopping.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/hi_tech_shopping/hi-tech_shopping.ashx?bc=ffffff&amp;w=160" alt="Hi-tech_shopping" width="160" height="109" /><p>CHOICE takes a closer look at the high-tech devices in supermarkets now, and those on the way.</p>]]></description><category>Shopping and legal</category><pubDate>Thu, 20 Jan 2011 15:23:00 GMT</pubDate></item><item><title>Mother's Day guide</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/mothers-day-guide.aspx</link><description><![CDATA[ <img src="/~/media/Images/Marketing/mothers-day-gift-guide-LEAD.ashx?bc=ffffff&amp;w=160" alt="mothers-day-gift--guide-LEA" width="160" height="109" /><p>Our busy mums are faced with a myriad of decisions every day. We believe they should have the best advice at their fingertips this Mothers' Day. </p>]]></description><category>Shopping and legal</category><pubDate>Fri, 24 Dec 2010 15:34:00 GMT</pubDate></item><item><title>Group buying websites</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/coupon-websites.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/coupons_online/lead_coupon.ashx?bc=ffffff&amp;w=160" alt="lead_coupon" width="160" height="109" /><p>Some of the best consumer bargains can be found online through coupon websites. </p>]]></description><category>Shopping and legal</category><pubDate>Thu, 25 Nov 2010 09:00:00 GMT</pubDate></item><item><title>Sustainable shopping bags</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/sustainable-shopping-bags.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/plastic bags/plastic-lead.ashx?bc=ffffff&amp;w=160" alt="plastic-lead" width="160" height="109" /><p>The latest in the war on plastic.</p>]]></description><category>Shopping and legal</category><pubDate>Mon, 15 Nov 2010 11:49:00 GMT</pubDate></item><item><title>Charity Christmas cards</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/charity-christmas-cards.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/xmas_shopping_guide/xmas-card.ashx?bc=ffffff&amp;w=160" alt="Unicef card" width="160" height="109" /><p>Buying direct from the charity is often a better way to get your money direct to the good cause.</p>]]></description><category>Shopping and legal</category><pubDate>Thu, 04 Nov 2010 16:01:00 GMT</pubDate></item><item><title>Cash for gold</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/gold-jewellery.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/gold_selling_2ndhand/goldlead.ashx?bc=ffffff&amp;w=160" alt="goldlead" width="160" height="109" /><p>CHOICE visited 10 gold-buying shops in Sydney with a ring and two necklaces, and was offered between 39% and 89% of the gold value for the items.</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 20 Oct 2010 14:53:00 GMT</pubDate></item><item><title>Drycleaning dramas</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/drycleaning.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/dry_cleaning/drycleaning_iStock.ashx?bc=ffffff&amp;w=160" alt="drycleaning label" width="160" height="109" /><p>Inaccurate care labels could be at the heart of many drycleaning mishaps. </p>]]></description><category>Shopping and legal</category><pubDate>Fri, 08 Oct 2010 12:10:00 GMT</pubDate></item><item><title>What annoys Australians?</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/what-annoys-australians.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/What_annoys_Aussies/Annoying-lead-iStock.ashx?bc=ffffff&amp;w=160" alt="Annoying-lead-iStock" width="160" height="109" /><p>Hidden fees, faulty products, endless phone menus - Australians' biggest complaints are consumer and/or product-related.</p>]]></description><category>Shopping and legal</category><pubDate>Fri, 01 Oct 2010 12:34:00 GMT</pubDate></item><item><title>Bank satisfaction survey 2010</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-satisfaction-survey-2010.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/bank_satisfaction_2010/lead/lead.ashx?bc=ffffff&amp;w=160" alt="lead" width="160" height="109" /><p>If you're not getting an interest rate saving of at least 0.7% then you're probably paying too much.</p>]]></description><category>Banking</category><pubDate>Wed, 01 Sep 2010 15:12:00 GMT</pubDate></item><item><title>Made in Australia?</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/made in australia.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/Made_in_oz/AustralianMade_lead.ashx?bc=ffffff&amp;w=160" alt="AustralianMade_lead" width="160" height="109" /><p>Current labelling laws are broad and inconsistent even within the same industry. Country of origin and other claims, mixed with marketing hype, are confusing shoppers.</p>]]></description><category>Shopping and legal</category><pubDate>Mon, 30 Aug 2010 19:57:00 GMT</pubDate></item><item><title>Movies on the cheap</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/movie-rentals.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/movie_rentals/Movies-lead.ashx?bc=ffffff&amp;w=160" alt="Movies-lead" width="160" height="109" /><p>We outline the benefits and pitfalls so you can find which way saves you money.</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 10 Aug 2010 09:46:00 GMT</pubDate></item><item><title>Super satisfaction survey</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/super-satisfaction.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Investing/Super satisfaction/Superannuation-lead.ashx?bc=ffffff&amp;w=160" alt="Super" width="160" height="109" /><p>See which funds have the most satisfied members for fees and performance and read our tips for switching.</p>]]></description><category>Investing</category><pubDate>Fri, 23 Jul 2010 17:04:00 GMT</pubDate></item><item><title>Spectacles buying guide</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/spectacles-buying-guide.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Food and health/General health/Spectacles/specs/spectacles_lead.ashx?bc=ffffff&amp;w=160" alt="Spectacles" width="160" height="109" /><p>Our price guide takes you through the confusing array of extras and options to explain exactly what you need to look for when shopping for specs.</p>]]></description><category>Shopping and legal</category><pubDate>Fri, 02 Jul 2010 14:17:00 GMT</pubDate></item><item><title>Bank fee bonanza</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-penalty-fee-income.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/penalties/bank-fees.ashx?bc=ffffff&amp;w=160" alt="bank-fees" width="160" height="109" /><p>The Reserve Bank of Australia's annual bank fees report reveals there has been a shift in banks' household penalty fee income from deposit accounts towards loans.</p>]]></description><category>Banking</category><pubDate>Thu, 10 Jun 2010 01:00:00 GMT</pubDate></item><item><title>Bottleshop prices</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/bottleshops.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/Bottle shops/BottleShops_LEAD.ashx?bc=ffffff&amp;w=160" alt="bottleshop prices" width="160" height="109" /><p>See our CHOICE price comparison of wine, beer and spirit prices at a number of different outlets.</p>]]></description><category>Shopping and legal</category><pubDate>Mon, 31 May 2010 14:00:00 GMT</pubDate></item><item><title>New report exposes bias</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/investing/advice/advice-bias.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Investing/Financial planning_step_by_step_guide/lead/iStock_financial_planninglead.ashx?bc=ffffff&amp;w=160" alt="Financial advice" width="160" height="109" /><p>If you get financial advice from any of largest six financial planning groups, there’s a good chance you'll end up with investment products offered by the adviser’s parent company.</p>]]></description><category>Investing</category><pubDate>Wed, 26 May 2010 10:01:00 GMT</pubDate></item><item><title>Income for life?</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/income-for-life-retirement-products.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Investing/Rebuilding_your_super/2009/lead/Illustration_Contents_Super.ashx?bc=ffffff&amp;w=160" alt="Retirement" width="160" height="109" /><p>With the average life expectancy increasing, the risk of running out of your savings during retirement is very real.</p>]]></description><category>Investing</category><pubDate>Tue, 25 May 2010 12:17:00 GMT</pubDate></item><item><title>Woolworths and debit cards</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/woolworths-and-debit-cards.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/woolworths_CR/CreditMachine_iStock-ready.ashx?bc=ffffff&amp;w=160" alt="CreditMachine_iStock-ready" width="160" height="109" /><p>You can no longer press “CR” after swiping your debit card at Woolies. We look at the reason for this change, and its potential impacts.</p>]]></description><category>Banking</category><pubDate>Tue, 20 Apr 2010 15:50:00 GMT</pubDate></item><item><title>How to cope with interest rate increases</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/your-mortgage/how-to-cope-with-interest-rate-increases.aspx</link><description><![CDATA[ <img src="/~/media/Images/Spare images/revers_mort_lead.ashx?bc=ffffff&amp;w=160" alt="House illustration" width="160" height="109" /><p>The RBA increased interest rates by 0.25% in April 2010.</p>]]></description><category>Borrowing</category><pubDate>Tue, 06 Apr 2010 15:00:00 GMT</pubDate></item><item><title>Will kits</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/legal/will-kits.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/WILLS/wills_lead.ashx?bc=ffffff&amp;w=160" alt="Will kits" width="160" height="109" /><p>An up-to-date, detailed will is essential for protecting your loved ones. We look at the basics you need to have covered.</p>]]></description><category>Shopping and legal</category><pubDate>Wed, 24 Mar 2010 12:30:00 GMT</pubDate></item><item><title>CHOICE 50th anniversary</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/choice-50th-anniversary.aspx</link><description><![CDATA[ <img src="/~/media/Images/Marketing/record.ashx?bc=ffffff&amp;w=160" alt="cover" width="160" height="109" /><p>From the sixties through to the noughties, CHOICE TV captures all the highlights.</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 23 Mar 2010 16:40:00 GMT</pubDate></item><item><title>Balance transfer credit cards</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/balance-transfer-cards.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/balance_transfer_cards/Cut-percentage-iStock.ashx?bc=ffffff&amp;w=160" alt="Reducing the cost of balance transfer" width="160" height="109" /><p>It may give you a breather, but it could also lead you to one of the worst traps set by card companies.</p>]]></description><category>Borrowing</category><pubDate>Mon, 22 Mar 2010 14:49:00 GMT</pubDate></item><item><title>Australian credit cards fail UK standards</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/australian-credit-cards-fail uk-standards.aspx</link><description><![CDATA[ <img src="/~/media/Images/Spare images/code_bank_prac_lead.ashx?bc=ffffff&amp;w=160" alt="$name" width="160" height="109" /><p>We compared our banks' standard practices with consumer protection for UK credit card customers, and found Australian consumers are treated far less fairly.</p>]]></description><category>Borrowing</category><pubDate>Mon, 22 Mar 2010 13:44:00 GMT</pubDate></item><item><title>Life insurance review and compare</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/insurance/personal/life-insurance-review-and-compare.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Insurance/Buying guide Life insurance/2005/life_insurance.ashx?bc=ffffff&amp;w=160" alt="Life insurance" width="160" height="109" /><p>We review term life insurance policies from 20 providers and policies from 10 large industry super funds.</p>]]></description><category>Insurance</category><pubDate>Tue, 16 Mar 2010 09:12:00 GMT</pubDate></item><item><title>Low-fee transaction account reviews</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/low-fee transaction accounts.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/Low_fee_transaction_accounts/lead/BankAccounts-lead001.ashx?bc=ffffff&amp;w=160" alt="Low fee transaction accounts" width="160" height="109" /><p>Switching to a new transaction account with no monthly fees and low transaction costs may save you more than $200 per year. CHOICE selects the picks of the crop.</p>]]></description><category>Banking</category><pubDate>Fri, 12 Mar 2010 16:14:00 GMT</pubDate></item><item><title>ING Direct Orange Everyday review</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/ing direct orange review.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/ING review/ing_lead.ashx?bc=ffffff&amp;w=160" alt="ing_lead" width="160" height="109" /><p>The account isn't completely fee-free and it doesn't pay interest, but most everyday transactions are free and there are incentives that will be attractive to many customers.</p>]]></description><category>Banking</category><pubDate>Wed, 10 Mar 2010 13:39:00 GMT</pubDate></item><item><title>Jetstar MasterCard review</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/jetstar-mastercard-review.aspx</link><description><![CDATA[ <img src="/~/media/Images/Marketing/jetstar_card.ashx?bc=ffffff&amp;w=160" alt="Jetstar mastercard" width="160" height="109" /><p>Following in the footsteps of major retailers Myer, Woolworths and David Jones, Jetstar has launched its own branded MasterCard and Platinum MasterCard. </p>]]></description><category>Borrowing</category><pubDate>Tue, 09 Feb 2010 15:00:00 GMT</pubDate></item><item><title>Which credit card for you?</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/credit-card-interest.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Borrowing/Credit card charges/credit_lead.ashx?bc=ffffff&amp;w=160" alt="credit_lead" width="160" height="109" /><p>CHOICE reveals which providers are bucking this trend to treat their customers fairly.</p>]]></description><category>Borrowing</category><pubDate>Mon, 25 Jan 2010 00:30:00 GMT</pubDate></item><item><title>Bankwest Zero quick review</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bankwest-zero-review.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/Bankwest review/bankwest_lead_340_232.ashx?bc=ffffff&amp;w=160" alt="Bankwest Zero" width="160" height="109" /><p>The new Bankwest Zero account refunds its customers the fees that the big four banks charge when you use their ATM machines. </p>]]></description><category>Banking</category><pubDate>Mon, 18 Jan 2010 00:30:00 GMT</pubDate></item><item><title>Know your rights</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/know-your-rights.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2010/Know Your Rights/Right-lead-with-border.ashx?bc=ffffff&amp;w=160" alt="Right-lead-with-border" width="160" height="109" /><p>What can you do when you know you’re getting a raw deal, but don't know what to do about it? Read on.
</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 12 Jan 2010 13:22:00 GMT</pubDate></item><item><title>Travel money cards quick review</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/travel-money/travel-money-cards-quick-review.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/travel_money/2009/iStock_worldcurrency.ashx?bc=ffffff&amp;w=160" alt="World currency iStock" width="160" height="109" /><p>We expose the hidden costs.</p>]]></description><category>Banking</category><pubDate>Mon, 21 Dec 2009 16:51:00 GMT</pubDate></item><item><title>Westpac's unsolicited debit card churn</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/westpac-debit-card-churn.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/westpac_unsolicited/Creditcard.ashx?bc=ffffff&amp;w=160" alt="Creditcard" width="160" height="109" /><p>The regulator claimed that Westpac breached the The Australian Securities and Investments Commission Act 2001 by sending unsolicited debit cards to consumers, but the Federal Court has taken a different view.</p>]]></description><category>Borrowing</category><pubDate>Fri, 18 Dec 2009 11:25:00 GMT</pubDate></item><item><title>Commission refunds</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/investing/superannuation/commission-refunds-review-and-compare.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Investing/Commission refunds compare and review/commission-lead.ashx?bc=ffffff&amp;w=160" alt="commission-lead" width="160" height="109" /><p>You can choose who receives the sales and advice kickbacks from your investments. But weigh up the pros and cons before making any changes.
</p>]]></description><category>Investing</category><pubDate>Tue, 15 Dec 2009 10:35:00 GMT</pubDate></item><item><title>Weddings - at what price?</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/wedding-investigation.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2009/Wedding shadow shop/lead/iStock_wedding.ashx?bc=ffffff&amp;w=160" alt="Weddings investigation" width="160" height="109" /><p>This year Australian couples are expected to spend an estimated $3.7 billion on their big day - but can you be sure you're paying what you should?</p>]]></description><category>Shopping and legal</category><pubDate>Thu, 10 Dec 2009 11:12:00 GMT</pubDate></item><item><title>Best online shopping sites</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/best-christmas-shopping-sites.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/2009/Online xmas shopping/Online christmas shopping-istock.ashx?bc=ffffff&amp;w=160" alt="Online-christmas-shopping---istock" width="160" height="109" /><p>We save you time and effort by bringing you a list of the best online sites for books and CDS, clothes, electronics, as well as as cosmetics and fragrances.</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 10 Nov 2009 15:29:00 GMT</pubDate></item><item><title>Bank satisfaction survey 2009</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/bank-satisfaction-survey-2009.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/beyond_banks/340_232_lead.ashx?bc=ffffff&amp;w=160" alt="The big four banks" width="160" height="109" /><p>Over the past year, ANZ, Commonwealth, NAB and Westpac have increased market share but our survey reveals they haven't increased in popularity.</p>]]></description><category>Banking</category><pubDate>Wed, 30 Sep 2009 15:40:00 GMT</pubDate></item><item><title>Hidden fees in phone cards</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/hidden-fees-in-phone-cards.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Shopping and legal/Phone-card.ashx?bc=ffffff&amp;w=160" alt="Woman on phone" width="160" height="109" /><p>Extra costs, such as “service” fees that gobble up credit even when you’re not making calls are often not advertised on the posters or phone cards.</p>]]></description><category>Shopping and legal</category><pubDate>Fri, 25 Sep 2009 11:17:00 GMT</pubDate></item><item><title>Reward cards review 2009</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/borrowing/credit-cards/reward-cards-review-2009.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Borrowing/reward_cards_comparo/2009/lead/reward_card_comparo.ashx?bc=ffffff&amp;w=160" alt="Reward cards" width="160" height="109" /><p>We analysed 63 reward credit and charge cards, looking at frequent flyer points, shopping vouchers and cash rewards. </p>]]></description><category>Borrowing</category><pubDate>Thu, 19 Mar 2009 10:49:00 GMT</pubDate></item><item><title>Cashbacks not always a good deal</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/cashback-capers.aspx</link><description><![CDATA[ <img src="/~/media/Images/Consumer action/Shopping and legal/cashback_schemes/2009/leads/Cashback_LEAD.ashx?bc=ffffff&amp;w=160" alt="bin and cashback sales brochures" width="160" height="109" /><p>Retail and manufacturing marketing execs are certainly onto a winner with cashback schemes, but consumer benefit is not as guaranteed.</p>]]></description><category>Shopping and legal</category><pubDate>Sat, 13 Dec 2008 10:36:00 GMT</pubDate></item><item><title>Switch financial providers and save</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/banking/saving-money/switch-financial-providers-and-save.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Banking/Switch financial service providers and save/2008/leads/istock_lead_switch.ashx?bc=ffffff&amp;w=160" alt="Family looking at invoices" width="160" height="109" /><p>For most of us, minimising the cost of 'staple' financial services like bank accounts and insurance is important. Here's how to save.</p>]]></description><category>Banking</category><pubDate>Fri, 15 Feb 2008 13:04:00 GMT</pubDate></item><item><title>Financial planning step-by-step guide</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/investing/advice/financial-planning-step-by-step-guide.aspx</link><description><![CDATA[ <img src="/~/media/Images/Reviews/Money/Investing/Financial planning_step_by_step_guide/lead/iStock_financial_planninglead.ashx?bc=ffffff&amp;w=160" alt="Money tree" width="160" height="109" /><p>Follow this six-step guide to improve your chances of getting a high standard of service and advice from a financial planner.</p>]]></description><category>Investing</category><pubDate>Sat, 10 Sep 2005 09:59:00 GMT</pubDate></item><item><title>Duty-free is it worth it?</title><link>
                    http://www.choice.com.au/reviews-and-tests/money/shopping-and-legal/shopping/duty-free-is-it-worth-it.aspx</link><description><![CDATA[ <img src="/~/media/Images/Content migration June 2010/Content migration - lead images 2/Duty-free_iStock.ashx?bc=ffffff&amp;w=160" alt="Duty-free_iStock" width="160" height="109" /><p>Duty-free shopping was one of the perks of travelling overseas. The introduction of GST saw a whole raft taxes phased out, so is still good value?</p>]]></description><category>Shopping and legal</category><pubDate>Tue, 23 Aug 2005 11:42:00 GMT</pubDate></item></channel></rss>