01.Introduction

Results for 29 insurers and quotes for four scenarios

See our state-by-state interactive tables to help you find a policy tailored to your needs. We found average annual savings across all states of:

• $1700 for a young male driver
• $2400 for a family with a young female driver
• $625 for an adult couple
• $550 for an older couple

How we survey

CHOICE surveys insurers for comprehensive car insurance features and agreed value (AV) policies. Best Buys are chosen based on features and premium. We scored policies based on features such as:

1. 24 hour help line to organise towing
2. choice of repairer
3. new car replacement

Insurers compared

1. AAMI
2. Allianz
3. Ansvar Insurance
4. Apia
5. Australia Post
6. Bingle
7. Budget Direct
8. CGU
9. CommInsure
10. GIO
11. HBA
12. HBF
13. ING
14. Just Car Insurance
15. Mutual Community
16. NRMA
17. Pay As You Drive
18. QBE
19. RAA
20. RAC
21. RACT
22. RACV
23. Real Insurance
24. SGIC
25. SGIO
26. Suncorp
27. The Buzz Insurance
28. TIO
29. Youi